ANBCO
ActiveSummary
ANBCO has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121,600 and a net result of €40,924. Its solvency ranks better than 69% of 39,137 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €121,600
- Profit
- €40,924
Why 96raises riskFounded in 2023lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 3.74, cash €42,400Equity €121,600 (73.2% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 70% on solvency, 64% on liquidity, 68% on profitability and 80% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 2 accounts on average 46 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Equity above €100,000equity €121,600 ▲50.7%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result falls in 2025; 2025 is 47% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €329 | €1,186 | ▲ 261% |
| Gross operating margin9900 | €99,216 | €53,159 | ▼ 46.4% |
| Operating profit (loss)9901 | €98,887 | €51,973 | ▼ 47.4% |
| Financial income75/76B | €627 | €4,403 | ▲ 602% |
| Recurring financial income75 | €627 | €4,403 | ▲ 602% |
| Financial charges65/66B | €41 | €164 | ▲ 303% |
| Recurring financial charges65 | €41 | €164 | ▲ 303% |
| Profit (loss) for the period before taxes9903 | €99,474 | €56,212 | ▼ 43.5% |
| Income taxes67/77 | €20,897 | €15,288 | ▼ 26.8% |
| Profit (loss) for the period9904 | €78,576 | €40,924 | ▼ 47.9% |
| Profit (loss) for the period to be appropriated9905 | €78,576 | €40,924 | ▼ 47.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €111,435 | €166,044 | ▲ 49.0% |
| Current assets29/58 | €111,435 | €166,044 | ▲ 49.0% |
| Amounts receivable within one year40/41 | €81,920 | €89,987 | ▲ 9.8% |
| Trade receivables40 | €12,620 | €4,316 | ▼ 65.8% |
| Other amounts receivable41 | €69,300 | €85,671 | ▲ 23.6% |
| Current investments50/53 | - | €33,657 | - |
| Cash at bank and in hand54/58 | €29,515 | €42,400 | ▲ 43.7% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €111,435 | €166,044 | ▲ 49.0% |
| Equity10/15 | €80,676 | €121,600 | ▲ 50.7% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Reserves13 | €77,676 | €118,600 | ▲ 52.7% |
| Distributable reserves133 | €77,676 | €118,600 | ▲ 52.7% |
| Amounts payable17/49 | €30,758 | €44,444 | ▲ 44.5% |
| Amounts payable within one year42/48 | €30,758 | €44,444 | ▲ 44.5% |
| Trade debts44 | €75 | €1,000 | ▲ 13× |
| Suppliers440/4 | €75 | €1,000 | ▲ 13× |
| Taxes, remuneration and social security45 | €29,783 | €43,444 | ▲ 45.9% |
| Taxes450/3 | €29,783 | €43,444 | ▲ 45.9% |
| Other amounts payable47/48 | €900 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €78,576 | €40,924 | ▼ 47.9% |
| Operating cash flow (approximation) | €78,576 | €40,924 | ▼ 47.9% |
| Change in cash | - | €12,885 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 01-06-2026 | 2026-00128275 |
| 31-12-2024 | micro format | 30-06-2025 | 2025-00196674 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2025 · 1 entry · €2,279 awarded · €2,051 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 1
Other functions 1
Mandate history
- Board
- Other function
| Name | Functions and periods |
|---|---|
| CALDARUSA Alex Gabriel |
|
Owners and capital
Capital and shareholders
- CALDARUSA Alex Gabriel 3,000 shares (100%) · €3,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 24-10-2023 Incorporation · €3,000 · 3,000 shares
Group and network
Connections & network
1 current directorThe board mandates are listed below; here you explore them as a network.
Board mandates elsewhere
1 board mandateHistory
On 20 October 2023, ANBCO was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 CALDARUSA Alex Gabriel has served as gewone,niet statutaire bestuurder of the company since 2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Acts, filings and financial milestones
24-10
Gazette deed
IncorporationAppointment: CALDARUSA Alex Gabriel (gewone,niet statutaire bestuurder) · Founder · Registered office clause4 facts ▸
- Founder, CALDARUSA Alex Gabriel
- Registered office clause, “Riemst,Kerkveld 12” (deed in Dutch)
- Director appointment, CALDARUSA Alex Gabriel (gewone,niet statutaire bestuurder)
- Founding capital, €3,000
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Legal Entity Identifier
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 73027A1132/00C000 | Flanders | 832 m² | 1 · 170 m² | 7.5 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het verlenen aan de ondernemingen waarin zij deelneemt,al dan niet bezoldigd,van alle bijstand,hetzij technisch,commercieel,administratief…” (deed in Dutch)
20 activities (deed in Dutch)
- Het verlenen aan de ondernemingen waarin zij deelneemt,al dan niet bezoldigd,van alle bijstand,hetzij technisch,commercieel,administratief of op het vlak van algemeen beheer,hetzij financieel,met inbegrip van de borgstelling,hypotheek verlenen,avalgeving en in pandgeving van onroerende goederen
- Het vervullen van tijdelijke of permanente leidinggevende taken met alle daarbij horende verantwoordelijkheden en bevoegdheden in ondernemingen of andere organisaties
- Het verlenen van (management)advies en bijstand in de ruime zin aan eender wie,worden ondermeer bedoeld het verstrekken van advies van strategische,organisatorische,commerciële,technische,financiële en administratieve aard,evenals op het vlak van bedrijfsbeleid
- Het aanbieden van salesmanagement,buisiness consulting,training en advisory services op het vlak van general management,commercieel management,change management en project- en interim management
- Het waarnemen van alle bestuursopdrachten en opdrachten van vereffenaars,het uitoefenen van opdrachten en functies
- Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële duurzame activa
- Het verlenen van administratieve prestaties en computerservices
- Het onderzoek,de ontwikkeling,de vervaardiging of commercialisering van nieuwe producten,nieuwe vormen van technologie en hun toepassingen
- De verwerving voor eigen rekening van participaties,onder welke vorm het ook zij,in de oprichting,ontwikkeling,omvorming en controle van om het even welke ondernemingen,Belgische of buitenlandse,commerciële,industriële of andere vennootschappen
- De verwerving voor eigen rekening van eender welke titels of rechten door middel van participatie,inbreng,onderschrijving,intekening,plaatsing,waarborg,koop,aankoopoptie,verhandeling,of op iedere andere wijze
- Onderneming in onroerende goederen,welke onder meer omvat: de verwerving,de vervreemding,het beheer,de uitbating,de valorisatie,de verkaveling,de ordening,de huur en de verhuur,het doen bouwen en het verbouwen,de procuratie
- Tussenhandelaar,de makelarij evenals welkdanige onroerende verhandeling in de meest ruime zin,met inbegrip van onroerende leasing
- Huren en verhuren van alle gebouwen en ruimten nodig voor evenementen van de onderneming,organiseren in eigen naam,voor derden,of als tussenpersoon,van alle evenementen voor eigen manifestaties en deze van derden of voor derden
- Het verwerven van participaties,in eender welke vorm,in alle bestaande of op te richten rechtspersonen en vennootschappen,het stimuleren,de planning,de coördinatie,de ontwikkeling van en de investering in rechtspersonen en ondernemingen waarin zij al of niet een participatie aanhoudt
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren onder om het even welke vorm;in dit kader kan zij zich ook borg stellen of haar aval verlenen,in de meest ruime zin,alle handels- en financiële operaties verrichten behalve die wettelijk voorbehouden zijn aan kredietinstellingen
- Handelsbemiddeling in goederen,algemeen assortiment
- Het eigen beheer van een roerend of onroerend patrimonium
- Ontwikkeling van (niet)residentiële bouwprojecten
- Projectontwikkeling voor de nieuwbouw van individuele woningen of voor renovatiewerken
- De aan- en verkoop,in- en uitvoer,commissiehandel en vertegenwoordiging van om het even welke goederen,in ’t kort tussenpersoon in de handel
- Name clauseThe name the company operates under according to its articles.
- ANBCO
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Benoemd met of zonder beperking van duur, één of meer” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Gelijk recht in winstverdeling en vereffeningsaldo per aandeel, 3000” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of June at 20:00