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AMZ COMPANY

Active
Private limited companyfounded 2020active for 6 yearsAntwerpsesteenweg 30, 1000 Brussel, BelgiumKBO/BCE: BE 0756.914.853

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of AMZ COMPANY is 11.5% (high). The 2024 annual accounts show negative equity (-€31,960) and a net result of -€33,678. Equity has been growing by about 10% per year since 2021. Its solvency ranks better than 13% of 2,050 sector peers (NACE 10, financial year 2024). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 22-10-2020 Normal situation
Activity
Artisanal bread and fresh pastry making NACE 10712and 1 other
Establishment unit
2.309.916.032 1030 Schaarbeek, since 22-10-2020
Financial year end
31 December
Peppol
Reachable since 13-01-2026

Board and ownership

Board

Financial position

29 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
11.5%
Annual accounts 2024
Gross margin
€46,627
▲ 12.8%
Turnover
≈ €190,000
estimated
Loss
€33,678
Equity
-€31,960
Total assets
€101,140
▼ 4.0%
Staff
≈ 2.1 FTE
estimated
2025 accounts not filed, 93 days past the deadline
Filed on 15-11-2025PDF
Score breakdownraises risk1 financial year not filed after the legal deadline; last filed accounts filed 107 days late; 3 of the last 3 accounts late1 change of registered office in 24 monthsFigures for financial year 2024 (filed on 18-11-2025)lowers riskLiquidity: current ratio 0.73, cash €38,269, halvedShow the evidence

Checked score

Score 2024
29 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 14% of micro companies in food products (NACE 10)
Financial strength · tick: 2023
Weak
Solvency 0-27
equity -31.6% of total assets
Liquidity 47-3
short-term debt 131.6% · cash 37.8%
Profitability 0-100
return on assets -33.3%
Bankruptcy probability within 12 months
11.5% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,081 companies, NACE 10, micro)
Last 24 months 11-2024: 4.8% 12-2024: 2.6%▼ -2.2 percentage points vs 11-2024 01-2025: 2.3%▼ -0.3 percentage points vs 12-2024 02-2025: 2.3%● unchanged vs 01-2025 03-2025: 2.3%● unchanged vs 02-2025 04-2025: 2.3%● unchanged vs 03-2025lowest value 05-2025: 2.3%● unchanged vs 04-2025 06-2025: 2.4%▲ +0.1 percentage points vs 05-2025 07-2025: 2.4%● unchanged vs 06-2025 08-2025: 2.9%▲ +0.5 percentage points vs 07-2025 09-2025: 3.2%▲ +0.3 percentage points vs 08-2025 10-2025: 3.7%▲ +0.5 percentage points vs 09-2025 11-2025: 3.7%● unchanged vs 10-2025 12-2025: 5.1%▲ +1.4 percentage points vs 11-2025 01-2026: 5.1%● unchanged vs 12-2025 02-2026: 4.9%▼ -0.2 percentage points vs 01-2026 03-2026: 4.8%▼ -0.1 percentage points vs 02-2026 04-2026: 4.8%● unchanged vs 03-2026 05-2026: 4.6%▼ -0.2 percentage points vs 04-2026 06-2026: 4.6%● unchanged vs 05-2026 07-2026: 4.6%● unchanged vs 06-2026 08-2026: 8.5%▲ +3.9 percentage points vs 07-2026 09-2026: 9.2%▲ +0.7 percentage points vs 08-2026 10-2026: 11.5%▲ +2.3 percentage points vs 09-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.73 (0.98 in 2023), below 1. Short-term debt is 131.6% and cash 37.8% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 6% of them on solvency, 42% on liquidity, 6% on profitability and 1% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 107 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Figures for financial year 2024 (filed on 18-11-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.73, cash €38,269, halved
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
21222324
2021 to 2024 · latest year -€31,960
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 93 days later.
NBB · 4 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline01-11-2026 today
raises risk · 2024 accounts filed 107 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-11-2025, 107 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
107 days late
2023
91 days late
2022
66 days late
2021
65 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 82 days after the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2024 -€31,960 View
  • Caution: From profit to loss in 2024after a profit of €35,914 in 2023 -€33,678 View
  • Caution: Lower net result than 92% of companies in food productssector median €9,467 · 2,052 companies -€33,678 View

Comparable companies

These companies have the same main activity as AMZ COMPANY: artisanal bread and fresh pastry making (NACE 10712). They are comparable in size and age: total assets between €79,100 and €119,000, founded between 2019 and 2021.

CompanyTotal assetsGross margin
AMZ COMPANY Brussel€101,140€46,627
LA MAISON DES TARTES Brussel€100,121€54,613
Israya Kortrijk€116,802€43,653
LA RELEVE BAKERY Sint-Joost-ten-Node€101,754€59,539
FIDELE BOUVEROUX Flémalle€118,693€56,086
BOVERRON Schelle€83,247€54,874
EVEREST Kortenberg€79,096€53,089
Full comparison

Documents

Annual accounts at the NBB

Articles and registers

Key facts about AMZ COMPANY

What is the company number of AMZ COMPANY?
The company number of AMZ COMPANY is 0756.914.853. The VAT number is the same number with BE in front: BE 0756.914.853.
Where is AMZ COMPANY based?
The registered office is at Antwerpsesteenweg 30, 1000 Brussel.Company details
What does AMZ COMPANY do?
According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
What is the legal form of AMZ COMPANY?
The legal form of AMZ COMPANY is Private limited company (BV).
When was AMZ COMPANY founded?
AMZ COMPANY was founded on 22-10-2020.
Is AMZ COMPANY still active?
Yes, AMZ COMPANY is an active enterprise in the KBO register.
How many employees does AMZ COMPANY have?
AMZ COMPANY had an average of 8.3 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of AMZ COMPANY?
The turnover in financial year 2024 is ≈ €190,000. This figure is estimated from the gross margin of €46,627 and 2,949 comparable companies of the same size. It probably lies between €110,000 and €340,000. It is a rough estimate.
Is AMZ COMPANY profitable?
In financial year 2024, AMZ COMPANY made a loss of €33,678.
Where can I find the annual accounts of AMZ COMPANY?
AMZ COMPANY filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2024.Annual accounts 2024 (PDF)

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