Financials
- Fiscal year
- 2024
- Total assets
- €12,450
- Profit
- €5,033
- Solvency
- 62.9%
Total assets▼ 27.4%
Net result
20232024
Amo MaRo
ActiveSummary
The computed 12-month bankruptcy probability of Amo MaRo is 3.3% (moderate). The 2024 annual accounts show equity of €7,830 and a net result of €5,033. Its solvency ranks better than 73% of 19372 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Real estate agency activities
NACE 68310NACE 68311
1 site
How big
€12,450total assets 2024
- Equity
- €7,830
- Profit
- €5,033
Turnover not published (abridged schema)
Who decides
Accounts 63 d overdue0 of 1 deed read
Why 52- 1 financial year not filed after the legal deadline; latest accounts 152 days late; 2 of the last 3 late- Figures for FY 2024 (filed 31-12-2025)- Founded in 2022+ Sector Real estate activities (NACE 68)Show the evidence
Checked score
Score 2024
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 73% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
88+47
equity 62.9% of total assets
Liquidity
37+5
short-term debt 37.1% · cash 3.2%
Profitability
100+100
return on assets 40.4%
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 1.7%lowest value
09-2026: 2.1%▲ +21.9% vs 08-2026
10-2026: 3.3%▲ +58.2% vs 09-2026highest value
- 1 financial year not filed after the legal deadline; latest accounts 152 days late; 2 of the last 3 late raises the probability
- Figures for FY 2024 (filed 31-12-2025) raises the probability
- Founded in 2022 raises the probability for this profile
- Sector Real estate activities (NACE 68) lowers the probability
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 2.65 against 1.15 in 2023; short-term debt: 37.1% and cash: 3.2% of total assets), and 37.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 73%, liquidity 30%, profitability 95%, growth against the median 95%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-12-2025, 152 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
152 d late
2023
153 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 153 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €5,033
- Liquidity doublescurrent ratio 2.65
Key points
By topic
Timeline
- Events
- 4
- Since
- 2024
- 30-12-2025Annual accounts filed
- 31-12-2024Back to profit
- 31-12-2024Liquidity doubles
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Real estate agency activitiesNACE 68310
- Founded
- 21-06-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
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