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AMO ZIGZAG

Active
Non-profit associationfounded 198937 yrs activePlace Leblanc 37, 4170 Comblain-au-Pont, BelgiumKBO/BCE: BE 0439.485.422

AMO ZIGZAG has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €252k and a net result of €24k. Equity is growing by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 46% of 518 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2025
82 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+2
Solvency63▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 2.39 against 1.81 in 2024; short-term debt: 21.2% and cash: 29.6% of total assets), but 62% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 37 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
38%
Return on assets
3.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
25 d early
2024
29 d early
2023
33 d early
2022
30 d early
2021
11 d late
2020
2 d late
2019
15 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€24k▲ 114%
2024 · €11k
2018: €-2k 2019: €14k 2020: €4k 2021: €17k 2022: €14k 2023: €22k 2024: €11k
2018 → 2025
Working capital
€196k▼ 2.9%
2024 · €202k
2018: €73k 2019: €107k 2020: €113k 2021: €132k 2022: €255k 2023: €175k 2024: €202k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€116k-€144k▲ 24.3%€186k▲ 29.3%€205k▲ 10.0%€252k▲ 22.8%
Operating result€20k-€17k▼ 13.5%€24k▲ 44.1%€12k▼ 48.7%€26k▲ 109%
Net result€17k-€14k▼ 17.5%€22k▲ 62.5%€11k▼ 48.9%€24k▲ 114%
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2021: €20k€20kNet result 2021: €17k€17kOperating result 2022: €17k€17kNet result 2022: €14k€14kOperating result 2023: €24k€24kNet result 2023: €22k€22kOperating result 2024: €12k€12kNet result 2024: €11k€11kOperating result 2025: €26k€26kNet result 2025: €24k€24k20212022202320242025
The operating result recovers in 2025; 2025 is 109% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €663k
Fixed assets €326k▲ 8.3%
Current assets €337k▼ 25.5%
Equity and liabilities €663k
Equity €252k▲ 22.8%
Debt €411k▼ 25.0%
The debt ratio falls from 72.8% to 62.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€50k
2024 · €32k
Cash flow
€48k
2024 · €31k
Solvency
38.0%
2024 · 27.2%
Current ratio
2.39
2024 · 1.81
Quick ratio
2.39
2024 · 1.81
Debt / equity
1.63
2024 · 2.67
ROE
9.6%
2024 · 5.5%
ROA
3.6%
2024 · 1.5%
Interest coverage
18.08
2024 · 10.87
Debt
€411k
2024 · €548k
Debt ≤ 1 year
€141k
2024 · €250k
Debt > 1 year
€163k
2024 · €174k
Income taxes
€373
Staff costs
€665k
2024 · €658k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€754k€663k
Fixed assets21/28€301k€326k
Tangible fixed assets22/27€301k€325k
Land and buildings22€236k€228k
Plant, machinery and equipment23€47k€83k
Furniture and vehicles24€18k€14k
Financial fixed assets28-€1k
Current assets29/58€452k€337k
Amounts receivable within one year40/41€89k€139k
Trade receivables40€31k€40k
Other amounts receivable41€57k€98k
Cash at bank and in hand54/58€354k€196k
Deferred charges and accrued income490/1€10k€2k
Equity and liabilities
Total equity and liabilities10/49€754k€663k
Equity10/15€205k€252k
Profit (loss) carried forward14€130k€154k
Investment grants15€76k€98k
Amounts payable17/49€548k€411k
Amounts payable after more than one year17€174k€163k
Financial debts170/4€174k€163k
Amounts payable within one year42/48€250k€141k
Current portion of amounts payable after more than one year42€10k€10k
Trade debts44€13k€4k
Suppliers440/4€13k€4k
Taxes, remuneration and social security45€134k€73k
Taxes450/3€16k€16k
Remuneration and social security454/9€118k€57k
Accrued charges and deferred income492/3€125k€107k
Income statement Code20242025
Remuneration, social security and pensions62€658k€665k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€24k
Other operating charges640/8€4k€2k
Non-recurring operating charges66A€54€61
Gross operating margin9900€694k€717k
Operating profit (loss)9901€12k€26k
Financial income75/76B€2k€1k
Recurring financial income75€2k€1k
Financial charges65/66B€3k€3k
Recurring financial charges65€3k€3k
Profit (loss) for the period before taxes9903€11k€25k
Income taxes67/77-€373
Profit (loss) for the period9904€11k€24k
Profit (loss) for the period to be appropriated9905€11k€24k
Appropriation of the result
Profit (loss) to be appropriated9906€130k€154k
Profit (loss) brought forward from the previous period14P€118k€130k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €24k ▲114%
Operating result €26k, net result €24k, both a record.
02-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €200kEq €205k ▲10%
6 profitable years in a row build equity to €205k.
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €150kEq €186k ▲29.3%
5 profitable years in a row build equity to €186k.
01-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
11-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial Equity above €100kEq €116k ▲75.7%
3 profitable years in a row build equity to €116k.
02-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
16-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Back to profitnet €14k
Net result €14k after one loss-making year.
26-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
30-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
10-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2011
19-07
State Gazette act General meeting · Registered-office move
Member admission · Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
15 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Comblain-au-Pont · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Place Leblanc 374170 Comblain-au-Pont
Ground area
370 m²
Building footprint
111 m²
Volume, LiDAR
1,001 m³
Parcel 62026D1010/00B002, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
La Teignouse AMO
Place Leblanc 37, 4170 Comblain-au-PontOther social work without accommodation
since 20212.320.189.520
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62026D1010/00B002 Wallonia 370 m² 1 · 111 m² 10.4 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Wallonia-Brussels Federation

2021 to 2025 · 31 entries · 1,682,829 EUR in total
Year Entries paid
2025 17 417,988 EUR
2024 6 450,171 EUR
2023 4 417,615 EUR
2022 2 383,423 EUR
2021 2 13,632 EUR
Budget allocations
Subventions aux services d'actions en milieu ouvert
3 entries · 1,219,412 EUR
Subventions aux services d’actions en milieu ouvert
11 entries · 405,115 EUR
Subventions aux actions de prévention spécialisée
7 entries · 21,026 EUR
Sub. - PV : EDD
1 entry · 8,305 EUR
Fonds budgétaire destiné à subventionner des actions et des mesures d'aide à la jeunesse et de protection de la jeunesse
3 entries · 7,987 EUR
Show 1 more
Projets particuliers d'animation d'organisation de jeunesse, de centres de jeunes et d'associations non reconnues - conventionspluriannuelles
1 entry · 1,725 EUR

Similar companies · same sector, comparable size

Of 2,204 companies in sector 88999 we hold annual accounts for 802. 644 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formNon-profit association
Founded22-02-1989
Fiscal year end31-12
Activities, NACEBEL
85323
88999Other social work without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:info@lateignouseamo.be
Establishment Comblain-au-Pont 2.320.189.520