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AMPERSAND W.A.

Active
Private limited companyfounded 2019active for 7 yearsHuikstraat 46, 2000 Antwerpen, BelgiumKBO/BCE: BE 0731.779.480
Summary

The computed 12-month bankruptcy probability of AMPERSAND W.A. is 1.7% (moderate). The annual accounts of AMPERSAND W.A. for financial year 2025 show a net loss of 97% of the equity at the start of that year. The 2025 annual accounts show equity of €418 and a net result of -€15,504. Equity has been shrinking by about 17% per year since 2020. If that trend continues, it turns negative around financial year 2028. Its solvency ranks better than 22% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 08-07-2019 Normal situation
Activity
Retail sale of solid, liquid and gaseous fuels, excluding motor fuels NACE 47781and 1 other
Establishment unit
2.291.850.573 2000 Antwerpen, since 08-07-2019
Financial year end
31 December
Peppol
Reachable since 06-10-2025

Board and ownership

Board
  • THEN-INVESTChair · permanent representative Christian Thiran
  • AIKO VManaging director · permanent representative Jochen De Vylder
  • PEABODYDirector · since 05-07-2024 · permanent representative Stéphane Goubau
Shareholders

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Annual accounts 2025
Gross margin
€2,978
▼ 89.0%
Turnover
≈ €32,000
estimated
Loss
€15,504
Equity
€418
▼ 97.4%
Total assets
€260,850
▼ 13.3%
Filed on 31-07-2026, on time
Score breakdownraises riskSector: Retail trade (NACE 47)Founded in 2019Loss of €15,504 (financial year 2025)lowers riskSize: total assets €260,850Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 19% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 25-5
equity 0.2% of total assets
Liquidity 35=
short-term debt 39.6% · cash 2.9%
Profitability 14-55
return on assets -5.9%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.5% 01-2025: 1.4%▼ -0.1 percentage points vs 12-2024 02-2025: 1.5%▲ +0.1 percentage points vs 01-2025 03-2025: 1.4%▼ -0.1 percentage points vs 02-2025lowest value 04-2025: 1.4%● unchanged vs 03-2025 05-2025: 1.5%▲ +0.1 percentage points vs 04-2025 06-2025: 1.5%● unchanged vs 05-2025 07-2025: 1.6%▲ +0.1 percentage points vs 06-2025 08-2025: 2.0%▲ +0.4 percentage points vs 07-2025 09-2025: 2.7%▲ +0.7 percentage points vs 08-2025highest value 10-2025: 2.4%▼ -0.3 percentage points vs 09-2025 11-2025: 2.4%● unchanged vs 10-2025 12-2025: 2.4%● unchanged vs 11-2025 01-2026: 2.3%▼ -0.1 percentage points vs 12-2025 02-2026: 2.3%● unchanged vs 01-2026 03-2026: 2.3%● unchanged vs 02-2026 04-2026: 2.4%▲ +0.1 percentage points vs 03-2026 05-2026: 2.4%● unchanged vs 04-2026 06-2026: 2.3%▼ -0.1 percentage points vs 05-2026 07-2026: 2.3%● unchanged vs 06-2026 08-2026: 1.7%▼ -0.6 percentage points vs 07-2026 09-2026: 1.7%● unchanged vs 08-2026 10-2026: 1.7%● unchanged vs 09-2026 11-2026: 1.7%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.21 (0.44 in 2024), below 1. Short-term debt is 39.6% and cash 2.9% of total assets. 99.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 19% of them on solvency, 32% on liquidity, 19% on profitability and 6% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €260,850
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Loss of €15,504 (financial year 2025)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 22726 sector peers (2025).
NBB · sector comparison
Position among 22726 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
on the day
2024
27 days late
2023
on the day
2022
144 days late
2021
89 days late
2020
92 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 59 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 62 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 86% of companies in retail tradesector median €5,089 · 22,707 companies -€15,504 View

Recent changes

  1. · Gazette deed Resignation: Jochen De Vylder (director)Appointments: Aiko-V CommV, Then-Invest BV and Peabody NV · Permanent representatives: Jochen De Vylder, Christian Thiran and Stéphane Goubau
  2. · Gazette deed Registered office moved within Antwerpen
  3. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as AMPERSAND W.A.: retail sale of solid, liquid and gaseous fuels, excluding motor fuels (NACE 47781). They are comparable in size and age: total assets between €153,000 and €249,000, founded between 2013 and 2020.

CompanyTotal assetsGross margin
AMPERSAND W.A. Antwerpen€260,850€2,978
MIXING TALES Niel€249,264-€9,451
ROMANA21 Onhaye€182,908-€699
SmartOnline Haaltert€166,949-€3,255
EXON DISTRIBUTION Mouscron€152,672€2,871
De Koeëleboor Maaseik€179,047-€31,434
QUALITY FIRE SOLUTION Merelbeke-Melle€178,972€8,685
Full comparison

Key facts about AMPERSAND W.A.

What is the company number of AMPERSAND W.A.?
The company number of AMPERSAND W.A. is 0731.779.480. The VAT number is the same number with BE in front: BE 0731.779.480.
Where is AMPERSAND W.A. based?
The registered office is at Huikstraat 46, 2000 Antwerpen.Company details
What does AMPERSAND W.A. do?
According to the KBO register, the main activity is retail sale of solid, liquid and gaseous fuels, excluding motor fuels (NACE 47781).
What is the legal form of AMPERSAND W.A.?
The legal form of AMPERSAND W.A. is Private limited company (BV).
When was AMPERSAND W.A. founded?
AMPERSAND W.A. was founded on 08-07-2019.
Is AMPERSAND W.A. still active?
Yes, AMPERSAND W.A. is an active enterprise in the KBO register.
What is the turnover of AMPERSAND W.A.?
The turnover in financial year 2025 is ≈ €32,000. This figure is estimated from the gross margin of €2,978 and 118 comparable companies (NACE 477). It probably lies between €11,000 and €66,000. It is a rough estimate.Financials
Is AMPERSAND W.A. profitable?
In financial year 2025, AMPERSAND W.A. made a loss of €15,504.
Where can I find the annual accounts of AMPERSAND W.A.?
AMPERSAND W.A. filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AMPERSAND W.A. due?
AMPERSAND W.A. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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