AN VERWIMP
ActiveAN VERWIMP has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €15k. Equity is shrinking by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 63% of 16491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+28
Growth32=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 4.84 against 1.76 in 2024; short-term debt: 14.8% and cash: 32.8% of total assets), and 24.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.4%
Return on assets
44.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
8 d early
2024
8 d early
2023
7 d early
2022
12 d early
2021
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▲ 143%
2024 · €10k
2021: €26k
2022: €15k
2023: €35k
2024: €10k
2021 → 2025
Total assets
€33k▲ 52.5%
2024 · €22k
2021: €33k
2022: €24k
2023: €40k
2024: €22k
2021 → 2025
Net result
€15k▲ 102%
2024 · €7k
2021: €23k
2022: €-11k
2023: €20k
2024: €7k
2021 → 2025
Working capital
€19k▲ 125%
2024 · €8k
2021: €26k
2022: €16k
2023: €34k
2024: €8k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€15k▼ 41.1%€35k▲ 130%€10k▼ 70.7%€25k▲ 143%
Operating result€29k-€-10k€25k€12k▼ 52.7%€23k▲ 94.1%
Net result€23k-€-11k€20k€7k▼ 63.3%€15k▲ 102%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 94% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€9k▲ 312%
Current assets
€24k▲ 22.2%
Equity and liabilities €33k
Equity
€25k▲ 143%
Debt
€8k▼ 28.9%
The debt ratio falls from 52.8% to 24.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▲
2024 · €13k
Cash flow
€17k▲
2024 · €9k
Solvency
75.4%▲
2024 · 47.2%
Current ratio
4.84▲
2024 · 1.76
Quick ratio
4.84▲
2024 · 1.76
Debt / equity
0.33▼
2024 · 1.12
ROE
58.9%▼
2024 · 70.7%
ROA
44.4%▲
2024 · 33.4%
Interest coverage
10.24▼
2024 · 18.85
Debt
€8k▼
2024 · €11k
Debt ≤ 1 year
€5k▼
2024 · €11k
Debt > 1 year
€3k
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€22k€33k▲
Fixed assets21/28€2k€9k▲
Tangible fixed assets22/27€2k€9k▲
Land and buildings22-€1k
Plant, machinery and equipment23€2k€958▼
Furniture and vehicles24-€7k
Current assets29/58€19k€24k▲
Amounts receivable within one year40/41€6k€2k▼
Trade receivables40€5k€0▼
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€14k€11k▼
Deferred charges and accrued income490/1€0€11k▲
Equity and liabilities
Total equity and liabilities10/49€22k€33k▲
Equity10/15€10k€25k▲
Contributions10/11€3k€3k=
Reserves13€7k€22k▲
Distributable reserves133€7k€22k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€11k€8k▼
Amounts payable after more than one year17-€3k
Financial debts170/4-€3k
Amounts payable within one year42/48€11k€5k▼
Current portion of amounts payable after more than one year42-€5k
Trade debts44€4k€8▼
Suppliers440/4€4k€8▼
Taxes, remuneration and social security45€4k€0▼
Taxes450/3€4k€0▼
Other amounts payable47/48€3k€0▼
Accrued charges and deferred income492/3€387€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€569€1k▲
Gross operating margin9900€14k€26k▲
Operating profit (loss)9901€12k€23k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€695€2k▲
Recurring financial charges65€695€2k▲
Profit (loss) for the period before taxes9903€11k€20k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€7k€15k▲
Profit (loss) for the period to be appropriated9905€7k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€15k▲
Transfer from equity791/2€32k€0▼
Transfer to equity691/2€7k€15k▲
To other reserves6921€7k€15k▲
Profit to be distributed694/7€32k€0▼
Return on contributions (dividend)694€32k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 4.84
Current ratio from 1.76 to 4.84; short-term debt falls from €11k to €5k.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 7.54
Current ratio from 2.81 to 7.54; short-term debt falls from €9k to €5k.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-11k ▼147%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marsstraat 732600 AntwerpenGround area
169 m²
Building footprint
102 m²
Volume, LiDAR
962 m³
Parcel 11302A0037/00A006, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AN VERWIMP
since 20212.325.657.251
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11302A0037/00A006 | Flanders | 169 m² | 1 · 102 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 4 entries · 1,199 EUR awarded · 1,199 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 60 EUR | 80 EUR |
| 2023 | 2 | 674 EUR | 654 EUR |
| 2022 | 1 | 465 EUR | 465 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Subsidies jeugdhulp
Similar companies · same sector, comparable size
MERY KLD
BE 1008.032.215
Elsene · Eq €25k
HEALTH CARE ASSISTANCE
BE 0834.309.866
Gent · Eq €25k
AMPsy
BE 0770.677.371
Neupré · Eq €25k
MEMSYS
BE 1013.700.676
Waterloo · Eq €25k
Konvara
BE 1023.991.782
Affligem · Eq €25k
Of 5,526 companies in sector 86931 we hold annual accounts for 550. 442 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2021
Fiscal year end31-12
Activities, NACEBEL
86904Human health activities
86931Psychology services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.