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AND'LYSE

Active
Public limited companyfounded 1990active for 36 yearsClos Belle Rive(R-C) 8, 7520 Tournai, BelgiumKBO/BCE: BE 0442.180.141
Summary

AND'LYSE has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.0m and a net result of -€142,977. Equity remains stable across the filed financial years (±2.2% per year). Its solvency ranks better than 53% of 5,765 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€495,283turnover 2025
Equity
€2.0m
Loss
-€142,977
Financial health
81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Holdings
4
2025 accounts 36 days early2 of 14 deeds summarised
Why 81raises riskLiquidity: current ratio 0.03, cash €1821 change of registered office in 24 monthslowers riskFounded in 1990Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 50% of its sector peers (NACE 68, small)
Financial strength · tick = 2024
Strong
Solvency 67+1
equity 42.4% of total assets
Liquidity 37-1
short-term debt 30.4% · cash 0.0%
Profitability 77-1
return on assets -3.0%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,984 companies, NACE 68, small)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.5%▲ +0.3 percentage points vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.5%▼ -0.1 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026highest value 07-2026: 0.5%▼ -0.1 percentage points vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.03, compared with 0.1 in 2024, below 1; short-term debt: 30.4% and cash: 0% of total assets), and 57.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 61% on solvency, 31% on liquidity, 86% on profitability and 22% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.03, cash €182
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Founded in 1990
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€142,977
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 days early
2024
35 days early
2023
on the day
2022
34 days early
2021
37 days early
2020
29 days early
2019
18 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Weakest financial yearnet -€142,977
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Caution: Among the weakest 15% on net resultsector median €20,538 · 5,771 companies -€142,977 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€142,977 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
  • Heads a groupcompanies controlled · known shareholders 100% 3 View

By topic

Financials

Financial year
2025
Turnover
€495,283
Loss
-€142,977
Solvency
42.4%
Turnover▼ 6.6%
Net result
20202025
Go to Financials

Timeline

Events
41
Since
1991
Next accounts
by 31-07-2027
  1. 03-02-2025Registered office
  2. 31-07-2024Annual accounts filed
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
03-10-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about AND'LYSE

What is the company number of AND'LYSE?
0442.180.141. In Belgium the VAT number is the company number with BE in front: BE 0442.180.141.
Where is AND'LYSE based?
The registered office is at Clos Belle Rive(R-C) 8, 7520 Tournai.Company details
What does AND'LYSE do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of AND'LYSE?
Public limited company (NV).
When was AND'LYSE founded?
On 03-10-1990.
Is AND'LYSE still active?
Yes, AND'LYSE is an active enterprise in the KBO register.
What is the turnover of AND'LYSE?
€495,283 in financial year 2025, according to the filed annual accounts.Financials
Is AND'LYSE profitable?
In financial year 2025, AND'LYSE made a loss of €142,977.
Where can I find the annual accounts of AND'LYSE?
AND'LYSE filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AND'LYSE due?
By 31-07-2027, for financial year 2026.Timeline

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