AND Charleroi
BankruptcyThe KBO register records for AND Charleroi the legal situation: open bankruptcy (code 050); this is today's state according to the register itself, which carries no start date. The 2024 annual accounts show negative equity (€-70k) and a net result of €-95k.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year €-70k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
61 d late
2022
31 d late
2021
128 d late
2020
493 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€455k▼ 15.6%
2022 · €539k
2020: €95k
2021: €535k
2022: €539k
2020 → 2024
EBIT margin
-20.3%▼ 23.6pp
2022 · 3.3%
2020: 0.3%
2021: 1.2%
2022: 3.3%
2020 → 2024
Net result
€-95k▼ 1,255%
2023 · €-7k
2020: €-370
2021: €3k
2022: €15k
2023: €-7k
2020 → 2024
Working capital
€-133k▼ 129%
2023 · €-58k
2020: €-20k
2021: €-17k
2022: €-66k
2023: €-58k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€95k-€535k▲ 466%€539k▲ 0.6%€455k
Equity€15k-€17k▲ 17.2%€32k▲ 85.1%€25k▼ 22.0%€-70k
Operating result€312-€6k▲ 1,881%€18k▲ 188%€-1k€-92k▼ 6,589%
Net result€-370-€3k€15k▲ 480%€-7k€-95k▼ 1,255%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €92k in 2024 against €1k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €81k
Fixed assets
€63k▼ 24.1%
Current assets
€18k▼ 55.4%
Key figures and ratios
EBITDA
€-72k▼
2023 · €19k
Cash flow
€-75k▼
2023 · €13k
Solvency
-86.7%▼
2023 · 20.1%
Current ratio
0.12▼
2023 · 0.41
Quick ratio
0.07▼
2023 · 0.34
Debt / equity
-2.15▼
2023 · 3.97
ROA
-117.4%▼
2023 · -5.7%
Interest coverage
-28.66▼
2023 · 3.31
Debt
€151k▲
2023 · €98k
Debt ≤ 1 year
€151k▲
2023 · €98k
Staff costs
€127k▼
2023 · €149k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€123k€81k▼
Fixed assets21/28€83k€63k▼
Intangible fixed assets21€18k€12k▼
Tangible fixed assets22/27€42k€28k▼
Plant, machinery and equipment23€42k€28k▼
Financial fixed assets28€23k€23k=
Current assets29/58€40k€18k▼
Stocks and contracts in progress3€7k€7k=
Stocks30/36€7k€7k=
Cash at bank and in hand54/58€27k€5k▼
Deferred charges and accrued income490/1€6k€6k=
Equity and liabilities
Total equity and liabilities10/49€123k€81k▼
Equity10/15€25k€-70k▼
Contributions10/11€15k€15k=
Capital10€15k€15k=
Issued capital100€15k€15k=
Profit (loss) carried forward14€10k€-85k▼
Amounts payable17/49€98k€151k▲
Amounts payable within one year42/48€98k€151k▲
Trade debts44€30k€46k▲
Suppliers440/4€30k€46k▲
Taxes, remuneration and social security45€66k€105k▲
Taxes450/3€58k€85k▲
Remuneration and social security454/9€9k€20k▲
Other amounts payable47/48€2k-
Income statement
Code20232024
Turnover70-€455k
Goods, raw materials, services and sundry goods60/61-€396k
Remuneration, social security and pensions62€149k€127k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k=
Other operating charges640/8€412€4k▲
Gross operating margin9900€168k€59k▼
Operating profit (loss)9901€-1k€-92k▼
Financial income75/76B€2€1▼
Recurring financial income75€2€1▼
Financial charges65/66B€6k€3k▼
Recurring financial charges65€6k€3k▼
Profit (loss) for the period before taxes9903€-7k€-95k▼
Profit (loss) for the period9904€-7k€-95k▼
Profit (loss) for the period to be appropriated9905€-7k€-95k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€-85k▼
Profit (loss) brought forward from the previous period14P€17k€10k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-12
Judicial reorganisation
Plan revocation
Tribunal de l’entreprise du Hainaut · 20230048 · event 01-12-2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-95k
Net result drops to €-95k, the lowest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
07-02
Judicial reorganisation
Plan homologation
Tribunal de l’entreprise du Hainaut · 20230048 · event 25-01-2024
2023
12-10
Judicial reorganisation
Opening
Tribunal de l’entreprise du Hainaut · collectif · event 05-10-2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2020net €15k ▲480%
Operating result €18k, net result €15k, both a record.
06-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 128 days late
06-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 493 days late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Verte 286000 CharleroiGround area
27 m²
Parcel 52011D0126/02S000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Point B
since 20202.309.716.191
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011D0126/02S000indicative | Wallonia | 27 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCharleroi2.309.716.191
Similar companies · same sector, comparable size
B.S. GUSTO
BE 0898.901.473
Liège · Eq €25k
EMEL
BE 0846.530.678
Brugge · Eq €25k
GOU YI
BE 0732.996.930
Huy · Eq €25k
Zanna's Bolleke
BE 1009.675.275
Tremelo · Eq €25k
KAYIBA
BE 0824.214.344
Ottignies-Louvain-la-Neuve · Eq €25k
Of 21,904 companies in sector 56112 we hold annual accounts for 9,781. 8,286 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2019
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.