AN&MO
ActiveSummary
AN&MO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €778k and a net result of €142k. Equity is growing by ~34.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▼-15
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 7.56 against 5.33 in 2023; short-term debt: 13.2% and cash: 22.9% of total assets), and 13.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
86.8%
Return on assets
15.9%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
57 d late
2022
31 d late
2021
75 d late
2020
30 d late
2019
94 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€778k▲ 22.4%
2023 · €635k
2019: €166k
2020: €260k
2021: €358k
2022: €463k
2023: €635k
2019 → 2024
Total assets
€896k▲ 14.6%
2023 · €782k
2019: €256k
2020: €400k
2021: €444k
2022: €508k
2023: €782k
2019 → 2024
Net result
€142k▼ 17.2%
2023 · €172k
2019: €154k
2020: €94k
2021: €98k
2022: €106k
2023: €172k
2019 → 2024
Working capital
€778k▲ 22.4%
2023 · €635k
2019: €166k
2020: €260k
2021: €358k
2022: €463k
2023: €635k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€260k-€358k▲ 37.5%€463k▲ 29.5%€635k▲ 37.1%€778k▲ 22.4%
Operating result€137k-€137k▲ 0.1%€148k▲ 8.0%€257k▲ 74.3%€203k▼ 21.0%
Net result€94k-€98k▲ 3.7%€106k▲ 8.1%€172k▲ 62.9%€142k▼ 17.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 21% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €896k
Equity
€778k ▲ 22.4%
Debt
€118k ▼ 19.3%
Debt's share of the balance-sheet total falls from 18.8% to 13.2%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
7.56▲
2023 · 5.33
Debt to equity
0.15▼
2023 · 0.23
ROE
18.3%▼
2023 · 27.1%
ROA
15.9%▼
2023 · 22.0%
Debt ≤ 1 year
€118k▼
2023 · €147k
Income taxes
€68k▼
2023 · €91k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 35 lines
Balance sheet
Code20232024
Assets
Total assets20/58€782k€896k▲
Current assets29/58€782k€896k▲
Amounts receivable within one year40/41€127k€67k▼
Trade receivables40€124k€20k▼
Other amounts receivable41€4k€47k▲
Current investments50/53-€624k
Cash at bank and in hand54/58€655k€205k▼
Equity and liabilities
Total equity and liabilities10/49€782k€896k▲
Equity10/15€635k€778k▲
Contributions10/11€12k€12k=
Reserves13€613k€755k▲
Distributable reserves133€613k€755k▲
Profit (loss) carried forward14€10k€11k▲
Amounts payable17/49€147k€118k▼
Amounts payable within one year42/48€147k€118k▼
Trade debts44€55k€3k▼
Suppliers440/4€55k€3k▼
Taxes, remuneration and social security45€91k€115k▲
Taxes450/3€91k€115k▲
Other amounts payable47/48€871-
Income statement
Code20232024
Other operating charges640/8€743€1k▲
Gross operating margin9900€258k€205k▼
Operating profit (loss)9901€257k€203k▼
Financial income75/76B€5k€8k▲
Recurring financial income75€5k€8k▲
Financial charges65/66B€72€107▲
Recurring financial charges65€72€107▲
Profit (loss) for the period before taxes9903€263k€211k▼
Income taxes67/77€91k€68k▼
Profit (loss) for the period9904€172k€142k▼
Profit (loss) for the period to be appropriated9905€172k€142k▼
Appropriation of the result
Profit (loss) to be appropriated9906€181k€153k▼
Profit (loss) brought forward from the previous period14P€9k€10k▲
Transfer to equity691/2€171k€142k▼
To other reserves6921€171k€142k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
31-12
Financial
Highest result since 2019net €172k ▲62.9%
Operating result €257k, net result €172k, both a record.
31-12
Financial
Equity above €500kEq €635k ▲37.1%
5 profitable years in a row build equity to €635k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 11.38
Current ratio from 5.16 to 11.38; short-term debt falls from €86k to €45k.
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €94k ▼38.7%
Net result drops to €94k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €260k ▲56.8%
2 profitable years in a row build equity to €260k.
02-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 94 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vrije-Academielaan 111070 AnderlechtGround area
2,216 m²
Building footprint
665 m²
Volume, LiDAR
13,949 m³
2 parcels, Brussels · tallest building 36.5 m, ±11 floors. Linked by address, not a title deed.
1 establishment unit
AN&MO
since 20182.279.542.164
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1990/00A000 | Brussels | 1,325 m² | 1 · 457 m² | 36.5 m · 11 fl. |
| 21308H0177/00C000 | Brussels | 891 m² | 1 · 208 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ESSENSYS PARTNERS
BE 0870.408.021
Sint-Pieters-Woluwe · Eq €777,650
GREEN LANE INVEST
BE 1009.697.942
Aalter · Eq €777,471
BD Advisory
BE 0794.641.915
Tervuren · Eq €777,368
DEPOORTERE SERVICES
BE 0822.260.783
Waregem · Eq €777,754
Benelux Scientific
BE 0473.027.725
Nazareth-De Pinte · Eq €777,827
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 30,530 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.