AMS Willing
ActiveAMS Willing has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €53k. Equity is shrinking by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 18% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+31
Solvency38▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.9 against 1.05 in 2024; short-term debt: 54% and cash: 35.8% of total assets), and 87.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.7%
Return on assets
44.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 31616 sector peers (2025).
NBB · sector comparisonPosition among 31616 sector peers
Solvency
better than 18%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €15k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
21 d late
2023
29 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▲ 18.1%
2024 · €13k
2018: €51k
2019: €20k
2020: €13k
2021: €4k
2022: €12k
2023: €12k
2024: €13k
2018 → 2025
Total assets
€117k▲ 37.0%
2024 · €86k
2018: €120k
2019: €85k
2020: €71k
2021: €99k
2022: €105k
2023: €86k
2024: €86k
2018 → 2025
Net result
€53k▲ 11,661%
2024 · €448
2018: €-62k
2019: €-31k
2020: €-8k
2021: €-9k
2022: €9k
2023: €-303
2024: €448
2018 → 2025
Working capital
€-6k
2024 · €1k
2018: €45k
2019: €16k
2020: €9k
2021: €-10k
2022: €-7k
2023: €-5k
2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€12k▲ 219%€12k▼ 2.4%€13k▲ 3.7%€15k▲ 18.1%
Operating result€-7k-€11k€2k▼ 79.7%€4k▲ 93.6%€55k▲ 1,134%
Net result€-9k-€9k€-303€448€53k▲ 11,661%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,134% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets
€60k▲ 1.3%
Current assets
€57k▲ 119%
Equity and liabilities €117k
Equity
€15k▲ 18.1%
Debt
€102k▲ 40.3%
The debt ratio rises from 85.3% to 87.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€60k▲
2024 · €19k
Cash flow
€58k▲
2024 · €15k
Solvency
12.7%▼
2024 · 14.7%
Current ratio
0.90▼
2024 · 1.05
Quick ratio
0.90▼
2024 · 1.05
Debt / equity
6.90▲
2024 · 5.81
ROE
354.5%▲
2024 · 3.6%
ROA
44.9%▲
2024 · 0.5%
Interest coverage
32.43▲
2024 · 10.09
Debt
€102k▲
2024 · €73k
Debt ≤ 1 year
€63k▲
2024 · €25k
Debt > 1 year
€39k▼
2024 · €48k
Income taxes
€333▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€86k€117k▲
Fixed assets21/28€60k€60k▲
Tangible fixed assets22/27€60k€60k▲
Land and buildings22€56k€51k▼
Furniture and vehicles24€4k€9k▲
Financial fixed assets28€0-
Current assets29/58€26k€57k▲
Amounts receivable within one year40/41€426€14k▲
Trade receivables40€240€9k▲
Other amounts receivable41€186€5k▲
Cash at bank and in hand54/58€25k€42k▲
Deferred charges and accrued income490/1€607€1k▲
Equity and liabilities
Total equity and liabilities10/49€86k€117k▲
Equity10/15€13k€15k▲
Contributions10/11€12k€12k=
Reserves13€52k€2k▼
Distributable reserves133€52k€2k▼
Profit (loss) carried forward14€-52k€590▲
Amounts payable17/49€73k€102k▲
Amounts payable after more than one year17€48k€39k▼
Financial debts170/4€48k€39k▼
Amounts payable within one year42/48€25k€63k▲
Current portion of amounts payable after more than one year42€9k€9k▼
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€6k▲
Other amounts payable47/48€9k€43k▲
Accrued charges and deferred income492/3€459€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€5k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€20k€61k▲
Operating profit (loss)9901€4k€55k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€3k€53k▲
Income taxes67/77€2k€333▼
Profit (loss) for the period9904€448€53k▲
Profit (loss) for the period to be appropriated9905€448€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-52k€590▲
Profit (loss) brought forward from the previous period14P€-52k€-52k▲
Transfer from equity791/2-€50k
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €53k ▲11661%
Operating result €55k, net result €53k, both a record.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Back to profitnet €448
Net result €448 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after 4 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jules Mac Leodstraat 29050 GentGround area
723 m²
Building footprint
126 m²
Volume, LiDAR
738 m³
Parcel 44022A0260/00H000, Flanders · tallest building 16.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AMS WILLING
since 20132.216.090.011
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44022A0260/00H000 | Flanders | 723 m² | 1 · 126 m² | 16.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 27,389 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:pwvandenbroucke@gmail.com
Phone:0477/266 784