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ANBELI

Active
Private limited companyfounded 200917 yrs activeLange Kruisweg 28, 2110 Wijnegem, BelgiumKBO/BCE: BE 0809.516.567
Summary

ANBELI has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €310,889 and a net result of €28,543. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 20% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability55▼-13
Solvency39▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19,000 at 30 days acceptable
Liquidity ample (current ratio 1.61 against 0.57 in 2024; short-term debt: 9.5% and cash: 2.1% of total assets), but 85.8% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 17 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
14.2%
Return on assets
1.3%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 31942 sector peers (2025).
NBB · sector comparison
Position among 31942 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-02-2026, 83 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
83 d early
2024
68 d early
2023
74 d early
2022
86 d early
2021
85 d early
2020
72 d early
2019
83 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 79 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 6 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ANBELI was incorporated on 2 February 2009.1 Total assets rose from EUR 1.2 million in 2018 to EUR 2.2 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€310,889▲ 10.1%
2024 · €282,345
Total assets
€2.2m▲ 18.6%
2024 · €1.8m
Net result
€28,543▲ 98.8%
2024 · €14,355
Working capital
€127,603
2024 · -€166,359
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€79,886€69,500▼ 13.0%€194,196▲ 179%€48,191▼ 75.2%€94,060▲ 95.2%
Net result€45,048within the sector's middle half€41,411within the sector's middle half▼ 8.1%€119,923above the sector's middle half▲ 190%€14,355within the sector's middle half▼ 88.0%€28,543within the sector's middle half▲ 98.8%
Equity€143,856within the sector's middle half▲ 45.6%€185,267within the sector's middle half▲ 28.8%€305,190above the sector's middle half▲ 64.7%€282,345above the sector's middle half▼ 7.5%€310,889above the sector's middle half▲ 10.1%
Total assets€828,259above the sector's middle half▲ 3.3%€899,929above the sector's middle half▲ 8.7%€980,663above the sector's middle half▲ 9.0%€1.8mabove the sector's middle half▲ 87.9%€2.2mabove the sector's middle half▲ 18.6%
Debt€684,403▼ 2.7%€714,662▲ 4.4%€675,473▼ 5.5%€1.6m▲ 131%€1.9m▲ 20.1%
Working capital€51,115within the sector's middle half-€1,967below the sector's middle half€150,340above the sector's middle half-€166,359below the sector's middle half€127,603within the sector's middle half
Solvency17.4%below the sector's middle half▲ 5.0pp20.6%below the sector's middle half▲ 3.2pp31.1%within the sector's middle half▲ 10.5pp15.3%below the sector's middle half▼ 15.8pp14.2%below the sector's middle half▼ 1.1pp
Current ratio2.06within the sector's middle half▲ 1.510.98below the sector's middle half▼ 1.082.40within the sector's middle half▲ 1.420.57below the sector's middle half▼ 1.841.61within the sector's middle half▲ 1.04
Return on assets (ROA)5.4%within the sector's middle half▲ 8.0pp4.6%within the sector's middle half▼ 0.8pp12.2%within the sector's middle half▲ 7.6pp0.8%below the sector's middle half▼ 11.4pp1.3%below the sector's middle half▲ 0.5pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000€200,000Operating result 2021: €79,886€79,886Net result 2021: €45,048€45,048Operating result 2022: €69,500€69,500Net result 2022: €41,411€41,411Operating result 2023: €194,196€194,196Net result 2023: €119,923€119,923Operating result 2024: €48,191€48,191Net result 2024: €14,355€14,355Operating result 2025: €94,060€94,060Net result 2025: €28,543€28,54320212022202320242025€0€50,000€100,000€150,000€200,000Operating result 2023: €194,196€194,000Net result 2023: €119,923€120,000Operating result 2024: €48,191€48,200Net result 2024: €14,355€14,400Operating result 2025: €94,060€94,100Net result 2025: €28,543€28,500202320242025
The operating result recovers in 2025; 2025 is 95% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.2m
Fixed assets €1.8m ▲ 13.8%
Current assets €336,274 ▲ 54.4%
Equity and liabilities €2.2m
Equity €310,889 ▲ 10.1%
Debt €1.9m ▲ 20.1%
Debt's share of the balance-sheet total rises from 84.7% to 85.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€231,840▲
2024 · €143,624
Cash flow
€166,323▲
2024 · €109,788
Debt to equity
6.03▲
2024 · 5.53
ROE
9.2%▲
2024 · 5.1%
Interest coverage
4.15▼
2024 · 5.76
Debt ≤ 1 year
€208,672▼
2024 · €384,131
Debt > 1 year
€1.7m▲
2024 · €1.2m
Income taxes
€15,430▲
2024 · €15,301
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 4,105 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 98% are still going.

  • Small
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
0.9% went bankrupt
0.9% stopped otherwise
98% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 4,105 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.8m€2.2m▲
Fixed assets21/28€1.6m€1.8m▲
Tangible fixed assets22/27€1.6m€1.8m▲
Land and buildings22€1.6m€1.8m▲
Furniture and vehicles24€36,301€22,729▼
Current assets29/58€217,772€336,274▲
Amounts receivable within one year40/41€6,612€48,693▲
Other amounts receivable41€6,612€48,693▲
Current investments50/53€190,982€240,982▲
Cash at bank and in hand54/58€20,179€45,945▲
Deferred charges and accrued income490/1€0€654▲
Equity and liabilities
Total equity and liabilities10/49€1.8m€2.2m▲
Equity10/15€282,345€310,889▲
Contributions10/11€0-
Reserves13€264,949€293,492▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€264,949€293,492▲
Profit (loss) carried forward14€17,396€17,396=
Amounts payable17/49€1.6m€1.9m▲
Amounts payable after more than one year17€1.2m€1.7m▲
Financial debts170/4€1.2m€1.7m▲
Other amounts payable178/9€7,500€7,500=
Amounts payable within one year42/48€384,131€208,672▼
Current portion of amounts payable after more than one year42€61,172€139,022▲
Trade debts44€0-
Suppliers440/4€0-
Advances received on contracts in progress46-€42,000
Taxes, remuneration and social security45€5,937€6,153▲
Taxes450/3€5,937€6,153▲
Other amounts payable47/48€317,021€21,497▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€95,433€137,780▲
Other operating charges640/8€1,225€1,088▼
Gross operating margin9900€144,849€232,927▲
Operating profit (loss)9901€48,191€94,060▲
Financial income75/76B€6,406€5,833▼
Recurring financial income75€6,406€5,833▼
Financial charges65/66B€24,941€55,919▲
Recurring financial charges65€24,941€55,919▲
Profit (loss) for the period before taxes9903€29,656€43,974▲
Income taxes67/77€15,301€15,430▲
Profit (loss) for the period9904€14,355€28,543▲
Transfer from tax-exempt reserves789€37,200€0▼
Profit (loss) for the period to be appropriated9905€51,555€28,543▼
Appropriation of the result
Profit (loss) to be appropriated9906€68,952€45,940▼
Profit (loss) brought forward from the previous period14P€17,396€17,396=
Transfer to equity691/2€14,355€28,543▲
To other reserves6921€14,355€28,543▲
Profit to be distributed694/7€37,200€0▼
Return on contributions (dividend)694€37,200€0▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48,251€55,856€66,749€95,433€137,780▲ 44.4%
Other operating charges640/8-€5,199€977€1,225€1,088▼ 11.2%
Gross operating margin9900€129,160€130,555€261,922€144,849€232,927▲ 60.8%
Operating profit (loss)9901€79,886€69,500€194,196€48,191€94,060▲ 95.2%
Financial income75/76B-€1,558€2,592€6,406€5,833▼ 8.9%
Recurring financial income75€0€1,558€2,592€6,406€5,833▼ 8.9%
Financial charges65/66B-€16,021€15,053€24,941€55,919▲ 124%
Recurring financial charges65€16,425€16,021€15,053€24,941€55,919▲ 124%
Profit (loss) for the period before taxes9903€63,460€55,036€181,735€29,656€43,974▲ 48.3%
Income taxes67/77€18,413€13,626€61,812€15,301€15,430▲ 0.8%
Profit (loss) for the period9904€45,048€41,411€119,923€14,355€28,543▲ 98.8%
Transfer from tax-exempt reserves789---€37,200€0▼ 100%
Profit (loss) for the period to be appropriated9905€45,048€41,411€119,923€51,555€28,543▼ 44.6%
Line20212022202320242025Change
Assets
Total assets20/58€828,259€899,929€980,663€1.8m€2.2m▲ 18.6%
Fixed assets21/28€729,064€789,989€723,239€1.6m€1.8m▲ 13.8%
Tangible fixed assets22/27€729,064€789,989€723,239€1.6m€1.8m▲ 13.8%
Land and buildings22-€726,546€673,368€1.6m€1.8m▲ 15.0%
Furniture and vehicles24-€63,443€49,872€36,301€22,729▼ 37.4%
Current assets29/58€99,195€109,940€257,423€217,772€336,274▲ 54.4%
Amounts receivable within one year40/41€4,657€15,529€21,657€6,612€48,693▲ 636%
Other amounts receivable41-€15,529€21,657€6,612€48,693▲ 636%
Current investments50/53-€39,594€150,393€190,982€240,982▲ 26.2%
Cash at bank and in hand54/58€94,028€54,817€15,373€20,179€45,945▲ 128%
Deferred charges and accrued income490/1-€0€70,000€0€654-
Equity and liabilities
Total equity and liabilities10/49€828,259€899,929€980,663€1.8m€2.2m▲ 18.6%
Equity10/15€143,856€185,267€305,190€282,345€310,889▲ 10.1%
Contributions10/11-€18,600€18,600€0--
Reserves13€107,860€149,271€269,194€264,949€293,492▲ 10.8%
Non-distributable reserves130/1-€1,860€1,860€0--
Reserves not available under the articles1311-€1,860€1,860€0--
Distributable reserves133-€147,411€267,334€264,949€293,492▲ 10.8%
Profit (loss) carried forward14€17,396€17,396€17,396€17,396€17,396=
Amounts payable17/49€684,403€714,662€675,473€1.6m€1.9m▲ 20.1%
Amounts payable after more than one year17€636,323€602,755€568,390€1.2m€1.7m▲ 41.6%
Financial debts170/4-€602,755€568,390€1.2m€1.7m▲ 41.9%
Other amounts payable178/9---€7,500€7,500=
Amounts payable within one year42/48€48,080€111,907€107,083€384,131€208,672▼ 45.7%
Current portion of amounts payable after more than one year42-€33,568€34,366€61,172€139,022▲ 127%
Trade debts44€868€0€300€0--
Suppliers440/4-€0€300€0--
Advances received on contracts in progress46----€42,000-
Taxes, remuneration and social security45-€4,080€26,068€5,937€6,153▲ 3.6%
Taxes450/3-€4,080€26,068€5,937€6,153▲ 3.6%
Other amounts payable47/48-€74,259€46,349€317,021€21,497▼ 93.2%
Line20212022202320242025Change
Profit (loss) for the period9904€45,048€41,411€119,923€14,355€28,543▲ 98.8%
+ Depreciation and write-downs630€48,251€55,856€66,749€95,433€137,780▲ 44.4%
Operating cash flow (approximation)€93,298€97,267€186,673€109,788€166,323▲ 51.5%
Investment in fixed assets (approximation)--€116,781€0-€997,226-€362,151▲ 63.7%
Change in cash--€39,211-€39,444€4,805€25,767▲ 436%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
06-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Liquidity triplescurrent ratio 1.61
Current ratio from 0.57 to 1.61; short-term debt falls from €384,131 to €208,672.
21-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
16-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Highest result since 2018net €119,923 ▲190%
Operating result €194,196, net result €119,923, both a record.
30-09
Financial Liquidity doublescurrent ratio 2.40
Current ratio from 0.98 to 2.40; short-term debt falls from €111,907 to €107,083.
30-09
Financial Equity above €200,000Eq €305,190 ▲64.7%
3 profitable years in a row build equity to €305,190.
03-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Equity above €150,000Eq €185,267 ▲28.8%
2 profitable years in a row build equity to €185,267.
04-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Back to profitnet €45,048
Net result €45,048 after one loss-making year.
30-09
Financial Liquidity quadruplescurrent ratio 2.06
Current ratio from 0.55 to 2.06; short-term debt falls from €50,268 to €48,080.
Show earlier events
30-09
Financial Equity above €100,000Eq €143,856 ▲45.6%
Equity rises from €98,809 to €143,856.
17-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Weakest financial yearnet -€20,349
Net result drops to -€20,349, the lowest in the series; recovery starts the following year.
07-02
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
08-02
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
02-02
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
03-02
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wijnegem · 1 establishment unit since 2009
seat establishment The establishment unit on the map
Ground area
777 m²
Building footprint
133 m²
Volume, LiDAR
680 m³
Parcel 11050A0449/00C000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANBELI
Lange Kruisweg 28, 2110 WijnegemFinancial service activities, except insurance and pension funding
since 20092.235.249.984
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11050A0449/00C000 Flanders 777 m² 1 · 132 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

6994001PMRIPYVQGNB50
live in the LEI register

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 37,959 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-02-2009
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0809516567
Registered 15-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.