ANAGROM
ActiveANAGROM has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €87k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 23% of 11210 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+6
Solvency30▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.1 in 2024; short-term debt: 88.3% and cash: 1.8% of total assets), and 94.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.4%
Return on assets
13.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 11210 sector peers (2025).
NBB · sector comparisonPosition among 11210 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
44 d early
2023
7 d early
2022
2 d early
2021
30 d early
2020
10 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k
2024 · €-52k
2018: €-83k
2019: €-97k
2020: €-111k
2021: €-140k
2022: €-97k
2023: €-110k
2024: €-52k
2018 → 2025
Total assets
€658k▼ 8.2%
2024 · €717k
2018: €790k
2019: €923k
2020: €867k
2021: €764k
2022: €729k
2023: €707k
2024: €717k
2018 → 2025
Net result
€87k▲ 49.0%
2024 · €58k
2018: €-11k
2019: €-14k
2020: €-14k
2021: €-29k
2022: €42k
2023: €-13k
2024: €58k
2018 → 2025
Working capital
€-547k▲ 6.8%
2024 · €-587k
2018: €-516k
2019: €-574k
2020: €-596k
2021: €-647k
2022: €-543k
2023: €-599k
2024: €-587k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-140k-€-97k▲ 30.3%€-110k▼ 13.0%€-52k▲ 53.1%€36k
Operating result€6k-€32k▲ 437%€-2k€67k€63k▼ 6.5%
Net result€-29k-€42k€-13k€58k€87k▲ 49.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €658k
Fixed assets
€624k▼ 4.0%
Current assets
€34k▼ 49.1%
Equity and liabilities €658k
Equity
€36k
Debt
€623k
Debt finances 94.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€88k▼
2024 · €93k
Cash flow
€112k▲
2024 · €84k
Solvency
5.4%▲
2024 · -7.2%
Current ratio
0.06▼
2024 · 0.10
Quick ratio
0.06▼
2024 · 0.10
Debt / equity
17.54▲
2024 · -14.88
ROE
245.5%
ROA
13.2%▲
2024 · 8.2%
Interest coverage
7.34▼
2024 · 10.43
Debt
€623k▼
2024 · €769k
Debt ≤ 1 year
€581k▼
2024 · €654k
Debt > 1 year
€41k▼
2024 · €115k
Income taxes
€20k▲
2024 · €742
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€717k€658k▼
Fixed assets21/28€650k€624k▼
Tangible fixed assets22/27€650k€624k▼
Land and buildings22€649k€624k▼
Furniture and vehicles24€228€0▼
Current assets29/58€67k€34k▼
Amounts receivable within one year40/41€58k€22k▼
Trade receivables40€58k€20k▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€9k€12k▲
Deferred charges and accrued income490/1€996€979▼
Equity and liabilities
Total equity and liabilities10/49€717k€658k▼
Equity10/15€-52k€36k▲
Contributions10/11€19k€19k=
Reserves13€5k€5k=
Tax-exempt reserves132€3k€3k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-75k€12k▲
Amounts payable17/49€769k€623k▼
Amounts payable after more than one year17€115k€41k▼
Financial debts170/4€115k€41k▼
Amounts payable within one year42/48€654k€581k▼
Current portion of amounts payable after more than one year42€72k€74k▲
Trade debts44€26k€17k▼
Suppliers440/4€26k€17k▼
Taxes, remuneration and social security45€2k€21k▲
Taxes450/3€2k€21k▲
Other amounts payable47/48€554k€470k▼
Accrued charges and deferred income492/3-€672
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€95k€90k▼
Operating profit (loss)9901€67k€63k▼
Financial income75/76B€989€56k▲
Recurring financial income75€989€563▼
Non-recurring financial income76B-€56k
Financial charges65/66B€9k€12k▲
Recurring financial charges65€9k€12k▲
Profit (loss) for the period before taxes9903€59k€107k▲
Income taxes67/77€742€20k▲
Profit (loss) for the period9904€58k€87k▲
Profit (loss) for the period to be appropriated9905€58k€87k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-75k€12k▲
Profit (loss) brought forward from the previous period14P€-133k€-75k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €87k ▲49%
Net result €87k, the highest in the series.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €58k
Net result €58k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-12
Financial
Back to profitnet €42k
Net result €42k after 4 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-12
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Putsesteenweg (C) 232920 KalmthoutGround area
7,208 m²
Building footprint
375 m²
Volume, LiDAR
1,938 m³
Parcel 11022G0887/00P000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Putsesteenweg (C) 23, 2920 Kalmthout
since 19992.092.017.905
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11022G0887/00P000 | Flanders | 7,208 m² | 1 · 375 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,157 companies in sector 46190 we hold annual accounts for 2,567. 1,847 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-1999
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
74142
46150Agents in the wholesale of furniture, household goods and hardware
47690Retail sale of other cultural and recreation goods
47787Retail trade
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.