ANCHO GROUP
ActiveThe computed 12-month bankruptcy probability of ANCHO GROUP is 2.5% (moderate). The 2024 annual accounts show negative equity (€-177k) and a net result of €16k. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 21% of 18939 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability71▲+71
Solvency6▲+6
Growth58=
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.55 against 1.92 in 2023; short-term debt: 4.4% and cash: 3.6% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-18.8%
Return on assets
1.7%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 18939 sector peers (2024).
NBB · sector comparisonPosition among 18939 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
30 d late
2022
115 d late
2021
61 d late
2020
270 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-177k▲ 8.2%
2023 · €-192k
2018: €-85k
2019: €-156k
2020: €-182k
2021: €-191k
2022: €-168k
2023: €-192k
2018 → 2024
Total assets
€938k▲ 904%
2023 · €93k
2018: €161k
2019: €160k
2020: €208k
2021: €184k
2022: €133k
2023: €93k
2018 → 2024
Net result
€16k
2023 · €-25k
2018: €-63k
2019: €-70k
2020: €-27k
2021: €-9k
2022: €23k
2023: €-25k
2018 → 2024
Working capital
€64k▲ 54.3%
2023 · €41k
2018: €48k
2019: €-4k
2020: €19k
2021: €27k
2022: €53k
2023: €41k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-182k-€-191k▼ 4.8%€-168k▲ 12.2%€-192k▼ 14.7%€-177k▲ 8.2%
Operating result€-26k-€-7k▲ 72.0%€24k€-24k€16k
Net result€-27k-€-9k▲ 67.4%€23k€-25k€16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €16k after a loss of €24k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €938k
Fixed assets
€833k▲ 11,446%
Current assets
€105k▲ 21.5%
Key figures and ratios
EBITDA
€19k▲
2023 · €-23k
Cash flow
€18k▲
2023 · €-23k
Solvency
-18.8%▲
2023 · -205.9%
Current ratio
2.55▲
2023 · 1.92
Quick ratio
2.55▲
2023 · 1.88
Debt / equity
-6.31▼
2023 · -1.49
ROA
1.7%▲
2023 · -26.3%
Interest coverage
28.88▲
2023 · -110.69
Debt
€1.11M▲
2023 · €286k
Debt ≤ 1 year
€41k▼
2023 · €45k
Debt > 1 year
€1.07M▲
2023 · €241k
Staff costs
€7k▼
2023 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€93k€938k▲
Fixed assets21/28€7k€833k▲
Tangible fixed assets22/27€6k€832k▲
Land and buildings22-€827k
Plant, machinery and equipment23€5k€5k▲
Other tangible fixed assets26€907€721▼
Assets under construction and advance payments27€486-
Financial fixed assets28€1k€1k=
Current assets29/58€86k€105k▲
Stocks and contracts in progress3€2k-
Stocks30/36€2k-
Amounts receivable within one year40/41€77k€70k▼
Trade receivables40€33k€29k▼
Other amounts receivable41€44k€41k▼
Cash at bank and in hand54/58€7k€34k▲
Deferred charges and accrued income490/1€275€397▲
Equity and liabilities
Total equity and liabilities10/49€93k€938k▲
Equity10/15€-192k€-177k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-212k€-197k▲
Amounts payable17/49€286k€1.11M▲
Amounts payable after more than one year17€241k€1.07M▲
Other amounts payable178/9€241k€1.07M▲
Amounts payable within one year42/48€45k€41k▼
Trade debts44€18k€33k▲
Suppliers440/4€18k€33k▲
Advances received on contracts in progress46€632-
Taxes, remuneration and social security45€25k€8k▼
Taxes450/3€1k€8k▲
Remuneration and social security454/9€23k-
Other amounts payable47/48€2k-
Income statement
Code20232024
Remuneration, social security and pensions62€55k€7k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€24k
Other operating charges640/8€53k€15k▼
Gross operating margin9900€85k€64k▼
Operating profit (loss)9901€-24k€16k▲
Financial income75/76B€4-
Recurring financial income75€4-
Financial charges65/66B€206€648▲
Recurring financial charges65€206€648▲
Profit (loss) for the period before taxes9903€-25k€16k▲
Profit (loss) for the period9904€-25k€16k▲
Profit (loss) for the period to be appropriated9905€-25k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-212k€-197k▲
Profit (loss) brought forward from the previous period14P€-188k€-212k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
23-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 115 days late
2022
31-12
Financial
Back to profitnet €23k
Net result €23k after 4 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 270 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Weakest financial yearnet €-70k
Net result drops to €-70k, the lowest in the series; recovery starts the following year.
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 55 days late
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 55 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Sorbiers 191410 WaterlooGround area
377 m²
Building footprint
845 m²
Parcel 25110A0152/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Ancho Group
since 20172.266.829.424
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25110A0152/00F000 | Wallonia | 377 m² | 1 · 844 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
ANGEDRAS
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BELELA
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BOTANIQUE FOOD
BE 0754.679.497
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BRASSERIES G.
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 21,896 companies in sector 56112 we hold annual accounts for 9,784.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-2017
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0494880977