AMUSE CROQUE
ActiveSummary
AMUSE CROQUE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €674,377 and a net result of €231,745. Equity is growing by ~65.9% per year across the filed fiscal years. Its solvency ranks better than 28% of 8190 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability78▼-6
Solvency47▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.11 in 2024; short-term debt: 24.2% and cash: 2.7% of total assets), and 78% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22%
Return on assets
7.6%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
27 d late
2023
on the day
2022
16 d late
2021
4 d late
2020
25 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 4 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€674,377▲ 52.4%
2024 · €442,632
Total assets
€3.1m▲ 138%
2024 · €1.3m
Net result
€231,745▲ 45.5%
2024 · €159,292
Working capital
€94,913▲ 31.6%
2024 · €72,107
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€18,313▲ 88.8%€153,545▲ 738%€165,003▲ 7.5%€258,094▲ 56.4%€332,843▲ 29.0%
Net result€3,366below the sector's middle half▲ 12.3%€125,313within the sector's middle half▲ 3,623%€104,055within the sector's middle half▼ 17.0%€159,292within the sector's middle half▲ 53.1%€231,745above the sector's middle half▲ 45.5%
Equity€53,971below the sector's middle half▲ 6.7%€179,285within the sector's middle half▲ 232%€283,339within the sector's middle half▲ 58.0%€442,632within the sector's middle half▲ 56.2%€674,377within the sector's middle half▲ 52.4%
Total assets€957,612within the sector's middle half▼ 15.7%€1.4mwithin the sector's middle half▲ 45.0%€1.6mwithin the sector's middle half▲ 15.0%€1.3mwithin the sector's middle half▼ 19.6%€3.1mabove the sector's middle half▲ 138%
Debt€903,640▼ 16.8%€1.2m▲ 33.8%€1.3m▲ 8.7%€841,726▼ 35.9%€2.4m▲ 184%
Working capital-€301,653below the sector's middle half▲ 5.4%-€179,151below the sector's middle half▲ 40.6%-€103,909below the sector's middle half▲ 42.0%€72,107within the sector's middle half€94,913within the sector's middle half▲ 31.6%
Solvency5.6%below the sector's middle half▲ 1.2pp12.9%below the sector's middle half▲ 7.3pp17.7%below the sector's middle half▲ 4.8pp34.5%within the sector's middle half▲ 16.7pp22.0%within the sector's middle half▼ 12.4pp
Current ratio0.62below the sector's middle half▼ 0.030.84below the sector's middle half▲ 0.220.90below the sector's middle half▲ 0.061.11below the sector's middle half▲ 0.211.13within the sector's middle half▲ 0.02
Return on assets (ROA)0.4%below the sector's middle half▲ 0.1pp9.0%within the sector's middle half▲ 8.7pp6.5%within the sector's middle half▼ 2.5pp12.4%above the sector's middle half▲ 5.9pp7.6%within the sector's middle half▼ 4.8pp
Staff (FTE)1.6below the sector's middle half=2.4within the sector's middle half▲ 50.0%3.1within the sector's middle half▲ 29.2%0below the sector's middle half▼ 100%4.7within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 29% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.1m
Fixed assets
€2.2m ▲ 288%
Current assets
€836,544 ▲ 17.7%
Equity and liabilities €3.1m
Equity
€674,377 ▲ 52.4%
Debt
€2.4m ▲ 184%
Debt's share of the balance-sheet total rises from 65.5% to 78.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€652,771▲
2024 · €396,724
Cash flow
€551,673▲
2024 · €297,923
Quick ratio
0.97▲
2024 · 0.91
Debt to equity
3.54▲
2024 · 1.90
ROE
34.4%▼
2024 · 36.0%
Interest coverage
15.71▼
2024 · 17.03
Debt ≤ 1 year
€741,632▲
2024 · €638,418
Debt > 1 year
€1.6m▲
2024 · €176,980
Income taxes
€59,567▼
2024 · €75,545
Staff costs
€253,223▲
2024 · €176,365
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,053 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.4%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,053 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €291 | €7,237 | €5,716 | €4,027 | ▼ 29.5% |
| Remuneration, social security and pensions62 | - | €67,731 | €104,153 | €176,365 | €253,223 | ▲ 43.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €75,936 | €81,359 | €98,066 | €138,630 | €319,928 | ▲ 131% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | -€590 | €0 | - | - |
| Other operating charges640/8 | - | €8,018 | €34,242 | €19,108 | €17,033 | ▼ 10.9% |
| Non-recurring operating charges66A | - | €60 | €4,705 | €4,392 | €5,920 | ▲ 34.8% |
| Gross operating margin9900 | €145,604 | €310,713 | €405,580 | €596,589 | €928,947 | ▲ 55.7% |
| Operating profit (loss)9901 | €18,313 | €153,545 | €165,003 | €258,094 | €332,843 | ▲ 29.0% |
| Financial income75/76B | - | €1 | €1,299 | €40 | €34 | ▼ 15.7% |
| Recurring financial income75 | €139 | €1 | €1,299 | €40 | €34 | ▼ 15.7% |
| Financial charges65/66B | - | €10,070 | €14,597 | €23,296 | €41,564 | ▲ 78.4% |
| Recurring financial charges65 | €14,878 | €10,070 | €14,597 | €23,296 | €41,564 | ▲ 78.4% |
| Profit (loss) for the period before taxes9903 | €3,574 | €143,476 | €151,705 | €234,838 | €291,313 | ▲ 24.0% |
| Income taxes67/77 | €208 | €18,163 | €47,651 | €75,545 | €59,567 | ▼ 21.2% |
| Profit (loss) for the period9904 | €3,366 | €125,313 | €104,055 | €159,292 | €231,745 | ▲ 45.5% |
| Profit (loss) for the period to be appropriated9905 | €3,366 | €125,313 | €104,055 | €159,292 | €231,745 | ▲ 45.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €957,612 | €1.4m | €1.6m | €1.3m | €3.1m | ▲ 138% |
| Fixed assets21/28 | €463,073 | €461,468 | €664,782 | €573,833 | €2.2m | ▲ 288% |
| Intangible fixed assets21 | €921 | €746 | €570 | €14,190 | €22,299 | ▲ 57.1% |
| Tangible fixed assets22/27 | €462,126 | €460,697 | €664,052 | €559,482 | €2.2m | ▲ 294% |
| Land and buildings22 | - | €291,361 | €350,163 | €309,271 | €1.6m | ▲ 428% |
| Plant, machinery and equipment23 | - | €31,931 | €97,286 | €101,952 | €102,388 | ▲ 0.4% |
| Furniture and vehicles24 | - | €214 | €8,793 | €6,543 | €3,982 | ▼ 39.1% |
| Leasing and similar rights25 | - | €97,622 | €160,831 | €107,783 | €443,137 | ▲ 311% |
| Other tangible fixed assets26 | - | €39,569 | €46,979 | €33,934 | €21,012 | ▼ 38.1% |
| Financial fixed assets28 | €25 | €25 | €160 | €160 | €660 | ▲ 313% |
| Current assets29/58 | €494,539 | €927,072 | €932,458 | €710,525 | €836,544 | ▲ 17.7% |
| Stocks and contracts in progress3 | €120,345 | €75,321 | €80,545 | €130,500 | €115,200 | ▼ 11.7% |
| Stocks30/36 | - | €75,321 | €80,545 | €130,500 | €115,200 | ▼ 11.7% |
| Amounts receivable within one year40/41 | €305,459 | €749,762 | €700,891 | €481,311 | €622,036 | ▲ 29.2% |
| Trade receivables40 | - | €734,727 | €672,834 | €455,971 | €615,981 | ▲ 35.1% |
| Other amounts receivable41 | - | €15,035 | €28,057 | €25,340 | €6,054 | ▼ 76.1% |
| Cash at bank and in hand54/58 | €49,694 | €78,560 | €93,257 | €65,522 | €82,505 | ▲ 25.9% |
| Deferred charges and accrued income490/1 | - | €23,428 | €57,765 | €33,193 | €16,804 | ▼ 49.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €957,612 | €1.4m | €1.6m | €1.3m | €3.1m | ▲ 138% |
| Equity10/15 | €53,971 | €179,285 | €283,339 | €442,632 | €674,377 | ▲ 52.4% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €156,860 | €259,860 | €419,860 | €649,860 | ▲ 54.8% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €155,000 | €258,000 | €418,000 | €648,000 | ▲ 55.0% |
| Profit (loss) carried forward14 | €33,511 | €3,825 | €4,879 | €4,172 | €5,917 | ▲ 41.8% |
| Amounts payable17/49 | €903,640 | €1.2m | €1.3m | €841,726 | €2.4m | ▲ 184% |
| Amounts payable after more than one year17 | €103,758 | €95,494 | €261,191 | €176,980 | €1.6m | ▲ 814% |
| Financial debts170/4 | - | €95,494 | €261,191 | €176,980 | €1.6m | ▲ 814% |
| Amounts payable within one year42/48 | €796,192 | €1.1m | €1.0m | €638,418 | €741,632 | ▲ 16.2% |
| Current portion of amounts payable after more than one year42 | - | €62,117 | €112,956 | €81,180 | €162,063 | ▲ 99.6% |
| Financial debts43 | - | €115,000 | €90,000 | €70,000 | €40,000 | ▼ 42.9% |
| Credit institutions430/8 | - | €115,000 | €90,000 | €70,000 | €40,000 | ▼ 42.9% |
| Trade debts44 | €218,903 | €431,427 | €416,701 | €224,109 | €164,309 | ▼ 26.7% |
| Suppliers440/4 | - | €431,427 | €416,701 | €224,109 | €164,309 | ▼ 26.7% |
| Advances received on contracts in progress46 | - | €116,100 | €45,941 | €0 | - | - |
| Taxes, remuneration and social security45 | - | €5,989 | €58,963 | €57,095 | €75,847 | ▲ 32.8% |
| Taxes450/3 | - | €3,003 | €54,761 | €48,454 | €33,861 | ▼ 30.1% |
| Remuneration and social security454/9 | - | €2,986 | €4,202 | €8,641 | €41,986 | ▲ 386% |
| Other amounts payable47/48 | - | €375,589 | €311,806 | €206,034 | €299,413 | ▲ 45.3% |
| Accrued charges and deferred income492/3 | - | €7,539 | €16,344 | €26,328 | €30,264 | ▲ 14.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,366 | €125,313 | €104,055 | €159,292 | €231,745 | ▲ 45.5% |
| + Depreciation and write-downs630 | €75,936 | €81,359 | €98,066 | €138,630 | €319,928 | ▲ 131% |
| Operating cash flow (approximation) | €79,302 | €206,673 | €202,120 | €297,923 | €551,673 | ▲ 85.2% |
| Investment in fixed assets (approximation) | - | -€79,755 | -€301,380 | -€47,680 | -€2.0m | ▼ 4,037% |
| Change in cash | - | €28,866 | €14,697 | -€27,736 | €16,983 | ▲ 161% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 21-05-2026
- Registered-office move, 8581 Avelgem (Kerkhove), Oudenaardsesteenweg 550
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 2 days late
2025
30-06
Financial
Highest result since 2019net €231,745 ▲45.5%
Operating result €332,843, net result €231,745, both a record.
30-06
Financial
Equity above €500,000Eq €674,377 ▲52.4%
7 profitable years in a row build equity to €674,377.
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Equity above €200,000Eq €283,339 ▲58%
5 profitable years in a row build equity to €283,339.
16-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 16 days late
2022
30-06
Financial
Equity above €150,000Eq €179,285 ▲232%
4 profitable years in a row build equity to €179,285.
04-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2021
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
30-06
Financial
Weakest financial yearnet €2,997 ▼91.1%
Net result drops to €2,997, the lowest in the series; recovery starts the following year.
Show earlier events
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2018
04-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 4 days late
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
2016
26-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 26 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 7 acts read
About the unread acts
Of the 7 Belgian State Gazette acts we know for this company, 1 has been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Avelgem · 2 establishment units since 2009
Ground area
1.0 ha
Building footprint
4,547 m²
Volume, LiDAR
14,107 m³
2 parcels, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Gentsesteenweg 96, 8530 Harelbeke
since 20092.184.286.184
Amuse Croque
since 20252.374.070.743
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34020A0477/00A000 | Flanders | 7,843 m² | 1 · 2,350 m² | - |
| 34013A1558/00E003 | Flanders | 2,197 m² | 1 · 2,197 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 144,887 EUR awarded · 19,467 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 4 | 119,070 EUR | 18,650 EUR |
| 2024 | 2 | 25,339 EUR | 339 EUR |
| 2022 | 1 | 478 EUR | 478 EUR |
Recognitions · licences · registrations
Food safety, FASFC
2 sitesHarelbeke2.184.286.184
Avelgem2.374.070.743
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Of 697 companies in sector 46392 we hold annual accounts for 485. 333 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-11-2009
Fiscal year end30-06
Activities, NACEBEL 2025
10311Manufacture of food products
46392Non-specialised wholesale
47279Other retail sale of food
E-invoicing
Reachable via Peppol
Peppol ID
0208:0820957619
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.