ANAMI
ActiveSummary
ANAMI has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €200k and a net result of €54k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+2
Solvency44▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 0.95 in 2024; short-term debt: 35.9% and cash: 16.7% of total assets), and 80.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.4%
Return on assets
5.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €200k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
27 d late
2022
28 d late
2021
29 d late
2020
25 d late
2019
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€200k▲ 37.0%
2024 · €146k
2018: €38k
2019: €60k▲ +58.3% vs 2018
2020: €-8k▼ -114% vs 2019lowest in 8 years
2021: €59k▲ +809% vs 2020
2022: €56k▼ -5.2% vs 2021
2023: €110k▲ +95.3% vs 2022
2024: €146k▲ +32.9% vs 2023
2025: €200k▲ +37.0% vs 2024highest in 8 years
2018 → 2025
Total assets
€1.03M▲ 0.5%
2024 · €1.02M
2018: €1.37M
2019: €1.39M▲ +1.4% vs 2018highest in 8 years
2020: €1.34M▼ -2.9% vs 2019
2021: €1.31M▼ -2.7% vs 2020
2022: €1.26M▼ -3.9% vs 2021
2023: €1.22M▼ -3.3% vs 2022
2024: €1.02M▼ -15.9% vs 2023lowest in 8 years
2025: €1.03M▲ +0.5% vs 2024
2018 → 2025
Net result
€54k▲ 49.6%
2024 · €36k
2018: €-6k
2019: €22k▲ +489% vs 2018
2020: €-68k▼ -409% vs 2019lowest in 8 years
2021: €68k▲ +199% vs 2020highest in 8 years
2022: €21k▼ -68.7% vs 2021
2023: €54k▲ +153% vs 2022
2024: €36k▼ -32.6% vs 2023
2025: €54k▲ +49.6% vs 2024
2018 → 2025
Working capital
€62k
2024 · €-19k
2018: €-152k
2019: €-168k▼ -10.2% vs 2018
2020: €-203k▼ -21.0% vs 2019lowest in 8 years
2021: €-130k▲ +35.9% vs 2020
2022: €-130k▲ +0.3% vs 2021
2023: €-119k▲ +8.1% vs 2022
2024: €-19k▲ +83.8% vs 2023
2025: €62k▲ +420% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€56k▼ 5.2%€110k▲ 95.3%€146k▲ 32.9%€200k▲ 37.0%
2021: €59k
2022: €56k▼ -5.2% vs 2021lowest in 5 years
2023: €110k▲ +95.3% vs 2022
2024: €146k▲ +32.9% vs 2023
2025: €200k▲ +37.0% vs 2024highest in 5 years
Operating result€77k-€36k▼ 52.9%€85k▲ 134%€67k▼ 20.9%€92k▲ 36.1%
2021: €77k
2022: €36k▼ -52.9% vs 2021lowest in 5 years
2023: €85k▲ +134% vs 2022
2024: €67k▼ -20.9% vs 2023
2025: €92k▲ +36.1% vs 2024highest in 5 years
Net result€68k-€21k▼ 68.7%€54k▲ 153%€36k▼ 32.6%€54k▲ 49.6%
2021: €68khighest in 5 years
2022: €21k▼ -68.7% vs 2021lowest in 5 years
2023: €54k▲ +153% vs 2022
2024: €36k▼ -32.6% vs 2023
2025: €54k▲ +49.6% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 36% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.03M
Fixed assets
€597k ▼ 11.7%
Current assets
€431k ▲ 24.3%
Equity and liabilities €1.03M
Equity
€200k ▲ 37.0%
Debt
€829k ▼ 5.6%
Debt's share of the balance-sheet total falls from 85.8% to 80.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€174k▼
2024 · €180k
Cash flow
€136k▼
2024 · €149k
Current ratio
1.17▲
2024 · 0.95
Quick ratio
0.70▲
2024 · 0.53
Debt to equity
4.15▼
2024 · 6.02
ROE
27.0%▲
2024 · 24.7%
ROA
5.2%▲
2024 · 3.5%
Interest coverage
9.76▼
2024 · 10.12
Debt ≤ 1 year
€369k▲
2024 · €366k
Debt > 1 year
€451k▼
2024 · €502k
Income taxes
€20k▲
2024 · €14k
Staff costs
€95k▲
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€1.03M▲
Formation expenses20€0-
Fixed assets21/28€676k€597k▼
Intangible fixed assets21€3k€0▼
Tangible fixed assets22/27€666k€589k▼
Land and buildings22€592k€543k▼
Plant, machinery and equipment23€37k€31k▼
Furniture and vehicles24€36k€15k▼
Financial fixed assets28€8k€8k=
Current assets29/58€347k€431k▲
Stocks and contracts in progress3€151k€174k▲
Stocks30/36€151k€174k▲
Amounts receivable within one year40/41€80k€84k▲
Trade receivables40€78k€81k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€114k€171k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.02M€1.03M▲
Equity10/15€146k€200k▲
Contributions10/11€19k€19k=
Reserves13€127k€181k▲
Distributable reserves133€127k€181k▲
Amounts payable17/49€877k€829k▼
Amounts payable after more than one year17€502k€451k▼
Financial debts170/4€502k€451k▼
Amounts payable within one year42/48€366k€369k▲
Current portion of amounts payable after more than one year42€54k€52k▼
Trade debts44€55k€47k▼
Suppliers440/4€55k€47k▼
Taxes, remuneration and social security45€15k€32k▲
Taxes450/3€2k€13k▲
Remuneration and social security454/9€12k€19k▲
Other amounts payable47/48€242k€239k▼
Accrued charges and deferred income492/3€9k€9k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€68k€95k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€113k€82k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€253k€271k▲
Operating profit (loss)9901€67k€92k▲
Financial income75/76B€434€376▼
Recurring financial income75€434€376▼
Financial charges65/66B€18k€18k▲
Recurring financial charges65€18k€18k▲
Profit (loss) for the period before taxes9903€50k€74k▲
Income taxes67/77€14k€20k▲
Profit (loss) for the period9904€36k€54k▲
Profit (loss) for the period to be appropriated9905€36k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€54k▲
Transfer to equity691/2€36k€54k▲
To other reserves6921€36k€54k▲
Social balance
Average headcount (FTE)90871.21.0▼
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €11k | €0 | - | - |
| Remuneration, social security and pensions62 | €60k | €79k | €82k | €68k | €95k | ▲ 38.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €96k | €95k | €101k | €113k | €82k | ▼ 27.1% |
| Other operating charges640/8 | €4k | €4k | €5k | €4k | €3k | ▼ 38.1% |
| Non-recurring operating charges66A | - | €18k | €0 | - | - | - |
| Gross operating margin9900 | €237k | €232k | €273k | €253k | €271k | ▲ 7.4% |
| Operating profit (loss)9901 | €77k | €36k | €85k | €67k | €92k | ▲ 36.1% |
| Financial income75/76B | €2k | €788 | €1k | €434 | €376 | ▼ 13.4% |
| Recurring financial income75 | €2k | €788 | €1k | €434 | €376 | ▼ 13.4% |
| Financial charges65/66B | €12k | €11k | €13k | €18k | €18k | ▲ 0.2% |
| Recurring financial charges65 | €12k | €11k | €13k | €18k | €18k | ▲ 0.2% |
| Profit (loss) for the period before taxes9903 | €68k | €26k | €73k | €50k | €74k | ▲ 48.5% |
| Income taxes67/77 | €153 | €5k | €20k | €14k | €20k | ▲ 45.6% |
| Profit (loss) for the period9904 | €68k | €21k | €54k | €36k | €54k | ▲ 49.6% |
| Profit (loss) for the period to be appropriated9905 | €68k | €21k | €54k | €36k | €54k | ▲ 49.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.31M | €1.26M | €1.22M | €1.02M | €1.03M | ▲ 0.5% |
| Formation expenses20 | - | - | €402 | €0 | - | - |
| Fixed assets21/28 | €922k | €830k | €788k | €676k | €597k | ▼ 11.7% |
| Intangible fixed assets21 | €101k | €68k | €35k | €3k | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €813k | €754k | €745k | €666k | €589k | ▼ 11.5% |
| Land and buildings22 | €750k | €698k | €645k | €592k | €543k | ▼ 8.4% |
| Plant, machinery and equipment23 | €59k | €51k | €43k | €37k | €31k | ▼ 15.8% |
| Furniture and vehicles24 | €4k | €5k | €57k | €36k | €15k | ▼ 57.6% |
| Financial fixed assets28 | €8k | €8k | €8k | €8k | €8k | = |
| Current assets29/58 | €387k | €427k | €427k | €347k | €431k | ▲ 24.3% |
| Stocks and contracts in progress3 | €150k | €136k | €152k | €151k | €174k | ▲ 15.5% |
| Stocks30/36 | €150k | €136k | €152k | €151k | €174k | ▲ 15.5% |
| Amounts receivable within one year40/41 | €108k | €74k | €69k | €80k | €84k | ▲ 4.7% |
| Trade receivables40 | €57k | €63k | €67k | €78k | €81k | ▲ 3.1% |
| Other amounts receivable41 | €51k | €11k | €2k | €2k | €3k | ▲ 72.7% |
| Cash at bank and in hand54/58 | €127k | €216k | €205k | €114k | €171k | ▲ 50.2% |
| Deferred charges and accrued income490/1 | €2k | €2k | €2k | €2k | €2k | ▲ 1.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.31M | €1.26M | €1.22M | €1.02M | €1.03M | ▲ 0.5% |
| Equity10/15 | €59k | €56k | €110k | €146k | €200k | ▲ 37.0% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €41k | €38k | €91k | €127k | €181k | ▲ 42.4% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €39k | €36k | €91k | €127k | €181k | ▲ 42.4% |
| Profit (loss) carried forward14 | €-598 | €0 | €0 | - | - | - |
| Amounts payable17/49 | €1.25M | €1.20M | €1.11M | €877k | €829k | ▼ 5.6% |
| Amounts payable after more than one year17 | €732k | €644k | €557k | €502k | €451k | ▼ 10.3% |
| Financial debts170/4 | €732k | €644k | €557k | €502k | €451k | ▼ 10.3% |
| Amounts payable within one year42/48 | €517k | €557k | €546k | €366k | €369k | ▲ 0.8% |
| Current portion of amounts payable after more than one year42 | €87k | €88k | €87k | €54k | €52k | ▼ 4.9% |
| Financial debts43 | €0 | - | - | - | - | - |
| Credit institutions430/8 | €0 | - | - | - | - | - |
| Trade debts44 | €33k | €47k | €69k | €55k | €47k | ▼ 14.8% |
| Suppliers440/4 | €33k | €47k | €69k | €55k | €47k | ▼ 14.8% |
| Taxes, remuneration and social security45 | €17k | €19k | €29k | €15k | €32k | ▲ 117% |
| Taxes450/3 | €3k | €3k | €11k | €2k | €13k | ▲ 459% |
| Remuneration and social security454/9 | €14k | €16k | €18k | €12k | €19k | ▲ 50.6% |
| Other amounts payable47/48 | €380k | €403k | €361k | €242k | €239k | ▼ 1.4% |
| Accrued charges and deferred income492/3 | €0 | - | €3k | €9k | €9k | ▼ 2.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €68k | €21k | €54k | €36k | €54k | ▲ 49.6% |
| + Depreciation and write-downs630 | €96k | €95k | €101k | €113k | €82k | ▼ 27.1% |
| Operating cash flow (approximation) | €163k | €116k | €155k | €149k | €136k | ▼ 8.5% |
| Investment in fixed assets (approximation) | - | €-3k | €-60k | €-402 | €-3k | ▼ 597% |
| Change in cash | - | €89k | €-11k | €-91k | €57k | ▲ 163% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Equity above €150kEq €200k ▲37%
5 profitable years in a row build equity to €200k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
31-12
Financial
Equity above €100kEq €110k ▲95.3%
3 profitable years in a row build equity to €110k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-12
Financial
Back to profitnet €68k
Net result €68k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
31-12
Financial
Weakest financial yearnet €-68k
Net result drops to €-68k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
2019
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
Show earlier events
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 14 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2015
Ground area
1,572 m²
Building footprint
418 m²
Volume, LiDAR
1,773 m³
Parcel 37015A0890/00K000, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ANAMI
since 20152.239.141.763
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37015A0890/00K000 | Flanders | 1,572 m² | 1 · 418 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,420 EUR awarded · 2,420 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,420 EUR | 2,420 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Recognitions · licences · registrations
Food safety, FASFC
1 siteTielt2.239.141.763
Similar companies · same sector, comparable size
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BE 0505.813.329
Stekene · Eq €199,398
Apotheek Duinenwater
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APOTHEEK SCHORVOORT
BE 0802.167.036
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PHARMACIE VANNESTE
BE 0436.660.940
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Of 5,220 companies in sector 47730 we hold annual accounts for 3,861. 3,564 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-02-2015
Fiscal year end31-12
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
Contact
E-mail
apotheekbaert@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.