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ANDANTINO

Active
Public limited companyfounded 199333 yrs activeDelaerestraat 17A, 8800 Roeselare, BelgiumKBO/BCE: BE 0449.329.932
Summary

The computed 12-month bankruptcy probability of ANDANTINO is 4.0% (moderate). The 2026 annual accounts show negative equity (-€126,691) and a net result of -€92,948. Equity is shrinking by ~49.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 35 sector peers (fiscal year 2026). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Freight transport by road
NACE 49410Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716NACE 52410
1 site
Size
€311,431total assets 2026
Staff
2 FTE
Equity
-€126,691
Loss
-€92,948
Turnover not published (abridged schema)
Financial health
46 Fair Checked score 2026
Bankruptcy chance 12 m
4.0%
Structure
Accounts on time0 of 5 deeds read
Why 46- Loss of €92,948, the second in a row (FY 2026)- Sector Land transport and transport via pipelines (NACE 49)- Negative equity -€126,691+ Size: total assets €311,431Show the evidence

Checked score

Score 2026
46 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 4% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2025
Weak
Solvency 0-15
equity -40.7% of total assets
Liquidity 3+1
short-term debt 122.0% · cash 2.4%
Profitability 0=
return on assets -29.8%
Bankruptcy probability, 12 months
4.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (8,991 companies)
Last 24 months 11-2024: 2.6% 12-2024: 2.7%▲ +5.1% vs 11-2024 01-2025: 1.9%▼ -29.6% vs 12-2024 02-2025: 1.9%▼ -1.5% vs 01-2025 03-2025: 1.9%● 0.0% vs 02-2025 04-2025: 1.9%▼ -0.7% vs 03-2025 05-2025: 1.9%▲ +0.8% vs 04-2025 06-2025: 1.9%▼ -1.8% vs 05-2025 07-2025: 1.8%▼ -5.7% vs 06-2025lowest value 08-2025: 2.0%▲ +16.0% vs 07-2025 09-2025: 2.4%▲ +15.5% vs 08-2025 10-2025: 2.7%▲ +15.0% vs 09-2025 11-2025: 2.9%▲ +8.6% vs 10-2025 12-2025: 4.6%▲ +57.1% vs 11-2025highest value 01-2026: 4.6%● 0.0% vs 12-2025highest value 02-2026: 4.6%▼ -1.3% vs 01-2026 03-2026: 4.6%● 0.0% vs 02-2026 04-2026: 4.5%▼ -1.1% vs 03-2026 05-2026: 4.5%▼ -0.1% vs 04-2026 06-2026: 4.3%▼ -4.7% vs 05-2026 07-2026: 4.2%▼ -3.4% vs 06-2026 08-2026: 4.4%▲ +7.0% vs 07-2026 09-2026: 4.0%▼ -10.9% vs 08-2026 10-2026: 4.0%● 0.0% vs 09-2026
  • Loss of €92,948, the second in a row (FY 2026) raises the probability
  • Size: total assets €311,431 lowers the probability for this profile
  • Sector Land transport and transport via pipelines (NACE 49) raises the probability
  • Negative equity -€126,691 raises the probability
No credit on open account
Liquidity short (current ratio 0.6 against 0.72 in 2025; short-term debt: 122% and cash: 2.4% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 5%, liquidity 5%, profitability 6%, growth against the median 2%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Loss of €92,948, the second in a row (FY 2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €311,431
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Land transport and transport via pipelines (NACE 49)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Negative equity -€126,691
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026
Equity per financial year
1920212223242526
2019 to 2026 · latest year -€126,691
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 31-08-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
on the day
2025
61 d late
2024
111 d late
2023
29 d late
2022
64 d late
2021
91 d late
2020
107 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 66 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. Usually files around 31 October (4 of the last 5 filed years within 51 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-01-2027 close31-08-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · abbreviated…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2026: debts exceed assets -€126,691 View
  • Caution: Equity fell in 2026from -€33,744 to -€126,691 ▼ 275% View
  • Caution: Among the weakest 5% on solvencysector median 50.7% · 35 companies -40.7% View
  • Caution: 2 loss-making years in a rowloss fiscal year 2026 -€92,948 View

By topic

Financials

Fiscal year
2026
Total assets
€311,431
Loss
-€92,948
Solvency
-40.7%
Total assets▼ 6.1%
Net result
20192026
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-08-2027
  1. 31-08-2026Annual accounts filed
  2. 31-10-2025Annual accounts filed
  3. 20-12-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Freight transport by roadNACE 49410
Founded
05-02-1993
Year ends
31-01
Peppol
Reachable for e-invoices
Go to Company details

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