AMPsy
ActiveAMPsy has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €29k. Equity is growing by ~33.4% per year across the filed fiscal years. Its solvency ranks better than 21% of 16459 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency46▼-54
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 4.95 in 2024; short-term debt: 72.9% and cash: 69.9% of total assets), and 78.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.4%
Return on assets
25.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 16459 sector peers (2025).
NBB · sector comparisonPosition among 16459 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
60 d early
2024
58 d early
2023
14 d late
2022
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▼ 63.9%
2024 · €69k
2022: €22k
2023: €45k
2024: €69k
2022 → 2025
Total assets
€116k▲ 27.5%
2024 · €91k
2022: €28k
2023: €74k
2024: €91k
2022 → 2025
Net result
€29k▲ 22.6%
2024 · €24k
2022: €12k
2023: €22k
2024: €24k
2022 → 2025
Working capital
€3k▼ 94.0%
2024 · €44k
2022: €17k
2023: €17k
2024: €44k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€22k-€45k▲ 100%€69k▲ 53.4%€25k▼ 63.9%
Operating result€15k-€29k▲ 90.6%€31k▲ 6.9%€41k▲ 30.0%
Net result€12k-€22k▲ 81.5%€24k▲ 6.6%€29k▲ 22.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 30% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €116k
Fixed assets
€29k▼ 19.9%
Current assets
€87k▲ 58.4%
Equity and liabilities €116k
Equity
€25k▼ 63.9%
Debt
€91k▲ 311%
The debt ratio rises from 24.3% to 78.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€48k▲
2024 · €39k
Cash flow
€36k▲
2024 · €31k
Solvency
21.4%▼
2024 · 75.7%
Current ratio
1.03▼
2024 · 4.95
Quick ratio
1.03▼
2024 · 4.95
Debt / equity
3.67▲
2024 · 0.32
ROE
118.3%▲
2024 · 34.8%
ROA
25.3%▼
2024 · 26.3%
Interest coverage
83.73▲
2024 · 57.59
Debt
€91k▲
2024 · €22k
Debt ≤ 1 year
€84k▲
2024 · €11k
Debt > 1 year
€7k▼
2024 · €11k
Income taxes
€11k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€116k▲
Fixed assets21/28€36k€29k▼
Tangible fixed assets22/27€36k€28k▼
Plant, machinery and equipment23€1k€595▼
Furniture and vehicles24€34k€28k▼
Financial fixed assets28€336€336=
Current assets29/58€55k€87k▲
Amounts receivable within one year40/41€92€4k▲
Trade receivables40€92-
Other amounts receivable41-€4k
Cash at bank and in hand54/58€52k€81k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€91k€116k▲
Equity10/15€69k€25k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€59k€15k▼
Amounts payable17/49€22k€91k▲
Amounts payable after more than one year17€11k€7k▼
Financial debts170/4€11k€7k▼
Amounts payable within one year42/48€11k€84k▲
Current portion of amounts payable after more than one year42€4k€4k=
Trade debts44€2k€5▼
Suppliers440/4€2k€5▼
Taxes, remuneration and social security45€2k€7k▲
Taxes450/3€2k€7k▲
Other amounts payable47/48€3k€73k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€1k€691▼
Gross operating margin9900€40k€48k▲
Operating profit (loss)9901€31k€41k▲
Financial income75/76B€3€190▲
Recurring financial income75€3€190▲
Financial charges65/66B€670€571▼
Recurring financial charges65€670€571▼
Profit (loss) for the period before taxes9903€31k€40k▲
Income taxes67/77€7k€11k▲
Profit (loss) for the period9904€24k€29k▲
Profit (loss) for the period to be appropriated9905€24k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€88k▲
Profit (loss) brought forward from the previous period14P€35k€59k▲
Profit to be distributed694/7-€73k
Return on contributions (dividend)694-€73k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €29k ▲22.6%
Operating result €41k, net result €29k, both a record.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 4.95
Current ratio from 2.21 to 4.95; short-term debt falls from €14k to €11k.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neupré · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Bonsgnée(RR) 1224120 NeupréGround area
517 m²
Parcel 62090D0355/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
AMPsy
since 20212.319.127.270
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62090D0355/00F000 | Wallonia | 517 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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HEALTH CARE ASSISTANCE
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Of 5,526 companies in sector 86931 we hold annual accounts for 550. 441 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2021
Fiscal year end31-12
Activities, NACEBEL
86904Human health activities
86931Psychology services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:annemichel.psy@gmail.com