ANAZAO
ActiveSummary
ANAZAO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €14k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 29% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+17
Solvency53▼-30
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.32 against 2.01 in 2024; short-term debt: 72.2% and cash: 39% of total assets), and 72.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.8%
Return on assets
38.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
51 d early
2024
50 d early
2023
41 d early
2022
45 d early
2021
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 37.5%
2024 · €16k
2021: €-53k
2022: €64k
2023: €13k
2024: €16k
2021 → 2025
Total assets
€36k▲ 29.5%
2024 · €28k
2021: €56k
2022: €86k
2023: €32k
2024: €28k
2021 → 2025
Net result
€14k▲ 325%
2024 · €3k
2021: €-63k
2022: €117k
2023: €-52k
2024: €3k
2021 → 2025
Working capital
€8k▼ 29.3%
2024 · €12k
2021: €12k
2022: €20k
2023: €9k
2024: €12k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-53k-€64k€13k▼ 80.2%€16k▲ 25.4%€10k▼ 37.5%
Operating result€-63k-€125k€-54k€3k€13k▲ 357%
Net result€-63k-€117k€-52k€3k€14k▲ 325%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 357% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€2k ▼ 60.8%
Current assets
€34k ▲ 45.4%
Equity and liabilities €36k
Equity
€10k ▼ 37.5%
Debt
€26k ▲ 121%
Debt's share of the balance-sheet total rises from 42.3% to 72.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€16k▲
2024 · €9k
Cash flow
€17k▲
2024 · €9k
Current ratio
1.32▼
2024 · 2.01
Debt to equity
2.59▲
2024 · 0.73
ROE
137.7%▲
2024 · 20.3%
ROA
38.3%▲
2024 · 11.7%
Interest coverage
80.87▲
2024 · 51.57
Debt ≤ 1 year
€26k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€28k€36k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€4k€1k▼
Furniture and vehicles24€310€143▼
Current assets29/58€24k€34k▲
Amounts receivable after more than one year29€17k€17k=
Other amounts receivable291€17k€17k=
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40-€908
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€5k€14k▲
Deferred charges and accrued income490/1€469€557▲
Equity and liabilities
Total equity and liabilities10/49€28k€36k▲
Equity10/15€16k€10k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€6k€22▼
Amounts payable17/49€12k€26k▲
Amounts payable within one year42/48€12k€26k▲
Trade debts44€6k€230▼
Suppliers440/4€6k€230▼
Taxes, remuneration and social security45€6k€6k▲
Taxes450/3€6k€6k▲
Other amounts payable47/48-€20k
Income statement
Code20242025
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€3k▼
Other operating charges640/8€387€400▲
Gross operating margin9900€9k€17k▲
Operating profit (loss)9901€3k€13k▲
Financial income75/76B€469€557▲
Recurring financial income75€469€557▲
Financial charges65/66B€165€204▲
Recurring financial charges65€165€204▲
Profit (loss) for the period before taxes9903€3k€14k▲
Profit (loss) for the period9904€3k€14k▲
Profit (loss) for the period to be appropriated9905€3k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€20k▲
Profit (loss) brought forward from the previous period14P€3k€6k▲
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-09
State Gazette act
Board meeting · Registered-office moveRegistered-office move · Director in office3 facts ▸
State Gazette act
Board meeting · Registered-office move
Registered-office move · Director in office3 facts ▸
- Board meeting, 22-06-2026
- Registered-office move, Rue du Verger 15 à 1160 Auderghem
- Director in office, Stinglhamber Charles-Louis (director)
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €117k
Net result €117k after one loss-making year.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boomgaardstraat 151160 OudergemGround area
6,016 m²
Building footprint
4,149 m²
Volume, LiDAR
88,496 m³
3 parcels, Brussels · tallest building 45.8 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
Charles-Louis Stinglhamber
since 20202.307.596.643
Louizalaan 231, 1050 Elsene
since 20202.333.590.168
3 parcels
Brussels
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0131/00T000 | Brussels | 5,672 m² | 1 · 3,878 m² | 45.8 m · 8 fl. |
| 21332B0223/00M000 | Brussels | 235 m² | 1 · 217 m² | 11.6 m · 3 fl. |
| 21332B0150/00C003 | Brussels | 109 m² | 1 · 54 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
2 locations
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 22,907 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:charleslouis.stinglhamber@gmail.com
Phone:0470202591