Summary
Conclusion
the dossier summarised in one paragraphAmpe & Govaerts has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €90k. The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-09-2025 | 30-04-2026 | 28-03-2026 | 33 d early | 2026-00064803 |
| 30-09-2024 | 30-04-2025 | 08-04-2025 | 22 d early | 2025-00065556 |
| 30-09-2023 | 30-04-2024 | 16-04-2024 | 14 d early | 2024-00063172 |
| 30-09-2022 | 30-04-2023 | 18-04-2023 | 12 d early | 2023-00060574 |
| 30-09-2021 | 30-04-2022 | 25-03-2022 | 36 d early | 2022-08500509 |
| 30-09-2020 | 30-04-2021 | 24-03-2021 | 37 d early | 2021-08300233 |
| 30-09-2019 | 30-04-2020 | 29-04-2020 | 1 d early | 2020-10300229 |
| 30-09-2018 | 30-04-2019 | 03-04-2019 | 27 d early | 2019-09500163 |
| 30-09-2017 | 30-04-2018 | 27-03-2018 | 34 d early | 2018-08000243 |
| 30-09-2016 | 30-04-2017 | 12-02-2017 | 77 d early | 2017-04400119 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2025| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €100k |
| Net profit | €90k |
| Cash flow | €101k |
| Staff costs | - |
| Income taxes | €144 |
| Dividends | - |
| Total assets | €158k |
| Equity | €43k |
| Debt | €115k |
| of which ≤ 1y | €115k |
| of which > 1y | - |
| Working capital | €5k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 1.05 |
| Quick ratio | 1.05 |
| Working capital ratio | 3.4% |
| Solvency | 27.1% |
| Debt / equity | 2.68 |
| Long-term debt ratio | - |
| Interest coverage | 381.36 |
| Gross margin | - |
| Net margin | - |
| ROA | 56.7% |
| ROE | 208.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (21 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €158k |
| Fixed assets | 21/28 | €38k |
| Intangible fixed assets | 21 | €38k |
| Current assets | 29/58 | €120k |
| Amounts receivable within one year | 40/41 | €57k |
| Cash & bank | 54/58 | €40k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €158k |
| Equity | 10/15 | €43k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €24k |
| Amounts payable | 17/49 | €115k |
| Amounts payable within one year | 42/48 | €115k |
| Trade debts payable within one year | 44 | €27k |
| Income statement | ||
| Gross operating margin | 9900 | €101k |
| Operating result | 9901 | €89k |
| Financial income | 75 | €875 |
| Financial charges | 65 | €263 |
| Result before taxes | 9903 | €90k |
| Income taxes | 67/77 | €144 |
| Net result for the period | 9904 | €90k |
| Result to be appropriated | 9905 | €90k |
Health barometer
FY 2025 · computedThe full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31017B0025/00M000 | Flanders | 1,606 m² | 1 · 632 m² | 31.2 m |
Publications
Lifecycle & Insolvency Signals
Belgian State Gazette · acts
0 of 4 acts readWe know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.
Analysis
Financial profile
4 of 5 axes measuredStrong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | Ampe & Govaerts |