Equity
Equity fell by 45% in 5 years.
In July 2024, 10,904 companies had the same profile as ANACA has now. Each dot stands for 28 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for ANACA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| ANACA Bruges | €333,561 | €31,281 | 78.1% | - |
| VATcom Bruges | €302,240 | €30,167 | 4.4% | - |
| PVR Management & Consulting Hamont-Achel | €314,907 | €30,457 | 24.3% | - |
| S. De Klerck Lennik | €353,887 | €37,179 | 95.8% | - |
| COGESTPA Charleroi | €336,046 | €27,863 | 73.2% | - |
| WMAP Sint-Niklaas | €354,345 | €35,620 | 95.6% | - |
| BVA3 Deinze | €280,702 | €32,250 | 81.3% | - |
These companies have the same main activity as ANACA: other business support services (NACE 82990). They are comparable in size and age: total assets between €281,000 and €354,000, founded between 2006 and 2010.
ANACA files the micro format. That format states no turnover. The gross margin fell from €110,039 in 2009 to €31,281 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €81,000. Estimated: probably between €50,000 and €110,000.
Higher than 78% of 9,701 companies in 2025.
Higher than 83% of 9,319 companies in 2025.
Higher than 34% of 9,443 companies in 2025.
Net result: middle half · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||||||
20/58 |
333,561 | 406,475 | 447,811 | 463,583 | 523,906 | 519,300 | 475,798 | 428,072 | 345,161 | 296,576 | 324,436 | 289,897 | 328,845 | 352,475 | 331,128 | 342,821 | 312,953 | |
21/28 |
48,589 | 75,738 | 103,755 | 133,060 | 163,043 | 137,996 | 150,556 | 172,567 | 195,602 | 210,163 | 240,074 | 256,117 | 283,432 | 309,851 | 257,179 | 265,417 | 265,893 | |
22/27 |
48,589 | 75,738 | 103,755 | 133,060 | 163,043 | 137,996 | 150,556 | 172,567 | 195,602 | 210,163 | 240,074 | 256,117 | 283,432 | 309,851 | 257,179 | 265,417 | 265,893 | |
22 |
43,710 | 59,064 | 74,418 | 89,771 | 105,125 | 123,824 | 142,524 | 161,224 | 179,923 | 198,623 | 217,323 | 236,022 | 254,722 | 273,421 | 256,479 | 264,348 | 265,625 | |
24 |
4,879 | 16,674 | 29,337 | 43,289 | 57,918 | 14,171 | 8,032 | 11,344 | 15,679 | 11,540 | 22,752 | 20,095 | 28,710 | 36,429 | 700 | 1,069 | 267 | |
29/58 |
284,972 | 330,737 | 344,056 | 330,523 | 360,863 | 381,304 | 325,242 | 255,505 | 149,559 | 86,414 | 84,362 | 33,780 | 45,413 | 42,624 | 73,949 | 77,404 | 47,061 | |
40/41 |
12,459 | 10,635 | 9,673 | 11,582 | 8,429 | 47,068 | 54,920 | 16,160 | 33,479 | 30,686 | 24,779 | 16,842 | 18,103 | 13,622 | 33,464 | 37,375 | 28,133 | |
40 |
8,470 | 9,432 | 9,245 | 6,407 | 5,710 | 33,494 | 54,920 | 16,159 | 33,457 | 30,664 | 24,779 | 13,566 | 14,321 | 13,622 | 33,246 | 37,121 | 28,133 | |
41 |
3,989 | 1,204 | 428 | 5,175 | 2,719 | 13,573 | - | 2 | 22 | 22 | - | 3,276 | 3,783 | - | 217 | 255 | - | |
50/53 |
257,352 | 257,071 | 199,926 | 132,902 | 114,745 | 114,653 | 106,621 | 103,617 | 50,000 | - | - | - | - | - | - | - | - | |
54/58 |
13,138 | 61,475 | 132,800 | 184,518 | 236,293 | 218,845 | 162,935 | 135,727 | 66,080 | 55,728 | 59,583 | 16,938 | 27,310 | 29,003 | 39,536 | 38,594 | 17,978 | |
490/1 |
2,023 | 1,555 | 1,658 | 1,521 | 1,396 | 739 | 765 | - | - | - | - | - | - | - | 950 | 1,435 | 950 | |
| Balance sheet: equity and liabilities | ||||||||||||||||||
10/49 |
333,561 | 406,475 | 447,811 | 463,583 | 523,906 | 519,300 | 475,798 | 428,072 | 345,161 | 296,576 | 324,436 | 289,897 | 328,845 | 352,475 | 331,128 | 342,821 | 312,953 | |
10/15 |
260,612 | 248,287 | 325,544 | 322,798 | 378,187 | 469,952 | 426,585 | 342,609 | 272,562 | 220,589 | 207,121 | 162,444 | 132,352 | 98,599 | 53,907 | 97,032 | 57,452 | |
10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | |
13 |
261,795 | 261,795 | 359,587 | 359,587 | 359,587 | 451,352 | 407,985 | 324,009 | 253,962 | 201,989 | 188,521 | 143,844 | 113,752 | 79,999 | 35,307 | 1,860 | 1,860 | |
130/1 |
- | - | - | - | - | 1,860 | - | - | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | |
1311 |
- | - | - | - | - | 1,860 | - | - | - | - | - | - | - | - | - | - | - | |
133 |
261,795 | 261,795 | 359,587 | 359,587 | 359,587 | 449,492 | 406,125 | 322,149 | 252,102 | 200,129 | 186,661 | 141,984 | 111,892 | 78,139 | 33,447 | - | - | |
14 |
-19,784 | -32,108 | -52,642 | -55,389 | - | - | - | - | - | - | - | - | - | - | - | 76,572 | 36,992 | |
17/49 |
72,950 | 158,188 | 122,266 | 140,786 | 145,720 | 49,348 | 49,213 | 85,463 | 72,598 | 75,987 | 117,315 | 127,452 | 196,493 | 253,876 | 277,221 | 245,789 | 255,501 | |
17 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 23,770 | 36,274 | 48,778 | 66,282 | 86,286 | 106,290 | 98,794 | 111,298 | 123,802 | |
170/4 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 23,770 | 36,274 | 48,778 | 66,282 | 86,286 | 106,290 | 98,794 | 111,298 | 123,802 | |
42/48 |
50,810 | 133,927 | 98,780 | 116,943 | 122,019 | 29,389 | 29,683 | 65,933 | 47,898 | 38,783 | 66,239 | 57,781 | 109,277 | 146,480 | 174,530 | 131,453 | 131,157 | |
42 |
- | - | - | - | - | - | - | 5,170 | 12,504 | 12,504 | 17,504 | 20,004 | 20,004 | 20,004 | 12,504 | 12,504 | 12,504 | |
43 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 466 | - | - | |
430/8 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | 466 | - | - | |
44 |
3,064 | 2,801 | 1,894 | 2,494 | 3,459 | 2,367 | 8,858 | 5,835 | 4,053 | 1,750 | 10,924 | 2,627 | 12,673 | 9,599 | 2,185 | 6,079 | 5,621 | |
440/4 |
3,064 | 2,801 | 1,894 | 2,494 | 3,459 | 2,367 | 8,858 | 5,835 | 4,053 | 1,750 | 10,924 | 2,627 | 12,673 | 9,599 | 2,185 | 6,079 | 5,621 | |
45 |
3,409 | 3,938 | 8,309 | 6,649 | 5,212 | 16,689 | 9,722 | 36,982 | 16,378 | 16,910 | 20,417 | 9,233 | 760 | 8,907 | 45,412 | 25,342 | 21,091 | |
450/3 |
3,409 | 3,938 | 8,309 | 4,501 | 3,086 | 14,582 | 7,624 | 32,305 | 14,559 | 16,910 | 18,329 | 7,153 | 760 | 6,878 | 43,331 | 23,259 | 21,091 | |
454/9 |
- | - | 0 | 2,148 | 2,126 | 2,108 | 2,098 | 4,677 | 1,818 | - | 2,088 | 2,080 | - | 2,028 | 2,082 | 2,082 | - | |
47/48 |
44,337 | 127,188 | 88,576 | 107,801 | 113,348 | 10,333 | 11,103 | 17,945 | 14,963 | 7,619 | 17,394 | 25,917 | 75,840 | 107,971 | 113,963 | 87,528 | 91,941 | |
492/3 |
3,540 | 5,661 | 4,886 | 5,242 | 5,101 | 1,359 | 930 | 930 | 930 | 930 | 2,298 | 3,390 | 930 | 1,106 | 3,896 | 3,038 | 543 | |
| Income statement | ||||||||||||||||||
76A |
1,261 | - | - | - | 6,405 | - | - | - | - | - | - | - | - | - | - | - | - | |
9900 |
31,281 | 24,329 | 38,674 | -18,286 | 79,849 | 121,836 | 141,976 | 133,275 | 112,080 | 113,679 | 119,931 | 85,298 | 84,191 | 100,883 | 77,840 | 80,222 | 110,039 | |
62 |
- | 6,347 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
630 |
27,149 | 28,017 | 29,305 | 29,983 | 29,635 | 22,877 | 22,640 | 23,035 | 23,035 | 31,048 | 30,858 | 28,469 | 28,403 | 28,300 | 16,090 | 15,516 | 46,295 | |
640/8 |
2,386 | 1,958 | 2,243 | 2,069 | 2,321 | 1,898 | 2,332 | 2,358 | 2,578 | 1,810 | 2,207 | 2,199 | 2,287 | 2,454 | 1,650 | 1,170 | 936 | |
66A |
- | 0 | - | - | - | 1,149 | - | - | 873 | - | - | - | - | - | - | 267 | - | |
9901 |
1,745 | -11,993 | 7,126 | -50,338 | 47,892 | 95,912 | 117,004 | 107,881 | 85,594 | 80,820 | 86,867 | 54,630 | 53,501 | 70,129 | 60,100 | 63,536 | 62,808 | |
75/76B |
14,040 | 31,270 | 2,281 | 4,019 | 1,459 | 11,547 | 0 | 4,593 | 17 | 344 | 70 | 67 | 95 | 322 | 777 | 635 | 300 | |
75 |
14,040 | 31,270 | 2,281 | 4,019 | 1,459 | 11,547 | 0 | 4,593 | 17 | 344 | 70 | 67 | 95 | 322 | 777 | 635 | 300 | |
65/66B |
3,330 | -1,423 | 6,482 | 8,912 | 5,683 | 4,987 | -1,729 | 10,967 | 1,393 | 1,545 | 3,471 | 5,034 | 3,091 | 4,357 | 6,073 | 5,473 | 4,965 | |
65 |
3,330 | -1,423 | 6,482 | 8,912 | 5,683 | 4,987 | -1,729 | 10,967 | 1,393 | 1,545 | 3,471 | 5,034 | 3,091 | 4,357 | 6,073 | 5,473 | 4,965 | |
9903 |
12,456 | 20,700 | 2,926 | -55,231 | 43,668 | 102,472 | 118,733 | 101,508 | 84,218 | 79,619 | 83,465 | 49,663 | 50,504 | 66,093 | 54,805 | 58,431 | 58,144 | |
67/77 |
132 | 166 | 179 | 158 | 12,067 | 29,013 | 34,756 | 31,461 | 32,245 | 33,151 | 38,788 | 19,570 | 16,751 | 21,402 | 21,929 | 18,852 | 19,291 | |
9904 |
12,324 | 20,534 | 2,747 | -55,389 | 31,601 | 73,459 | 83,976 | 70,047 | 51,973 | 46,468 | 44,677 | 30,093 | 33,753 | 44,692 | 32,875 | 39,579 | 38,852 | |
9905 |
12,324 | 20,534 | 2,747 | -55,389 | 31,601 | 73,459 | 83,976 | 70,047 | 51,973 | 46,468 | 44,677 | 30,093 | 33,753 | 44,692 | 32,875 | 39,579 | 38,852 | |
| Appropriation of the result | ||||||||||||||||||
9906 |
-19,784 | -32,108 | -52,642 | -55,389 | 31,601 | 73,459 | 83,976 | 70,047 | 51,973 | 46,468 | 44,677 | 30,093 | 33,753 | 44,692 | 109,447 | 76,572 | 38,852 | |
14P |
-32,108 | -52,642 | -55,389 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
791/2 |
0 | 97,791 | - | - | 123,366 | 30,093 | - | - | - | 33,000 | - | - | - | - | - | - | - | |
691/2 |
- | - | - | - | 31,601 | 73,459 | 83,976 | 70,047 | 51,973 | 46,468 | 44,677 | 30,093 | 33,753 | 44,692 | 33,447 | - | 1,860 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1,860 | |
6921 |
- | - | - | - | 31,601 | 73,459 | 83,976 | 70,047 | 51,973 | 46,468 | 44,677 | 30,093 | 33,753 | 44,692 | 33,447 | - | - | |
694/7 |
0 | 97,791 | - | - | 123,366 | 30,093 | - | - | - | 33,000 | - | - | - | - | 76,000 | - | - | |
694 |
0 | 97,791 | - | - | 123,366 | 30,093 | - | - | - | 33,000 | - | - | - | - | 76,000 | - | - | |
| Document | ||||||||||||||||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 22-06-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 22-06-2026 | 2026-00205761 | |
| 31-12-2024 | micro format | 15-07-2025 | 2025-00269208 | |
| 31-12-2023 | micro format | 28-06-2024 | 2024-00175513 | |
| 31-12-2022 | micro format | 18-07-2023 | 2023-00243646 | |
| 31-12-2021 | micro format | 14-06-2022 | 2022-20060669 | |
| 31-12-2020 | micro format | 09-07-2021 | 2021-34300344 | |
| 31-12-2019 | micro format | 03-09-2020 | 2020-50800528 | |
| 31-12-2018 | micro format | 12-06-2019 | 2019-18200278 | |
| 31-12-2017 | micro format | 20-07-2018 | 2018-36000060 | |
| 31-12-2016 | abbreviated format | 14-07-2017 | 2017-32600033 | |
| 31-12-2015 | abbreviated format | 14-06-2016 | 2016-18000107 | |
| 31-12-2014 | abbreviated format | 09-07-2015 | 2015-29500143 | |
| 31-12-2013 | abbreviated format | 09-07-2014 | 2014-29100473 | |
| 31-12-2012 | abbreviated format | 10-06-2013 | 2013-16800470 | |
| 31-12-2011 | abbreviated format | 11-07-2012 | 2012-28900474 | |
| 31-12-2010 | abbreviated format | 21-07-2011 | 2011-32500103 | |
| 31-12-2009 | abbreviated format | 08-07-2010 | 2010-28900189 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 28,894 | 16,024 | 36,431 | -20,355 | 77,527 | 118,789 | 139,644 | 130,916 | 108,629 | 111,868 | 117,724 | 83,099 | 81,903 | 98,429 | 76,190 | 79,052 | 109,103 | ||
| 39,473 | 48,551 | 32,052 | -25,406 | 61,236 | 96,336 | 106,616 | 93,082 | 75,008 | 77,516 | 75,535 | 58,561 | 62,156 | 72,992 | 48,965 | 55,096 | 85,147 | ||
| 0 | -0 | 0 | 0 | 54,683 | 10,316 | 629 | 0 | 9,216 | 1,136 | 14,815 | 1,154 | 1,984 | 80,972 | 7,852 | 15,308 | 312,187 | ||
| -48,337 | -71,324 | -51,719 | -51,775 | 17,448 | 55,910 | 27,208 | 69,647 | 10,352 | -3,855 | 42,645 | -10,372 | -1,693 | -10,533 | 942 | 20,615 | - | ||
| 234,163 | 196,810 | 245,276 | 213,580 | 238,844 | 351,915 | 295,559 | 189,572 | 101,660 | 47,631 | 18,123 | -24,001 | -63,864 | -103,856 | -100,581 | -54,049 | -84,096 | ||
| 78.1% | 61.1% | 72.7% | 69.6% | 72.2% | 90.5% | 89.7% | 80.0% | 79.0% | 74.4% | 63.8% | 56.0% | 40.2% | 28.0% | 16.3% | 28.3% | 18.4% | ||
| 5.61 | 2.47 | 3.48 | 2.83 | 2.96 | 12.97 | 10.96 | 3.88 | 3.12 | 2.23 | 1.27 | 0.58 | 0.42 | 0.29 | 0.42 | 0.59 | 0.36 | ||
| 0.28 | 0.64 | 0.38 | 0.44 | 0.39 | 0.11 | 0.12 | 0.25 | 0.27 | 0.34 | 0.57 | 0.78 | 1.48 | 2.57 | 5.14 | 2.53 | 4.45 | ||
| 4.7% | 8.3% | 0.8% | -17.2% | 8.4% | 15.6% | 19.7% | 20.4% | 19.1% | 21.1% | 21.6% | 18.5% | 25.5% | 45.3% | 61.0% | 40.8% | 67.6% | ||
| 3.7% | 5.1% | 0.6% | -11.9% | 6.0% | 14.1% | 17.6% | 16.4% | 15.1% | 15.7% | 13.8% | 10.4% | 10.3% | 12.7% | 9.9% | 11.5% | 12.4% | ||
| 8.68 | -11.26 | 5.62 | -2.28 | 13.64 | - | - | - | - | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | - | - | €54,683 |
| €27,149 | €28,017 | €29,305 | €29,983 | €29,635 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a profit of €1,745, after a loss of €11,993 in 2024.
Debt's share of the balance-sheet total falls from 38.9% to 21.9%. Equity is higher and debt is lower.
ANACA has no parent and no holdings in its annual accounts. is the only director. ANACA shares no director with another company.
| SPEAKERSBASE
registered office since 10-10-2016 · founded in 2016 |
total assets €202,080 (2025) 0664.479.494 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Koningin Astridlaan 6 registered office 8200 Bruges | ||
| Noord-Gistelhof 19 8000 Bruges | 11-12-2008 | 2.174.822.251 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 31030A0147/00Y002 | 215 m² | 1 · 209 m² | 9.8 m · 2 |
| 31805E0654/00D000 | 67 m² | 1 · 52 m² | 10.9 m · 3 |
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