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AN

Active
Private limited companyfounded 198442 yrs activeFredegandus Van Rielstraat 28, 2100 Antwerpen, BelgiumKBO/BCE: BE 0426.219.780
Summary

AN has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177,225 and a net result of €8,779. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 74% of 22026 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisWatch ReportCompare
ANActiveChecked score 64/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716NACE 52421
1 site
Size
€286,344total assets 2025
Staff
1.9 FTE
Equity
€177,225
Profit
€8,779
Turnover not published (abridged schema)
Financial health
64 Healthy Checked score 2025
Bankruptcy chance 12 m
1.4%
Structure
Board
1 member
Accounts 17 d early2 of 5 deeds read
Why 64- 1 change of registered office in 24 months- 2 of the last 3 late- Size: total assets €286,344- Sector Retail trade (NACE 47)Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 49% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 87+1
equity 61.9% of total assets
Liquidity 38+3
short-term debt 38.1% · cash 4.3%
Profitability 48+19
return on assets 3.1%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,156 companies)
Last 24 months 11-2024: 2.0%highest value 12-2024: 0.7%▼ -63.0% vs 11-2024 01-2025: 0.7%▼ -1.6% vs 12-2024 02-2025: 0.7%● 0.0% vs 01-2025 03-2025: 0.7%▼ -1.0% vs 02-2025 04-2025: 0.7%▲ +1.2% vs 03-2025 05-2025: 0.7%▼ -1.5% vs 04-2025 06-2025: 0.7%▼ -3.0% vs 05-2025lowest value 07-2025: 0.9%▲ +24.8% vs 06-2025 08-2025: 1.1%▲ +27.9% vs 07-2025 09-2025: 1.2%▲ +11.3% vs 08-2025 10-2025: 1.6%▲ +32.0% vs 09-2025 11-2025: 1.7%▲ +5.7% vs 10-2025 12-2025: 1.0%▼ -40.3% vs 11-2025 01-2026: 1.0%▼ -1.6% vs 12-2025 02-2026: 1.0%● 0.0% vs 01-2026 03-2026: 1.0%▼ -0.8% vs 02-2026 04-2026: 1.0%▲ +1.2% vs 03-2026 05-2026: 1.0%▼ -5.6% vs 04-2026 06-2026: 0.9%▼ -2.9% vs 05-2026 07-2026: 1.0%▲ +6.4% vs 06-2026 08-2026: 1.4%▲ +38.7% vs 07-2026 09-2026: 1.4%● 0.0% vs 08-2026 10-2026: 1.4%● 0.0% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • 2 of the last 3 late raises the probability
  • Size: total assets €286,344 raises the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 2.59 against 2.52 in 2024; short-term debt: 38.1% and cash: 4.3% of total assets), and 38.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 74%, liquidity 35%, profitability 35%, growth against the median 52%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Size: total assets €286,344
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 d early
2024
90 d late
2023
92 d late
2022
150 d late
2021
89 d late
2020
61 d late
2019
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 70 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 October (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Jaarrekeningen - Algemene Vergadering - BoekjaarGeneral meeting
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Resignation: Anne De Witte (director)Appointment: IIse De Witte (director)…

Key points

  • Caution: Board changedlatest change 27-01-2026 · 1 in office 1 joined · 1 left View
  • Positive: Among the best 18% on equitysector median €41,538 · 22,066 companies €177,225 View
  • Positive: 7 profitable years in a rowprofit 2025: €8,779 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€286,344
Profit
€8,779
Solvency
61.9%
Total assets▲ 2.9%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 17-08-2026Jaarrekeningen - Algemene Vergadering - Boekjaar
  2. 14-07-2026Annual accounts filed
  3. 08-07-2026Resignation: Anne De Witte (director)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of clothing and accessories for women…NACE 47716
Founded
20-09-1984
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Articles of association

Provisions read
3
Financial year
From 1 October to 30 September
Annual meeting
Third Wednesday of December at 19:00; the first on 16-12-2026
Go to Articles of association

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