ANCY MC
ActiveANCY MC has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €593k and a net result of €198k. Equity is growing by ~86.5% per year across the filed fiscal years. Its solvency ranks better than 87% of 4559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 3.06 against 3.69 in 2024), and 23.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.5%
Return on assets
25.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
21 d early
2022
28 d early
2021
1 d late
2020
1 d late
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€593k▲ 50.1%
2024 · €395k
2019: €41k
2020: €26k
2021: €5k
2022: €84k
2023: €202k
2024: €395k
2019 → 2025
Total assets
€775k▲ 61.7%
2024 · €479k
2019: €145k
2020: €99k
2021: €74k
2022: €129k
2023: €291k
2024: €479k
2019 → 2025
Net result
€198k▲ 2.6%
2024 · €193k
2019: €-1k
2020: €-15k
2021: €-22k
2022: €80k
2023: €117k
2024: €193k
2019 → 2025
Working capital
€374k▲ 65.3%
2024 · €227k
2019: €-7k
2020: €-12k
2021: €21k
2022: €83k
2023: €166k
2024: €227k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€84k▲ 1,708%€202k▲ 139%€395k▲ 95.6%€593k▲ 50.1%
Operating result€-21k-€99k€175k▲ 78.0%€287k▲ 63.4%€301k▲ 5.0%
Net result€-22k-€80k€117k▲ 47.6%€193k▲ 64.2%€198k▲ 2.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 5% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €775k
Fixed assets
€218k▲ 29.7%
Current assets
€557k▲ 79.0%
Equity and liabilities €775k
Equity
€593k▲ 50.1%
Debt
€182k▲ 116%
The debt ratio rises from 17.6% to 23.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€316k▲
2024 · €294k
Cash flow
€213k▲
2024 · €200k
Solvency
76.5%▼
2024 · 82.4%
Current ratio
3.06▼
2024 · 3.69
Quick ratio
3.05▼
2024 · 3.67
Debt / equity
0.31▲
2024 · 0.21
ROE
33.4%▼
2024 · 48.9%
ROA
25.5%▼
2024 · 40.3%
Interest coverage
42.02▼
2024 · 55.44
Debt
€182k▲
2024 · €84k
Debt ≤ 1 year
€182k▲
2024 · €84k
Income taxes
€96k▲
2024 · €89k
Staff costs
€182k▲
2024 · €157k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€479k€775k▲
Fixed assets21/28€168k€218k▲
Tangible fixed assets22/27€156k€206k▲
Land and buildings22€147k€198k▲
Plant, machinery and equipment23€9k€8k▼
Financial fixed assets28€12k€12k▲
Current assets29/58€311k€557k▲
Stocks and contracts in progress3€2k€2k▲
Stocks30/36€2k€2k▲
Cash at bank and in hand54/58€309k€555k▲
Equity and liabilities
Total equity and liabilities10/49€479k€775k▲
Equity10/15€395k€593k▲
Contributions10/11€19k€19k=
Reserves13€376k€574k▲
Distributable reserves133€376k€574k▲
Amounts payable17/49€84k€182k▲
Amounts payable within one year42/48€84k€182k▲
Trade debts44€10k€13k▲
Suppliers440/4€10k€13k▲
Taxes, remuneration and social security45€74k€168k▲
Taxes450/3€55k€147k▲
Remuneration and social security454/9€19k€21k▲
Other amounts payable47/48€92€733▲
Income statement
Code20242025
Remuneration, social security and pensions62€157k€182k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€15k▲
Other operating charges640/8€13k€15k▲
Gross operating margin9900€463k€513k▲
Operating profit (loss)9901€287k€301k▲
Financial income75/76B€208-
Recurring financial income75€208-
Financial charges65/66B€5k€8k▲
Recurring financial charges65€5k€8k▲
Profit (loss) for the period before taxes9903€281k€294k▲
Income taxes67/77€89k€96k▲
Profit (loss) for the period9904€193k€198k▲
Profit (loss) for the period to be appropriated9905€193k€198k▲
Appropriation of the result
Profit (loss) to be appropriated9906€193k€198k▲
Transfer to equity691/2€193k€198k▲
To other reserves6921€193k€198k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €198k ▲2.6%
Operating result €301k, net result €198k, both a record.
30-06
Financial
Equity above €500kEq €593k ▲50.1%
4 profitable years in a row build equity to €593k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €200kEq €202k ▲139%
2 profitable years in a row build equity to €202k.
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €80k
Net result €80k after 3 loss-making years.
30-06
Financial
Liquidity doublescurrent ratio 2.85
Current ratio from 1.42 to 2.85; short-term debt falls from €51k to €45k.
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
30-06
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
07-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Minneveldstraat 783070 KortenbergGround area
2,649 m²
Building footprint
467 m²
Volume, LiDAR
3,913 m³
2 parcels, Flanders · tallest building 15.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Ancy MC
since 20152.244.895.744
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24055B0322/00V002 | Flanders | 2,307 m² | 1 · 126 m² | 11.2 m · 3 fl. |
| 11303B0436/00L005 | Flanders | 342 m² | 1 · 340 m² | 15.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.244.895.744
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Of 21,627 companies in sector 56112 we hold annual accounts for 9,656. 3,968 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-07-2015
Fiscal year end30-06
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
96040Personal service activities
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.