ANCHLO
ActiveANCHLO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €-6k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 74% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-9
Solvency88▲+1
Growth40=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.04 in 2024; short-term debt: 37.3% and cash: 0.8% of total assets), and 37.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.6%
Return on assets
-4.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-6k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
57 d early
2023
101 d early
2022
98 d early
2021
102 d early
2020
106 d early
2019
102 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€29k=
2022 · €29k
2018: €39k
2019: €32k
2020: €29k
2021: €29k
2022: €29k
2018 → 2023
EBIT margin
32.9%▲ 2.7pp
2022 · 30.2%
2018: 54.7%
2019: 40.3%
2020: 31.3%
2021: 37.0%
2022: 30.2%
2018 → 2023
Net result
€-6k▲ 6.4%
2024 · €-6k
2018: €11k
2019: €6k
2020: €3k
2021: €8k
2022: €7k
2023: €7k
2024: €-6k
2018 → 2025
Working capital
€-50k▲ 7.8%
2024 · €-54k
2018: €-88k
2019: €-88k
2020: €-92k
2021: €-83k
2022: €-66k
2023: €-58k
2024: €-54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€29k-€29k=€29k=
Equity€85k-€92k▲ 8.2%€100k▲ 7.8%€93k▼ 6.3%€87k▼ 6.3%
Operating result€11k-€9k▼ 18.3%€10k▲ 9.0%€-6k€-5k▲ 23.6%
Net result€8k-€7k▼ 11.5%€7k▲ 2.8%€-6k€-6k▲ 6.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €6k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140k
Fixed assets
€138k▼ 6.9%
Current assets
€2k▼ 23.5%
Equity and liabilities €140k
Equity
€87k▼ 6.3%
Debt
€52k▼ 8.5%
The debt ratio falls from 37.9% to 37.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5k▲
2024 · €4k
Cash flow
€4k▲
2024 · €4k
Solvency
62.6%▲
2024 · 62.1%
Current ratio
0.04▼
2024 · 0.04
Quick ratio
0.04▼
2024 · 0.04
Debt / equity
0.60▼
2024 · 0.61
ROE
-6.7%▲
2024 · -6.7%
ROA
-4.2%▼
2024 · -4.2%
Interest coverage
5.03▼
2024 · 6.36
Debt
€52k▼
2024 · €57k
Debt ≤ 1 year
€52k▼
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€150k€140k▼
Fixed assets21/28€148k€138k▼
Tangible fixed assets22/27€148k€138k▼
Land and buildings22€148k€138k▼
Current assets29/58€2k€2k▼
Cash at bank and in hand54/58€2k€1k▼
Deferred charges and accrued income490/1€779€814▲
Equity and liabilities
Total equity and liabilities10/49€150k€140k▼
Equity10/15€93k€87k▼
Contributions10/11€25k€25k=
Profit (loss) carried forward14€68k€62k▼
Amounts payable17/49€57k€52k▼
Amounts payable within one year42/48€57k€52k▼
Trade debts44€339-
Suppliers440/4€339-
Other amounts payable47/48€56k€52k▼
Accrued charges and deferred income492/3€210€160▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€8k€7k▼
Gross operating margin9900€12k€13k▲
Operating profit (loss)9901€-6k€-5k▲
Financial income75/76B€12-
Recurring financial income75€12-
Financial charges65/66B€603€1k▲
Recurring financial charges65€603€1k▲
Profit (loss) for the period before taxes9903€-7k€-6k▲
Income taxes67/77€-618-
Profit (loss) for the period9904€-6k€-6k▲
Profit (loss) for the period to be appropriated9905€-6k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€62k▼
Profit (loss) brought forward from the previous period14P€75k€68k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-6k ▼187%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
21-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
20-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Peperstraat 259100 Sint-NiklaasGround area
1,001 m²
Building footprint
743 m²
Volume, LiDAR
4,013 m³
Parcel 46443E1774/00D002, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANCHLO
since 20072.360.109.176
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46443E1774/00D002 | Flanders | 1,001 m² | 1 · 743 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Q.A.P.
BE 0823.409.343
Bilzen-Hoeselt · Eq €87k
NEW MIDO
BE 0707.952.619
Antwerpen · Eq €88k
MIDD39
BE 0730.559.062
Damme · Eq €87k
WILLEMIMMO
BE 0550.394.133
Chastre · Eq €88k
L&K
BE 0841.263.281
Gembloux · Eq €88k
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 3,662 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2007
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.