AMRO CONSTRUCT
ActiveSummary
AMRO CONSTRUCT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,184 and a net result of -€11,122. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 80% of 28254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100▲+2
Growth35=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 4.75 against 5.59 in 2024; short-term debt: 20.7% and cash: 24.3% of total assets), and 24.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.4%
Return on assets
-22.6%
Age of the figures
17 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€11,122
neutral · Latest accounts filed on time
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 30-10-2025, 31 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
31 d early
2024
8 d early
2023
7 d early
2022
13 d early
2021
1 d early
2020
6 d early
2019
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today. Usually files around 22 November (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-04-2026 close28-09-2026 today30-11-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€61,454▼ 33.2%
2024 · €91,969
EBIT margin
-16.0%▲ 12.1pp
2024 · -28.0%
Net result
-€11,122▲ 59.8%
2024 · -€27,667
Working capital
€38,257▼ 28.1%
2024 · €53,235
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€157,493▲ 80.1%€166,532▲ 5.7%€286,409▲ 72.0%€91,969▼ 67.9%€61,454▼ 33.2%
Operating result€4,943▼ 55.9%€23,925▲ 384%€42,184▲ 76.3%-€25,783-€9,813▲ 61.9%
Net result€3,568within the sector's middle half▼ 58.1%€19,495within the sector's middle half▲ 446%€31,427above the sector's middle half▲ 61.2%-€27,667below the sector's middle half-€11,122below the sector's middle half▲ 59.8%
EBIT margin3.1%▼ 9.7pp14.4%▲ 11.2pp14.7%▲ 0.4pp-28.0%▼ 42.8pp-16.0%▲ 12.1pp
Equity€25,050within the sector's middle half▲ 16.6%€44,545within the sector's middle half▲ 77.8%€75,972within the sector's middle half▲ 70.6%€48,305within the sector's middle half▼ 36.4%€37,184within the sector's middle half▼ 23.0%
Total assets€125,764within the sector's middle half▲ 219%€73,406within the sector's middle half▼ 41.6%€106,165within the sector's middle half▲ 44.6%€66,277within the sector's middle half▼ 37.6%€49,303below the sector's middle half▼ 25.6%
Debt€100,714▲ 463%€28,861▼ 71.3%€30,193▲ 4.6%€17,972▼ 40.5%€12,119▼ 32.6%
Working capital€25,000within the sector's middle half▲ 6.6%€59,284within the sector's middle half▲ 137%€85,434within the sector's middle half▲ 44.1%€53,235within the sector's middle half▼ 37.7%€38,257within the sector's middle half▼ 28.1%
Solvency19.9%below the sector's middle half▼ 34.6pp60.7%within the sector's middle half▲ 40.8pp71.6%above the sector's middle half▲ 10.9pp72.9%above the sector's middle half▲ 1.3pp75.4%above the sector's middle half▲ 2.5pp
Current ratio1.25within the sector's middle half▼ 1.355.21above the sector's middle half▲ 3.965.37above the sector's middle half▲ 0.165.59above the sector's middle half▲ 0.214.75above the sector's middle half▼ 0.84
Return on assets (ROA)2.8%within the sector's middle half▼ 18.8pp26.6%above the sector's middle half▲ 23.7pp29.6%above the sector's middle half▲ 3.0pp-41.7%below the sector's middle half▼ 71.3pp-22.6%below the sector's middle half▲ 19.2pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9,813 in 2025 against €25,783 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49,303
Fixed assets
€837 ▼ 41.9%
Current assets
€48,465 ▼ 25.2%
Equity and liabilities €49,303
Equity
€37,184 ▼ 23.0%
Debt
€12,119 ▼ 32.6%
Debt's share of the balance-sheet total falls from 27.1% to 24.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€9,209▲
2024 · -€25,374
Cash flow
-€10,517▲
2024 · -€27,259
Debt to equity
0.33▼
2024 · 0.37
ROE
-29.9%▲
2024 · -57.3%
Interest coverage
-7.04▲
2024 · -13.42
Debt ≤ 1 year
€10,208▼
2024 · €11,600
Debt > 1 year
€1,911▼
2024 · €6,373
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,597 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 87% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.8%
went bankrupt
9.2%
stopped otherwise
87%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,597 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €157,493 | €166,532 | €286,409 | €91,969 | €61,454 | ▼ 33.2% |
| Non-recurring operating income76A | - | - | €2,027 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €125,237 | €244,950 | €115,586 | €69,128 | ▼ 40.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,184 | €2,725 | €33 | €408 | €605 | ▲ 48.1% |
| Other operating charges640/8 | - | €14,646 | €1,270 | €1,757 | €1,535 | ▼ 12.6% |
| Gross operating margin9900 | €6,620 | €41,295 | €43,487 | -€23,617 | -€7,673 | ▲ 67.5% |
| Operating profit (loss)9901 | €4,943 | €23,925 | €42,184 | -€25,783 | -€9,813 | ▲ 61.9% |
| Financial income75/76B | - | €4,193 | €25 | €6 | €0 | ▼ 99.5% |
| Recurring financial income75 | €0 | €0 | €25 | €6 | €0 | ▼ 99.5% |
| Non-recurring financial income76B | - | €4,192 | - | - | - | - |
| Financial charges65/66B | - | €4,812 | €2,102 | €1,891 | €1,308 | ▼ 30.8% |
| Recurring financial charges65 | €306 | €620 | €2,102 | €1,891 | €1,308 | ▼ 30.8% |
| Non-recurring financial charges66B | - | €4,192 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €4,637 | €23,305 | €40,107 | -€27,667 | -€11,122 | ▲ 59.8% |
| Income taxes67/77 | €1,069 | €3,810 | €8,680 | - | - | - |
| Profit (loss) for the period9904 | €3,568 | €19,495 | €31,427 | -€27,667 | -€11,122 | ▲ 59.8% |
| Profit (loss) for the period to be appropriated9905 | €3,568 | €19,495 | €31,427 | -€27,667 | -€11,122 | ▲ 59.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €125,764 | €73,406 | €106,165 | €66,277 | €49,303 | ▼ 25.6% |
| Fixed assets21/28 | €50 | €50 | €1,201 | €1,442 | €837 | ▼ 41.9% |
| Tangible fixed assets22/27 | - | - | €1,151 | €1,392 | €787 | ▼ 43.5% |
| Plant, machinery and equipment23 | - | - | €1,151 | €761 | €370 | ▼ 51.4% |
| Furniture and vehicles24 | - | - | - | €632 | €417 | ▼ 33.9% |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €125,714 | €73,356 | €104,964 | €64,835 | €48,465 | ▼ 25.2% |
| Amounts receivable after more than one year29 | - | €32,183 | €62,498 | €17,483 | €11,655 | ▼ 33.3% |
| Other amounts receivable291 | - | €32,183 | €62,498 | €17,483 | €11,655 | ▼ 33.3% |
| Amounts receivable within one year40/41 | €96,182 | €19,004 | €35,072 | €28,157 | €22,297 | ▼ 20.8% |
| Trade receivables40 | - | €6,084 | €14,089 | €16,301 | €12,501 | ▼ 23.3% |
| Other amounts receivable41 | - | €12,919 | €20,983 | €11,856 | €9,796 | ▼ 17.4% |
| Cash at bank and in hand54/58 | €6,945 | €20,759 | €6,219 | €17,403 | €11,959 | ▼ 31.3% |
| Deferred charges and accrued income490/1 | - | €1,410 | €1,176 | €1,793 | €2,554 | ▲ 42.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €125,764 | €73,406 | €106,165 | €66,277 | €49,303 | ▼ 25.6% |
| Equity10/15 | €25,050 | €44,545 | €75,972 | €48,305 | €37,184 | ▼ 23.0% |
| Contributions10/11 | - | €8,200 | €8,200 | €8,200 | €8,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €14,990 | €34,485 | €65,912 | €38,245 | €27,124 | ▼ 29.1% |
| Amounts payable17/49 | €100,714 | €28,861 | €30,193 | €17,972 | €12,119 | ▼ 32.6% |
| Amounts payable after more than one year17 | - | €14,789 | €10,663 | €6,373 | €1,911 | ▼ 70.0% |
| Financial debts170/4 | - | €14,789 | €10,663 | €6,373 | €1,911 | ▼ 70.0% |
| Amounts payable within one year42/48 | €100,714 | €14,072 | €19,530 | €11,600 | €10,208 | ▼ 12.0% |
| Current portion of amounts payable after more than one year42 | - | €4,354 | €4,512 | €4,676 | €4,847 | ▲ 3.7% |
| Trade debts44 | €88,480 | €3,711 | €4,839 | €6,923 | €5,361 | ▼ 22.6% |
| Suppliers440/4 | - | €3,357 | €4,839 | €6,923 | €5,361 | ▼ 22.6% |
| Bills of exchange payable441 | - | €355 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €6,007 | €10,180 | - | - | - |
| Taxes450/3 | - | €6,007 | €8,680 | - | - | - |
| Remuneration and social security454/9 | - | - | €1,500 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,568 | €19,495 | €31,427 | -€27,667 | -€11,122 | ▲ 59.8% |
| + Depreciation and write-downs630 | €1,184 | €2,725 | €33 | €408 | €605 | ▲ 48.1% |
| Operating cash flow (approximation) | €4,753 | €22,220 | €31,459 | -€27,259 | -€10,517 | ▲ 61.4% |
| Investment in fixed assets (approximation) | - | -€2,725 | -€1,184 | -€650 | €0 | ▲ 100% |
| Change in cash | - | €13,815 | -€14,540 | €11,184 | -€5,444 | ▼ 149% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
22-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-04
Financial
Weakest financial yearnet -€27,667
Net result drops to -€27,667, the lowest in the series; recovery starts the following year.
2023
23-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-04
Financial
Highest result since 2019net €31,427 ▲61.2%
Operating result €42,184, net result €31,427, both a record.
2022
17-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-04
Financial
Liquidity quadruplescurrent ratio 5.21
Current ratio from 1.25 to 5.21; short-term debt falls from €100,714 to €14,072.
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
19-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Demaeghtlaan (Auguste) 1831500 Halle1 establishment unit
AMRO CONSTRUCT
since 20172.267.748.746
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Of 7,300 companies in sector 43350 we hold annual accounts for 2,362. 1,953 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-08-2017
Fiscal year end30-04
Activities, NACEBEL 2025
43350Other building finishing work
43990Other specialised construction activities
81210General cleaning of buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0679874879
Registered
17-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.