ANDANTINO
ActiveANDANTINO has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (€-127k) and a net result of €-93k. Equity is shrinking by ~49.1% per year across the filed fiscal years. Its solvency ranks better than 6% of 59 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2026
24
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability0=
Solvency0▼-15
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.6 against 0.72 in 2025; short-term debt: 122% and cash: 2.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
-40.7%
Return on assets
-29.8%
Age of the figures
8 mo
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026Equity per financial year
1920212223242526
2019 to 2026 · latest year €-127k
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 31-08-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
on the day
2025
61 d late
2024
111 d late
2023
29 d late
2022
64 d late
2021
91 d late
2020
107 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Equity
€-127k▼ 275%
2025 · €-34k
2019: €172k
2020: €136k
2021: €140k
2022: €13k
2023: €16k
2024: €20k
2025: €-34k
2019 → 2026
Total assets
€311k▼ 6.1%
2025 · €332k
2019: €490k
2020: €510k
2021: €502k
2022: €357k
2023: €344k
2024: €380k
2025: €332k
2019 → 2026
Net result
€-93k▼ 71.9%
2025 · €-54k
2019: €7k
2020: €-36k
2021: €3k
2022: €-127k
2023: €3k
2024: €4k
2025: €-54k
2019 → 2026
Working capital
€-150k▼ 70.1%
2025 · €-88k
2019: €76k
2020: €29k
2021: €16k
2022: €-117k
2023: €-114k
2024: €-86k
2025: €-88k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€13k-€16k▲ 25.6%€20k▲ 26.4%€-34k€-127k▼ 275%
Operating result€-120k-€10k€16k▲ 56.5%€-44k€-81k▼ 86.0%
Net result€-127k-€3k€4k▲ 29.7%€-54k€-93k▼ 71.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €81k in 2026 against €44k in 2025; the loss grows.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €311k
Fixed assets
€82k▼ 18.9%
Current assets
€229k▼ 0.5%
Key figures and ratios
EBITDA
€-62k▼
2025 · €-24k
Cash flow
€-74k▼
2025 · €-35k
Solvency
-40.7%▼
2025 · -10.2%
Current ratio
0.60▼
2025 · 0.72
Quick ratio
0.32▲
2025 · 0.30
Debt / equity
-3.46▲
2025 · -10.83
ROA
-29.8%▼
2025 · -16.3%
Interest coverage
-3.76▼
2025 · -2.30
Debt
€438k▲
2025 · €365k
Debt ≤ 1 year
€380k▲
2025 · €319k
Debt > 1 year
€35k▲
2025 · €25k
Income taxes
€250▲
2025 · €240
Staff costs
€56k▼
2025 · €84k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€332k€311k▼
Fixed assets21/28€101k€82k▼
Intangible fixed assets21€1k€292▼
Tangible fixed assets22/27€100k€81k▼
Land and buildings22€31k€21k▼
Furniture and vehicles24€2k€503▼
Leasing and similar rights25€66k€60k▼
Financial fixed assets28€514€514=
Current assets29/58€231k€229k▼
Stocks and contracts in progress3€136k€108k▼
Stocks30/36€136k€108k▼
Amounts receivable within one year40/41€83k€113k▲
Trade receivables40€9k€10k▲
Other amounts receivable41€73k€103k▲
Cash at bank and in hand54/58€6k€8k▲
Deferred charges and accrued income490/1€6k€869▼
Equity and liabilities
Total equity and liabilities10/49€332k€311k▼
Equity10/15€-34k€-127k▼
Contributions10/11€99k€99k=
Capital10€99k€99k=
Issued capital100€99k€99k=
Reserves13€57k€57k=
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Distributable reserves133€47k€47k=
Profit (loss) carried forward14€-190k€-283k▼
Amounts payable17/49€365k€438k▲
Amounts payable after more than one year17€25k€35k▲
Financial debts170/4€25k€35k▲
Amounts payable within one year42/48€319k€380k▲
Current portion of amounts payable after more than one year42€41k€51k▲
Financial debts43€50k€50k=
Credit institutions430/8€50k€50k=
Trade debts44€133k€173k▲
Suppliers440/4€133k€173k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€55k€31k▼
Taxes450/3€34k€16k▼
Remuneration and social security454/9€21k€15k▼
Other amounts payable47/48€40k€74k▲
Accrued charges and deferred income492/3€22k€23k▲
Income statement
Code20252026
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€84k€56k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▼
Other operating charges640/8€7k€5k▼
Gross operating margin9900€66k€-964▼
Operating profit (loss)9901€-44k€-81k▼
Financial income75/76B€395€5k▲
Recurring financial income75€395€5k▲
Financial charges65/66B€11k€17k▲
Recurring financial charges65€11k€17k▲
Profit (loss) for the period before taxes9903€-54k€-93k▼
Income taxes67/77€240€250▲
Profit (loss) for the period9904€-54k€-93k▼
Profit (loss) for the period to be appropriated9905€-54k€-93k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-190k€-283k▼
Profit (loss) brought forward from the previous period14P€-136k€-190k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 61 days late
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 111 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
31-01
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 64 days late
31-01
Financial
Weakest financial yearnet €-127k ▼4012%
Net result drops to €-127k, the lowest in the series; recovery starts the following year.
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 91 days late
31-01
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
2020
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 107 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Delaerestraat 17A8800 RoeselareGround area
657 m²
Building footprint
205 m²
Volume, LiDAR
2,468 m³
Parcel 36502B0038/00R000, Flanders · tallest building 19.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
LA DONNA
since 19932.060.795.583
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36502B0038/00R000 | Flanders | 656 m² | 2 · 205 m² | 19.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,606 companies in sector 49410 we hold annual accounts for 8,199. 4,999 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-02-1993
Fiscal year end31-01
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
49410Freight transport by road
52410
52421
47512Retail sale of household textiles and bedding
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.