AND Studio
ActiveAND Studio has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €34k. Its solvency ranks better than 86% of 9099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78
Stability82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 5.48 against 2.91 in 2024), and 18.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.7%
Return on assets
39.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
31 d early
2024
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€70k▲ 92.5%
2024 · €37k
2024: €37k
2024 → 2025
Total assets
€86k▲ 54.4%
2024 · €56k
2024: €56k
2024 → 2025
Net result
€34k▲ 0.8%
2024 · €34k
2024: €34k
2024 → 2025
Working capital
€70k▲ 92.5%
2024 · €37k
2024: €37k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€37k-€70k▲ 92.5%
Operating result€45k-€44k▼ 2.6%
Net result€34k-€34k▲ 0.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €86k
Equity
€70k▲ 92.5%
Debt
€16k▼ 18.1%
The debt ratio falls from 34.4% to 18.3%: equity grows while debt is paid down.
Key figures and ratios
Solvency
81.7%▲
2024 · 65.6%
Current ratio
5.48▲
2024 · 2.91
Quick ratio
5.48▲
2024 · 2.91
Debt / equity
0.22▼
2024 · 0.52
ROE
48.0%▼
2024 · 91.8%
ROA
39.3%▼
2024 · 60.2%
Debt
€16k▼
2024 · €19k
Debt ≤ 1 year
€16k▼
2024 · €19k
Income taxes
€10k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€86k▲
Current assets29/58€56k€86k▲
Amounts receivable within one year40/41€20k€436▼
Trade receivables40€20k-
Other amounts receivable41-€436
Cash at bank and in hand54/58€36k€85k▲
Deferred charges and accrued income490/1€60€60=
Equity and liabilities
Total equity and liabilities10/49€56k€86k▲
Equity10/15€37k€70k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€34k€67k▲
Amounts payable17/49€19k€16k▼
Amounts payable within one year42/48€19k€16k▼
Trade debts44€886€403▼
Suppliers440/4€886€403▼
Taxes, remuneration and social security45€9k€15k▲
Taxes450/3€9k€15k▲
Other amounts payable47/48€9k€156▼
Income statement
Code20242025
Other operating charges640/8€387€520▲
Gross operating margin9900€45k€44k▼
Operating profit (loss)9901€45k€44k▼
Financial charges65/66B€4€87▲
Recurring financial charges65€4€87▲
Profit (loss) for the period before taxes9903€45k€43k▼
Income taxes67/77€11k€10k▼
Profit (loss) for the period9904€34k€34k▲
Profit (loss) for the period to be appropriated9905€34k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€67k▲
Profit (loss) brought forward from the previous period14P-€34k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dageraadplaats 92018 AntwerpenGround area
117 m²
Building footprint
112 m²
Volume, LiDAR
1,484 m³
Parcel 11806F1282/00F004, Flanders · tallest building 17.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
AND Studio
since 20242.366.281.841
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1282/00F004 | Flanders | 117 m² | 1 · 112 m² | 17.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BLANCO PROJECTS
BE 1003.482.519
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HVH INVEST GROUP II
BE 0867.871.371
Heusden-Zolder · Eq €70k
DB BUSINESS SERVICES
BE 0757.629.287
Hasselt · Eq €70k
Casanovo
BE 0653.962.023
Anderlecht · Eq €70k
@concreto
BE 0878.915.614
Antwerpen · Eq €70k
Of 9,633 companies in sector 68121 we hold annual accounts for 7,327. 5,162 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-11-2024
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68122Development of non-residential building projects
71111Activities of building architects
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.