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AMS

Active Private limited companyfounded 2003active for 23 yearsGreepstraat 27, 1000 BrusselsKBO/BCE: BE 0860.822.144

Lifetime

18 annual accounts with figures on one time axis, 20 filings since 2005
peak €368,303 (2026)
€368,303▲ 178%
lowest -€252,096 (2021)
€268,440▲ 522%
peak €42,908 (2019)
€15,775▲ €268,440
€794,773▼ 11.4%
peak 1 FTE (2014)
-not published
Board1 name since 2008
1 directorSNOUSSI Moez
Documentsfilings and deeds
30-10-20261 day before the deadline
2026micro format
Gross margin from €132,344 to €368,303Result from €43,145 to €268,440Equity from -€252,665 to €15,775Cash from €82,092 to €279,312

Key points

from the 2026 annual accounts

Result

€268,440 ▲ 522%
€43,1002025€268,0002026

The result rose in 2026 from €43,145 to €268,440.

Turnover

≈ €630,000 estimated

The micro format states no turnover.

Debts

€794,773 98% of the balance sheet
Financial debts 49%Suppliers 8%Taxes and wages 1%Other 42%

Of this, €405,426 falls due within a year.

Liquidity

0.81 was 0.35 in 2025

Short-term debts fell from €409,643 to €405,426.

Filings

20 annual accounts since 2005
deadline20102020

Seven of the last ten came late. The 2025 accounts came latest: 194 days after the end of the period.

Position in the sector

€268,440

Higher net result than 95% of companies in accommodation. Sector median -€671 · 50 companies.

Checked score

91
Excellent
Financially stronger than 76% of micro companies in accommodation (NACE 55)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 2,522 companies (NACE 55, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.3% 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.4%▲ +0.1 percentage points vs 05-2025 07-2025: 1.4%● unchanged vs 06-2025 08-2025: 1.4%● unchanged vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.6%▲ +0.2 percentage points vs 09-2025 11-2025: 2.0%▲ +0.4 percentage points vs 10-2025 12-2025: 2.4%▲ +0.4 percentage points vs 11-2025 01-2026: 3.0%▲ +0.6 percentage points vs 12-2025 02-2026: 3.2%▲ +0.2 percentage points vs 01-2026 03-2026: 4.0%▲ +0.8 percentage points vs 02-2026 04-2026: 6.6%▲ +2.6 percentage points vs 03-2026highest value 05-2026: 6.6%● unchanged vs 04-2026highest value 06-2026: 2.6%▼ -4.0 percentage points vs 05-2026 07-2026: 2.6%● unchanged vs 06-2026 08-2026: 2.6%● unchanged vs 07-2026 09-2026: 2.4%▼ -0.2 percentage points vs 08-2026 10-2026: 0.2%▼ -2.2 percentage points vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value

Financial strength
Strong

27+27equity 1.9% of total assets
68+36short-term debt 50.0% · cash 34.5%
100+27return on assets 33.1%

Score breakdown

raises risk
Equity €15,775 (1.9% of total assets)
1 of the last 3 accounts late
lowers risk
Size: total assets €810,548
Founded in 2003
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro). It does better than 31% of them on solvency, 82% on liquidity, 97% on profitability and 93% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-03-2026.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 496 companies had the same profile as AMS has now. Each dot is one company, two years later.

95.6%
were still trading
3.2%
stopped another way
1.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency under 10%
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of AMS itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 496 companies, not a prediction for AMS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.81 (0.35 in 2025), below 1. Short-term debt is 50% and cash 34.5% of total assets. 98.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €810,548
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €15,775 (1.9% of total assets)
NBB · annual accounts
lowers risk · Founded in 2003
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 of the last 3 accounts late
NBB · filings
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-10-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
1 day early
2025
194 days late
2024
2 days early
2023
56 days late
2022
51 days late
2021
46 days late
2020
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 54 days after the deadline. In the sector (NACE 55), the median for financial year 2024 was 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 21 December (4 of the last 5 accounts filed within 53 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

SM
Director, since 20-10-2008
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0860822144
Company renamed to AMS New name: AMS · Resignation: SNOUSSI Moez (director) · Appointment: SNOUSSI Moez (director) · General meeting of 18-03-2024 · Gazette deed
New establishment in Brussels Kleerkopersstraat 15
First establishment Greepstraat 27B, Brussels
All 30 events

Comparable companies

same main activity, similar in size and age
Company
AMS Brussels €0.8m €368,303 1.9% -
UYAR.S Saint-Josse-ten-Noode €0.7m €533,652 74.9% -
HUYSHOEVE Knokke-Heist €0.9m €240,263 3.9% 0.3
LA FERME DU BOIS - LE - COMTE Ranst €1.1m €313,464 42.2% -
B&E GREENSTAY BVLO Bruges €1.4m €321,030 57.7% -
LAPSCHUERE Kruisem €1.3m €230,988 3.3% 1.3
DORIMO Mettet €0.9m €184,730 65.5% -

These companies have the same main activity as AMS: other holiday and short-stay accommodation (NACE 55209). They are comparable in size and age: total assets between €696,000 and €1.4m, founded between 1993 and 2009.

Official details

Source: KBO
Status
Active since 02-10-2003Normal situation
Activity
Other holiday and short-stay accommodationNACE 55209and 2 others
Establishment units
2.134.476.9811000 Brussels, since 03-10-2003
2.312.923.8241000 Brussels, since 01-01-2017
Financial year end
31 March
Peppol
Reachable since 29-12-2025
Company details

Annual accounts to 31-03-2026

€810,548▲ 25.7%
Filing
Filed on 30-10-2026, 1 day before the end of the filing period
Financials

Insights on AMS

AMS files the micro format. That format states no turnover. The gross margin rose from -€14,783 in 2009 to €368,303 in 2026.

The balance sheet grew most from 2019 to 2021 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about AMS

What is the company number of AMS?
The company number of AMS is 0860.822.144. The VAT number is the same number with BE in front: BE 0860.822.144.
Where is AMS based?
The registered office is at Greepstraat 27, 1000 Brussels.Company details
What does AMS do?
According to the KBO register, the main activity is other holiday and short-stay accommodation (NACE 55209).
What is the legal form of AMS?
AMS is a private limited company (BV).
When was AMS founded?
AMS was founded on 02-10-2003.
Is AMS still active?
Yes, AMS is an active enterprise in the KBO register.
What is the turnover of AMS?
The turnover in financial year 2026 is ≈ €630,000. This figure is estimated from the gross margin of €368,303 and 34 comparable companies (NACE 55). It probably lies between €530,000 and €830,000. In financial year 2024 turnover was €633,007.Financials
Is AMS profitable?
In financial year 2026, AMS made a profit of €268,440.
Where can I find the annual accounts of AMS?
AMS filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of AMS due?
AMS must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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