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AMROUCH TRADING

Active
Private limited companyfounded 200421 yrs activeHelmetsesteenweg 237, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0869.972.214
Summary

AMROUCH TRADING has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €254k and a net result of €48k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 75% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
82 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+1
Solvency89▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 2.8 against 2.47 in 2024; short-term debt: 35.7% and cash: 82% of total assets), and 35.7% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 21 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
64.3%
Return on assets
12%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 d early
2024
33 d late
2023
50 d late
2022
58 d late
2021
53 d late
2020
53 d late
2019
87 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€48k▲ 13.4%
2024 · €42k
2018: €7k 2019: €27k 2020: €17k 2021: €11k 2022: €25k 2023: €47k 2024: €42k
2018 → 2025
Working capital
€253k▲ 14.9%
2024 · €220k
2018: €99k 2019: €121k 2020: €142k 2021: €156k 2022: €172k 2023: €200k 2024: €220k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€161k-€175k▲ 9.0%€201k▲ 14.9%€221k▲ 9.9%€254k▲ 14.7%
Operating result€15k-€30k▲ 102%€55k▲ 85.9%€50k▼ 8.4%€58k▲ 14.3%
Net result€11k-€25k▲ 119%€47k▲ 92.5%€42k▼ 11.2%€48k▲ 13.4%
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €15k€15kNet result 2021: €11k€11kOperating result 2022: €30k€30kNet result 2022: €25k€25kOperating result 2023: €55k€55kNet result 2023: €47k€47kOperating result 2024: €50k€50kNet result 2024: €42k€42kOperating result 2025: €58k€58kNet result 2025: €48k€48k20212022202320242025€0€20k€40k€60kOperating result 2023: €55k€55kNet result 2023: €47k€47kOperating result 2024: €50k€50kNet result 2024: €42k€42kOperating result 2025: €58k€58kNet result 2025: €48k€48k202320242025
The operating result recovers in 2025; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €395k
Fixed assets €779 ▼ 33.9%
Current assets €394k ▲ 6.6%
Equity and liabilities €395k
Equity €254k ▲ 14.7%
Debt €141k ▼ 5.6%
Debt's share of the balance-sheet total falls from 40.3% to 35.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€58k
2024 · €51k
Cash flow
€48k
2024 · €42k
Current ratio
2.80
2024 · 2.47
Quick ratio
2.63
2024 · 2.46
Debt to equity
0.56
2024 · 0.67
ROE
18.7%
2024 · 18.9%
ROA
12.0%
2024 · 11.3%
Interest coverage
23.40
2024 · 114.15
Debt ≤ 1 year
€141k
2024 · €149k
Income taxes
€8k
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€371k€395k
Fixed assets21/28€1k€779
Tangible fixed assets22/27€1k€779
Plant, machinery and equipment23€1k€779
Current assets29/58€370k€394k
Stocks and contracts in progress3€2k€23k
Stocks30/36€2k€23k
Amounts receivable within one year40/41€33k€47k
Trade receivables40€33k€43k
Other amounts receivable41-€4k
Cash at bank and in hand54/58€335k€324k
Deferred charges and accrued income490/1-€71
Equity and liabilities
Total equity and liabilities10/49€371k€395k
Equity10/15€221k€254k
Contributions10/11€13k€13k=
Outside capital11€13k-
Other1109/19€13k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€207k€239k
Amounts payable17/49€149k€141k
Amounts payable within one year42/48€149k€141k
Trade debts44€36k€71k
Suppliers440/4€36k€71k
Advances received on contracts in progress46€15k-
Taxes, remuneration and social security45€21k€14k
Taxes450/3€16k€11k
Remuneration and social security454/9€5k€3k
Other amounts payable47/48€78k€56k
Income statement Code20242025
Remuneration, social security and pensions62€759-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€400€400=
Other operating charges640/8€2k€814
Gross operating margin9900€53k€59k
Operating profit (loss)9901€50k€58k
Financial income75/76B€31€774
Recurring financial income75€31€774
Financial charges65/66B€445€2k
Recurring financial charges65€445€2k
Profit (loss) for the period before taxes9903€50k€56k
Income taxes67/77€8k€8k
Profit (loss) for the period9904€42k€48k
Profit (loss) for the period to be appropriated9905€42k€48k
Appropriation of the result
Profit (loss) to be appropriated9906€229k€254k
Profit (loss) brought forward from the previous period14P€187k€207k
Profit to be distributed694/7€22k€15k
Directors or managers695€22k€15k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
State Gazette act Resignations: AMROUCH Hassan (manager) and AMROUCH Said (manager)
Appointments: AMROUCH Hassan (non-statutory director) and AMROUCH Said (non-statutory director) · Statutes amendment · Reserve release10 facts ▸
  • General meeting, 17-12-2025
  • Statutes amendment
  • Reserve release, Suppression du compte de capitaux propres statutairement indisponible et mise en distribution des fonds
  • Capital, €12.600
  • Director resignation, AMROUCH Hassan (manager)
  • Director resignation, AMROUCH Said (manager)
  • Director appointment, AMROUCH Hassan (non-statutory director)
  • Director appointment, AMROUCH Said (non-statutory director)
  • Mandate compensation, AMROUCH Hassan
  • Mandate compensation, AMROUCH Said
13-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €48k ▲13.4%
Operating result €58k, net result €48k, both a record.
02-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 33 days late
2024
19-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
2023
31-12
Financial Equity above €200kEq €201k ▲14.9%
6 profitable years in a row build equity to €201k.
27-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
22-09
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 53 days late
2021
31-12
Financial Equity above €150kEq €161k ▲7.5%
4 profitable years in a row build equity to €161k.
22-09
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 53 days late
2020
26-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 87 days late
2019
08-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 8 days late
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2017
14-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 14 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 directors, no change since 2025
AMROUCH Hassan
Non-statutory director · since 17-12-2025
Current
AMROUCH Said
Non-statutory director · since 17-12-2025
Current
17-12-2025 AMROUCH Hassan: Resigned as Manager
17-12-2025 AMROUCH Hassan: Appointed as Non-statutory director
17-12-2025 AMROUCH Said: Resigned as Manager
17-12-2025 AMROUCH Said: Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2005
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Helmetsesteenweg 2371030 Schaarbeek
Ground area
129 m²
Building footprint
95 m²
Volume, LiDAR
841 m³
Parcel 21902A0451/00B004, Brussels · tallest building 15.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
AMROUCH
Helmetsesteenweg 237, 1030 SchaarbeekNACE 52112
since 20052.147.305.826
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21902A0451/00B004 Brussels 129 m² 1 · 95 m² 15.3 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Articles of association

Purpose
Toutes opérations généralement quelconques, industrielles, financières, mobilières, immobilières, se rapportant directement ou indirectement au commerce, la fabrication, la…
Full purpose

Toutes opérations généralement quelconques, industrielles, financières, mobilières, immobilières, se rapportant directement ou indirectement au commerce, la fabrication, la location, l'achat, la vente en gros et en détail, la représentation, la distribution, le service, le conditionnement, l'exportation et le courtage, l'importation et l'exportation, soit pour son compte soit pour le compte de tiers, de 1)l'exploitation et la gestion des boucheries, vente en détail de toute catégorie de viande à l'exception de la viande chevaline; 2)tous produits alimentaires, boissons, principalement fruits, légumes, poissons, conserves, produits laitiers, fromages, articles d'épicerie, night-shop, 3)tous restaurants, snack-bars, salon de consommation, salon de thé, débit de boissons, service traiteurs, 4)l'exploitation et la gestion des cabines téléphoniques, photocopies et internet, et accessoires GSM; 5)tous articles de parfumerie, toilette, cosmétique, produits de beauté, maquillage ainsi que de savons et détergents; 6) toutes peaux brutes, chaussures, cordonnerie, serrurerie, maroquinerie dans le sens le plus large; 7) tous produits de boulangerie et de la pâtisserie; 8) tous produits électroménagers, tous films, bandes magnétiques, cassettes, tous articles imprimés ou enregistrés, ainsi qu'appareils, instruments et accessoires permettant leur lecture, vision ou audition, 9) tabacs et alcools; mer 10) tous textiles en général, vêtements pour femmes, confection, bonneterie, etc. 11) toutes fleurs, plantes, articles de pépinière et de jardinage, aménagement et entretien de jardins 12) tous produits de la mer, pisciculture au sens le plus large, ainsi que l'import de toute sorte de produits de 13) tous produits industriels et machines industrielles; 14) tous services de courrier express, transport de marchandises 15) véhicules neufs et d'occasions, pièces de rechanges et accessoires autos; 16) l'exploitation d'une boulangerie-pâtisserie; 17) tous matériel informatique, HARD-WARE, SOFT-WARE; 18) gestion des stations-services, ventes & achats carburants et lubrifiant, 19) tout type de nettoyage et de services pour les entreprises, 20) papeterie, librairie.

Structure & network

Capital and shareholders

Capital over the years
  1. 27-08-2026 Capital stated in the act · 12,600 EUR · 300 shares

Recognitions · licences · registrations

Food safety, FASFC

1 site
Schaarbeek2.147.305.826
1 permission
Toelating · Vleeswinkel · since 01-02-2022

Similar companies · same sector, comparable size

Of 3,043 companies in sector 47221 we hold annual accounts for 1,564. 1,236 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded15-11-2004
Fiscal year end31-12
Activities, NACEBEL 2025
47221Retail sale of meat and meat products, excluding game and poultry
47110Non-specialised retail sale with food, beverages or tobacco predominating
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.