AMV-SERVICE
ActiveSummary
The computed 12-month bankruptcy probability of AMV-SERVICE is 1.9% (moderate). The 2025 annual accounts show equity of €74k and a net result of €56k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 24% of 1309 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+17
Solvency46▼-12
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.85 against 1.18 in 2024; short-term debt: 64.9% and cash: 16.6% of total assets), and 79.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.9%
Return on assets
15.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 1309 sector peers (2025).
NBB · sector comparisonPosition among 1309 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
26 d late
2024
29 d late
2023
28 d late
2022
28 d late
2021
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€241k
EBIT margin
43.5%
Net result
€56k▲ 594%
2024 · €8k
2021: €80k
2022: €24k
2023: €4k
2024: €8k
2021 → 2025
Working capital
€-34k
2024 · €30k
2021: €20k
2022: €-8k
2023: €20k
2024: €30k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€241k-
Equity€82k-€106k▲ 29.9%€110k▲ 3.7%€118k▲ 7.3%€74k▼ 37.2%
Operating result€105k-€26k▼ 75.2%€11k▼ 59.6%€16k▲ 52.7%€77k▲ 378%
Net result€80k-€24k▼ 69.3%€4k▼ 84.1%€8k▲ 107%€56k▲ 594%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 378% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €354k
Fixed assets
€159k ▼ 4.0%
Current assets
€196k ▲ 0.5%
Equity and liabilities €354k
Equity
€74k ▼ 37.2%
Debt
€280k ▲ 15.8%
Debt's share of the balance-sheet total rises from 67.2% to 79.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€131k▲
2024 · €82k
Cash flow
€110k▲
2024 · €74k
Current ratio
0.85▼
2024 · 1.18
Debt to equity
3.78▲
2024 · 2.05
ROE
75.6%▲
2024 · 6.8%
ROA
15.8%▲
2024 · 2.2%
Interest coverage
25.87▲
2024 · 17.85
Debt ≤ 1 year
€230k▲
2024 · €165k
Debt > 1 year
€50k▼
2024 · €77k
Income taxes
€16k▲
2024 · €4k
Staff costs
€67k▲
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€360k€354k▼
Fixed assets21/28€165k€159k▼
Tangible fixed assets22/27€165k€159k▼
Plant, machinery and equipment23€34k€37k▲
Furniture and vehicles24€131k€122k▼
Financial fixed assets28€110€110=
Current assets29/58€195k€196k▲
Amounts receivable within one year40/41€35k€57k▲
Trade receivables40€18k€51k▲
Other amounts receivable41€17k€6k▼
Cash at bank and in hand54/58€68k€59k▼
Deferred charges and accrued income490/1€92k€79k▼
Equity and liabilities
Total equity and liabilities10/49€360k€354k▼
Equity10/15€118k€74k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€116k€72k▼
Amounts payable17/49€242k€280k▲
Amounts payable after more than one year17€77k€50k▼
Financial debts170/4€77k€50k▼
Amounts payable within one year42/48€165k€230k▲
Current portion of amounts payable after more than one year42€44k€52k▲
Trade debts44€56k€23k▼
Suppliers440/4€56k€23k▼
Taxes, remuneration and social security45€8k€27k▲
Taxes450/3€5k€18k▲
Remuneration and social security454/9€3k€8k▲
Other amounts payable47/48€57k€128k▲
Income statement
Code20242025
Remuneration, social security and pensions62€55k€67k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€54k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€139k€200k▲
Operating profit (loss)9901€16k€77k▲
Financial income75/76B€312€429▲
Recurring financial income75€312€429▲
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€12k€72k▲
Income taxes67/77€4k€16k▲
Profit (loss) for the period9904€8k€56k▲
Profit (loss) for the period to be appropriated9905€8k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€116k€172k▲
Profit (loss) brought forward from the previous period14P€108k€116k▲
Profit to be distributed694/7-€100k
Return on contributions (dividend)694-€100k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €4k ▼84.1%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Equity above €100kEq €106k ▲29.9%
2 profitable years in a row build equity to €106k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-de-l'Enclus · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du Moulin(AN) 87750 Mont-de-l'EnclusGround area
6,889 m²
Building footprint
200 m²
Volume, LiDAR
1,113 m³
Parcel 57002B0621/00A000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AMV-SERVICE
since 20212.319.312.362
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57002B0621/00A000 | Wallonia | 6,888 m² | 1 · 200 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
J.M.C. SERVICE
BE 0832.951.074
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BE 0806.972.890
Beauvechain · Eq €79,894
SUPPORT LOGISTICS MANAGEMENT
BE 0713.753.516
Charleroi · Eq €81,928
ARSOMEDI
BE 0632.978.448
Bilzen-Hoeselt · Eq €64,976
BELCONSTRUCT N.P.
BE 0861.918.343
Amay · Eq €64,946
Of 174 companies in sector 33190 we hold annual accounts for 62. 49 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
33110Repair and maintenance of fabricated metal products
33190Repair, maintenance and installation of machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:yves@amv-service.be
Phone:+32478505844
Phone:0478505844