Filings
Four of the last ten came late. The 2020 accounts came latest: 23 days after the end of the period.
Four of the last ten came late. The 2020 accounts came latest: 23 days after the end of the period.
In July 2024, 10,902 companies had the same profile as ANATOL has now. Each dot stands for 28 companies, two years later.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,902 companies, not a prediction for ANATOL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| ANATOL Koekelberg | €1.5m | 0.2% | 48.5% | - |
| MANU Brussels | - | - | 91.1% | - |
| MOLI CONSTRUCT Evere | - | - | 61.1% | - |
| ACV CONSTRUCT Sint-Gillis (bij-Brussel) | - | - | 70.6% | - |
| AM RENOVATION Molenbeek-Saint-Jean | - | - | 82.7% | - |
| EUROPA CONSTRUCT Evere | €0.5m | 1.7% | 80.9% | - |
| ERIK CONSTRUCT Auderghem | - | - | 38.9% | - |
Grey: the largest companies of the sector (specialised construction (NACE 43)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as ANATOL: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €156,000 and €192,000, founded between 2011 and 2015.
ANATOL files the micro format. That format states no turnover. The gross margin rose from €7,333 in 2014 to €32,614 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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