ANA DECO
ActiveANA DECO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €79k and a net result of €-12k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 93% of 290 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability3▼-8
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 16.73 against 12.8 in 2023; short-term debt: 6% and cash: 39.5% of total assets), and 6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 13
Relative position
BE, all sectors
reference
Sector 13
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
94%
Return on assets
-13.9%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-12k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
6 d early
2022
31 d late
2021
29 d late
2020
5 d early
2019
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€79k▼ 12.9%
2023 · €91k
2018: €78k
2019: €74k
2020: €85k
2021: €89k
2022: €102k
2023: €91k
2018 → 2024
Total assets
€84k▼ 14.6%
2023 · €99k
2018: €100k
2019: €92k
2020: €92k
2021: €100k
2022: €108k
2023: €99k
2018 → 2024
Net result
€-12k▼ 10.0%
2023 · €-11k
2018: €6k
2019: €-4k
2020: €11k
2021: €3k
2022: €13k
2023: €-11k
2018 → 2024
Working capital
€79k▼ 12.9%
2023 · €91k
2018: €70k
2019: €70k
2020: €85k
2021: €88k
2022: €101k
2023: €91k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€85k-€89k▲ 4.0%€102k▲ 14.5%€91k▼ 10.5%€79k▼ 12.9%
Operating result€12k-€3k▼ 73.2%€17k▲ 439%€-12k€-12k▼ 4.6%
Net result€11k-€3k▼ 69.9%€13k▲ 280%€-11k€-12k▼ 10.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2024 against €12k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €84k
Equity
€79k▼ 12.9%
Debt
€5k▼ 34.7%
The debt ratio falls from 7.8% to 6.0%. Equity and debt are lower.
Key figures and ratios
Solvency
94.0%▲
2023 · 92.2%
Current ratio
16.73▲
2023 · 12.80
Quick ratio
16.73▲
2023 · 12.80
Debt / equity
0.06▼
2023 · 0.08
ROE
-14.8%▼
2023 · -11.7%
ROA
-13.9%▼
2023 · -10.8%
Debt
€5k▼
2023 · €8k
Debt ≤ 1 year
€5k▼
2023 · €8k
Staff costs
€163▼
2023 · €860
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€99k€84k▼
Current assets29/58€99k€84k▼
Amounts receivable after more than one year29€49k€43k▼
Trade receivables290€49k€43k▼
Amounts receivable within one year40/41€15k€8k▼
Trade receivables40€2k€2k▲
Other amounts receivable41€13k€6k▼
Cash at bank and in hand54/58€35k€33k▼
Equity and liabilities
Total equity and liabilities10/49€99k€84k▼
Equity10/15€91k€79k▼
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€22k€22k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Tax-exempt reserves132€20k€20k=
Profit (loss) carried forward14€63k€51k▼
Amounts payable17/49€8k€5k▼
Amounts payable within one year42/48€8k€5k▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48-€404
Income statement
Code20232024
Remuneration, social security and pensions62€860€163▼
Other operating charges640/8€738€848▲
Gross operating margin9900€-10k€-11k▼
Operating profit (loss)9901€-12k€-12k▼
Financial income75/76B€1k€829▼
Recurring financial income75€1k€829▼
Financial charges65/66B€400€349▼
Recurring financial charges65€400€349▼
Profit (loss) for the period before taxes9903€-11k€-12k▼
Profit (loss) for the period9904€-11k€-12k▼
Profit (loss) for the period to be appropriated9905€-11k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€51k▼
Profit (loss) brought forward from the previous period14P€74k€63k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €13k ▲280%
Operating result €17k, net result €13k, both a record.
31-12
Financial
Equity above €100kEq €102k ▲14.5%
3 profitable years in a row build equity to €102k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 14.52
Current ratio from 4.85 to 14.52; short-term debt falls from €18k to €6k.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 50 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vaderlandsplein 111030 SchaarbeekGround area
83 m²
Building footprint
83 m²
Volume, LiDAR
877 m³
Parcel 21904B0462/00L005, Brussels · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ANA DECO
since 20132.225.313.721
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21904B0462/00L005 | Brussels | 83 m² | 1 · 83 m² | 16.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FLAXEN
BE 0894.379.590
Schoten · Eq €70k
Atelier Keuppens
BE 0766.840.725
Retie · Eq €70k
Marfinesse
BE 0817.531.935
Lummen · Eq €94k
MAJOLI
BE 0876.866.439
Aartselaar · Eq €94k
Fico Belgium
BE 0475.969.892
Zonhoven · Eq €100k
Of 226 companies in sector 13921 we hold annual accounts for 67. 47 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-12-2013
Fiscal year end31-12
Activities, NACEBEL
13921Manufacture of textiles
31004Manufacture of dining room, living room, bedroom and bathroom furniture
46411Wholesale trade
46419Wholesale trade
46423Wholesale of clothing, excluding workwear and underwear
47511Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:joseph.massar@telenet.be
Phone:02/733.94.54