AMOR DEI
ActiveAMOR DEI has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €21k. Equity is growing by ~163.1% per year across the filed fiscal years. Its solvency ranks better than 72% of 16408 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+25
Growth78=
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 4.99 against 1.64 in 2024), and 18% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82%
Return on assets
52.3%
Age of the figures
14 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-04-2026, 80 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
80 d late
2024
343 d late
2023
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 176%
2024 · €12k
2023: €-6k
2024: €12k
2023 → 2025
Total assets
€40k▲ 32.0%
2024 · €30k
2023: €12k
2024: €30k
2023 → 2025
Net result
€21k▲ 17.4%
2024 · €18k
2023: €-8k
2024: €18k
2023 → 2025
Working capital
€29k▲ 142%
2024 · €12k
2023: €-6k
2024: €12k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-6k-€12k€33k▲ 176%
Operating result€-8k-€12k€26k▲ 124%
Net result€-8k-€18k€21k▲ 17.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 124% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€4k
Current assets
€36k
Equity and liabilities €40k
Equity
€33k▲ 176%
Debt
€7k▼ 60.9%
The debt ratio falls from 60.8% to 18.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€27k
Cash flow
€21k
Solvency
82.0%▲
2024 · 39.2%
Current ratio
4.99▲
2024 · 1.64
Quick ratio
4.99▲
2024 · 1.64
Debt / equity
0.22▼
2024 · 1.55
ROE
63.8%▼
2024 · 150.0%
ROA
52.3%▼
2024 · 58.8%
Interest coverage
296.21
Debt
€7k▼
2024 · €18k
Debt ≤ 1 year
€7k▼
2024 · €18k
Income taxes
€7k
Staff costs
€9k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€40k▲
Fixed assets21/28-€4k
Tangible fixed assets22/27-€4k
Furniture and vehicles24-€4k
Current assets29/58€30k€36k▲
Amounts receivable within one year40/41€29k€30k▲
Trade receivables40-€20k
Other amounts receivable41€29k€10k▼
Cash at bank and in hand54/58€1k€5k▲
Equity and liabilities
Total equity and liabilities10/49€30k€40k▲
Equity10/15€12k€33k▲
Contributions10/11€2k€2k=
Capital10€2k€2k=
Issued capital100€2k€2k=
Reserves13-€21k
Distributable reserves133-€21k
Profit (loss) carried forward14€10k€10k▲
Amounts payable17/49€18k€7k▼
Amounts payable within one year42/48€18k€7k▼
Taxes, remuneration and social security45€18k€7k▼
Taxes450/3€9k€7k▼
Remuneration and social security454/9€9k€360▼
Income statement
Code20242025
Remuneration, social security and pensions62€4k€9k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€160
Other operating charges640/8-€2k
Gross operating margin9900€16k€38k▲
Operating profit (loss)9901€12k€26k▲
Financial income75/76B€6k€1k▼
Recurring financial income75€6k€1k▼
Financial charges65/66B€168€90▼
Recurring financial charges65€168€90▼
Profit (loss) for the period before taxes9903€18k€27k▲
Income taxes67/77-€7k
Profit (loss) for the period9904€18k€21k▲
Profit (loss) for the period to be appropriated9905€18k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€31k▲
Profit (loss) brought forward from the previous period14P€-8k€10k▲
Transfer to equity691/2-€21k
To other reserves6921-€21k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 80 days late
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 343 days late
2025
30-06
Financial
Highest result since 2023net €21k ▲17.4%
Operating result €26k, net result €21k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 4.99
Current ratio from 1.64 to 4.99; short-term debt falls from €18k to €7k.
2024
30-06
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
30-06
Financial
Liquidity doublescurrent ratio 1.64
Current ratio from 0.68 to 1.64.
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voltairelaan 951030 SchaarbeekGround area
60 m²
Building footprint
61 m²
Volume, LiDAR
743 m³
Parcel 21902A0377/00B004, Brussels · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
AMOR DEI
since 20222.331.029.665
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21902A0377/00B004 | Brussels | 60 m² | 1 · 61 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AD MEDIC
BE 0740.786.525
Chaudfontaine · Eq €33k
MEDYM
BE 0745.338.892
Affligem · Eq €33k
Dr. Barbara Van Diest
BE 1024.342.566
Antwerpen · Eq €33k
HEALTHKARE MEDICAL
BE 1014.101.049
Sprimont · Eq €32k
Dr. Hanne Debevere
BE 0790.514.663
Brugge · Eq €32k
Of 9,103 companies in sector 86210 we hold annual accounts for 6,324. 3,977 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2022
Fiscal year end30-06
Activities, NACEBEL
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.