AMOYAH
ActiveSummary
AMOYAH has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €77,199 and a net result of €24,421. Equity is growing by ~66.2% per year across the filed fiscal years. Its solvency ranks better than 19% of 36378 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability75▼-25
Solvency42▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.19 against 1.39 in 2023; short-term debt: 83.4% and cash: 5.2% of total assets), and 83.5% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
16.5%
Return on assets
5.2%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 36378 sector peers (2024).
NBB · sector comparisonPosition among 36378 sector peers
Solvency
better than 19%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-03-2026, 217 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
217 d late
2023
35 d late
2022
288 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 180 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€307,022
EBIT margin
6.4%
Net result
€24,421▼ 46.3%
2023 · €45,508
Working capital
€75,114▲ 51.7%
2023 · €49,517
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Turnover€307,022-
Operating result€19,688-€60,968▲ 210%€33,584▼ 44.9%
Net result€16,675within the sector's middle half-€45,508above the sector's middle half▲ 173%€24,421within the sector's middle half▼ 46.3%
EBIT margin6.4%-
Equity€7,270below the sector's middle half-€52,778within the sector's middle half▲ 626%€77,199within the sector's middle half▲ 46.3%
Total assets€98,338within the sector's middle half-€180,575within the sector's middle half▲ 83.6%€466,585above the sector's middle half▲ 158%
Debt€91,068-€127,797▲ 40.3%€389,386▲ 205%
Working capital€1,615below the sector's middle half-€49,517within the sector's middle half▲ 2,966%€75,114within the sector's middle half▲ 51.7%
Solvency7.4%below the sector's middle half-29.2%within the sector's middle half▲ 21.8pp16.5%below the sector's middle half▼ 12.7pp
Current ratio1.02below the sector's middle half-1.39within the sector's middle half▲ 0.371.19within the sector's middle half▼ 0.19
Return on assets (ROA)17.0%within the sector's middle half-25.2%above the sector's middle half▲ 8.2pp5.2%within the sector's middle half▼ 20.0pp
Staff (FTE)2-
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 45% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €466,585
Fixed assets
€2,557 ▼ 21.6%
Current assets
€464,028 ▲ 162%
Equity and liabilities €466,585
Equity
€77,199 ▲ 46.3%
Debt
€389,386 ▲ 205%
Debt's share of the balance-sheet total rises from 70.8% to 83.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35,780▼
2023 · €63,362
Cash flow
€26,617▼
2023 · €47,902
Quick ratio
1.00▼
2023 · 1.17
Debt to equity
5.04▲
2023 · 2.42
ROE
31.6%▼
2023 · 86.2%
Interest coverage
8.57▼
2023 · 29.89
Debt ≤ 1 year
€388,914▲
2023 · €127,797
Staff costs
€122,723▲
2023 · €50,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,684 companies that looked in July 2024 the way this one looks now, 1.3% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.3%
went bankrupt
1.2%
stopped otherwise
97%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,684 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Turnover70 | €307,022 | - | - | - |
| Non-recurring operating income76A | €6,000 | - | - | - |
| Remuneration, social security and pensions62 | €69,575 | €50,000 | €122,723 | ▲ 145% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,770 | €2,394 | €2,196 | ▼ 8.3% |
| Other operating charges640/8 | €1,796 | €5,088 | €212 | ▼ 95.8% |
| Non-recurring operating charges66A | €7,062 | €373 | €4,439 | ▲ 1,090% |
| Gross operating margin9900 | €99,891 | €118,823 | €163,154 | ▲ 37.3% |
| Operating profit (loss)9901 | €19,688 | €60,968 | €33,584 | ▼ 44.9% |
| Financial income75/76B | - | - | €10 | - |
| Recurring financial income75 | - | - | €10 | - |
| Financial charges65/66B | €961 | €2,120 | €4,173 | ▲ 96.8% |
| Recurring financial charges65 | €961 | €2,120 | €4,173 | ▲ 96.8% |
| Profit (loss) for the period before taxes9903 | €18,727 | €58,848 | €29,421 | ▼ 50.0% |
| Transfer to deferred taxes680 | - | - | €5,000 | - |
| Income taxes67/77 | €2,052 | €13,340 | - | - |
| Profit (loss) for the period9904 | €16,675 | €45,508 | €24,421 | ▼ 46.3% |
| Profit (loss) for the period to be appropriated9905 | €16,675 | €45,508 | €24,421 | ▼ 46.3% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €98,338 | €180,575 | €466,585 | ▲ 158% |
| Fixed assets21/28 | €5,655 | €3,261 | €2,557 | ▼ 21.6% |
| Intangible fixed assets21 | €1,299 | €871 | €443 | ▼ 49.1% |
| Tangible fixed assets22/27 | €3,993 | €2,027 | €258 | ▼ 87.3% |
| Plant, machinery and equipment23 | €3,530 | €1,894 | €258 | ▼ 86.4% |
| Furniture and vehicles24 | €463 | €133 | - | - |
| Financial fixed assets28 | €363 | €363 | €1,856 | ▲ 411% |
| Current assets29/58 | €92,683 | €177,314 | €464,028 | ▲ 162% |
| Stocks and contracts in progress3 | €9,500 | €27,953 | €73,533 | ▲ 163% |
| Stocks30/36 | €9,500 | €7,953 | €7,954 | = |
| Contracts in progress37 | - | €20,000 | €65,579 | ▲ 228% |
| Amounts receivable within one year40/41 | €69,635 | €92,381 | €226,774 | ▲ 145% |
| Trade receivables40 | €55,959 | €72,404 | €177,623 | ▲ 145% |
| Other amounts receivable41 | €13,676 | €19,977 | €49,151 | ▲ 146% |
| Cash at bank and in hand54/58 | €8,557 | €17,186 | €24,489 | ▲ 42.5% |
| Deferred charges and accrued income490/1 | €4,991 | €39,794 | €139,232 | ▲ 250% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €98,338 | €180,575 | €466,585 | ▲ 158% |
| Equity10/15 | €7,270 | €52,778 | €77,199 | ▲ 46.3% |
| Contributions10/11 | €500 | €500 | €500 | = |
| Profit (loss) carried forward14 | €6,770 | €52,278 | €76,699 | ▲ 46.7% |
| Amounts payable17/49 | €91,068 | €127,797 | €389,386 | ▲ 205% |
| Amounts payable within one year42/48 | €91,068 | €127,797 | €388,914 | ▲ 204% |
| Financial debts43 | - | €3,400 | €24,897 | ▲ 632% |
| Credit institutions430/8 | - | €3,400 | €24,897 | ▲ 632% |
| Trade debts44 | €40,989 | €63,026 | €230,753 | ▲ 266% |
| Suppliers440/4 | €40,989 | €63,026 | €230,753 | ▲ 266% |
| Taxes, remuneration and social security45 | €44,299 | €58,634 | €97,501 | ▲ 66.3% |
| Taxes450/3 | €9,905 | €24,777 | €39,596 | ▲ 59.8% |
| Remuneration and social security454/9 | €34,394 | €33,857 | €57,905 | ▲ 71.0% |
| Other amounts payable47/48 | €5,780 | €2,737 | €35,763 | ▲ 1,207% |
| Accrued charges and deferred income492/3 | - | - | €472 | - |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,675 | €45,508 | €24,421 | ▼ 46.3% |
| + Depreciation and write-downs630 | €1,770 | €2,394 | €2,196 | ▼ 8.3% |
| Operating cash flow (approximation) | €18,445 | €47,902 | €26,617 | ▼ 44.4% |
| Investment in fixed assets (approximation) | - | €0 | -€1,492 | - |
| Change in cash | - | €8,629 | €7,303 | ▼ 15.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
05-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 217 days late
2024
04-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 35 days late
14-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 288 days late
2023
31-12
Financial
Highest result since 2022net €45,508 ▲173%
Operating result €60,968, net result €45,508, both a record.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Quaregnon · 1 establishment unit since 2020
Ground area
395 m²
Building footprint
54 m²
Volume, LiDAR
472 m³
Parcel 53512D1160/03H000, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de l'Imprimerie 23, 7390 Quaregnon
since 20202.307.355.727
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53512D1160/03H000indicative | Wallonia | 395 m² | 1 · 54 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
11 categoriesAMOYAH SC42737
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MVF SOLUTIONS
BE 0780.371.037
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CHAUFFAGE MICHEL
BE 0860.483.337
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LECLAU
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Of 22,827 companies in sector 43211 we hold annual accounts for 10,338. 8,796 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formLimited partnership
Founded14-08-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0752597660
Also
9925:BE0752597660
Registered
08-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.