Financials
- Financial year
- 2024
- Turnover
- €66,578
- Profit
- €18,682
- Solvency
- 68.8%
AND PROJECT
ActiveSummary
The computed 12-month bankruptcy probability of AND PROJECT is 11.7% (high). The 2024 annual accounts show equity of €19,682 and a net result of €18,682. Its solvency ranks better than 75% of 35,975 sector peers (NACE 43, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Site preparation
NACE 43120
1 site
Size
€66,578turnover 2024
- Equity
- €19,682
- Profit
- €18,682
Structure
Accounts filed 50 days late
Why 35raises risk1 change of registered office in 24 months1 financial year not filed after the legal deadline; latest accounts 50 days late; 1 of the last 3 lateFigures for financial year 2024 (filed 25-09-2025)Liquidity: current ratio 3.20Show the evidence
Checked score
Score 2024
35
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 80% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency
94
equity 68.8% of total assets
Liquidity
73
short-term debt 31.2%
Profitability
100
return on assets 65.3%
Bankruptcy probability, 12 months
11.7%
High
0%0.5%1.5%4%10%≥ 25%
About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 2.0%lowest value
05-2025: 2.0%● unchanged vs 04-2025lowest value
06-2025: 2.0%● unchanged vs 05-2025
07-2025: 2.4%▲ +0.4 percentage points vs 06-2025
08-2025: 4.7%▲ +2.3 percentage points vs 07-2025
09-2025: 5.1%▲ +0.4 percentage points vs 08-2025
10-2025: 6.2%▲ +1.1 percentage points vs 09-2025
11-2025: 6.4%▲ +0.2 percentage points vs 10-2025
12-2025: 6.4%● unchanged vs 11-2025
01-2026: 6.4%● unchanged vs 12-2025
02-2026: 6.6%▲ +0.2 percentage points vs 01-2026
03-2026: 6.9%▲ +0.3 percentage points vs 02-2026
04-2026: 8.0%▲ +1.1 percentage points vs 03-2026
05-2026: 8.4%▲ +0.4 percentage points vs 04-2026
06-2026: 8.5%▲ +0.1 percentage points vs 05-2026
07-2026: 8.3%▼ -0.2 percentage points vs 06-2026
08-2026: 8.3%● unchanged vs 07-2026
09-2026: 8.4%▲ +0.1 percentage points vs 08-2026
10-2026: 11.7%▲ +3.3 percentage points vs 09-2026highest value
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity ample (current ratio 3.2, above the usual 1.5; short-term debt: 31.2% of total assets), and 31.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 75% on solvency, 72% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
raises riskneutral
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-09-2025, 50 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2024
50 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 50 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Registered officeRegistered-office move
- IncorporationAppointment: LUCACHE Cristina (director) ·…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Site preparationNACE 43120
- Founded
- 26-03-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 26
- Annual meeting
- 30 June at 12:00
- Purpose
- “Construction générale de bâtiments résidentiels; Construction générale d'immeubles de…” (deed in French)
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