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Amno

Active
Private limited companyfounded 20224 yrs activeDiestsesteenweg 360, 3202 Aarschot, BelgiumKBO/BCE: BE 0784.243.812

The computed 12-month bankruptcy probability of Amno is 1.8% (moderate). The 2025 annual accounts show equity of €10k and a net result of €4k. Equity is growing by ~131.1% per year across the filed fiscal years. Its solvency ranks better than 25% of 18237 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
43 / 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-1
Solvency30▲+2
Growth78=
Track record94
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.83 against 0.59 in 2024; short-term debt: 84.6% and cash: 0.2% of total assets), and 95.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
4.6%
Return on assets
1.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
8 d early
2024
3 d early
2023
7 d early
2022
12 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€10k▲ 61.5%
2024 · €6k
2022: €966 2023: €2k 2024: €6k
2022 → 2025
Total assets
€215k▲ 14.3%
2024 · €188k
2022: €45k 2023: €58k 2024: €188k
2022 → 2025
Net result
€4k▼ 15.9%
2024 · €5k
2022: €-2k 2023: €693 2024: €5k
2022 → 2025
Working capital
€-31k▲ 49.9%
2024 · €-61k
2022: €-32k 2023: €-45k 2024: €-61k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€966-€2k▲ 71.8%€6k▲ 272%€10k▲ 61.5%
Operating result€-575-€4k€8k▲ 107%€10k▲ 23.9%
Net result€-2k-€693€5k▲ 551%€4k▼ 15.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-5k€0€5k€10kOperating result 2022: €-575€-575Net result 2022: €-2k€-2kOperating result 2023: €4k€4kNet result 2023: €693€693Operating result 2024: €8k€8kNet result 2024: €5k€5kOperating result 2025: €10k€10kNet result 2025: €4k€4k2022202320242025
The operating result has risen three years in a row; 2025 is 24% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €215k
Fixed assets €64k▼ 36.7%
Current assets €151k▲ 72.9%
Equity and liabilities €215k
Equity €10k▲ 61.5%
Debt €205k▲ 12.7%
The debt ratio falls from 96.7% to 95.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€41k
2024 · €31k
Cash flow
€35k
2024 · €27k
Solvency
4.6%
2024 · 3.3%
Current ratio
0.83
2024 · 0.59
Quick ratio
0.24
2024 · 0.16
Debt / equity
20.54
2024 · 29.45
ROE
38.1%
2024 · 73.1%
ROA
1.8%
2024 · 2.4%
Interest coverage
10.71
2024 · 10.21
Debt
€205k
2024 · €182k
Debt ≤ 1 year
€182k
2024 · €149k
Debt > 1 year
€22k
2024 · €33k
Income taxes
€2k
2024 · €477
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€188k€215k
Fixed assets21/28€101k€64k
Intangible fixed assets21€2k€1k
Tangible fixed assets22/27€99k€63k
Plant, machinery and equipment23€22k€12k
Furniture and vehicles24€52k€29k
Other tangible fixed assets26€25k€21k
Current assets29/58€87k€151k
Stocks and contracts in progress3€64k€107k
Stocks30/36€64k€107k
Amounts receivable within one year40/41€20k€44k
Trade receivables40€18k€43k
Other amounts receivable41€3k€1k
Cash at bank and in hand54/58€3k€433
Deferred charges and accrued income490/1-€33
Equity and liabilities
Total equity and liabilities10/49€188k€215k
Equity10/15€6k€10k
Contributions10/11€3k€3k=
Reserves13€3k€7k
Distributable reserves133€3k€7k
Profit (loss) carried forward14€0-
Amounts payable17/49€182k€205k
Amounts payable after more than one year17€33k€22k
Financial debts170/4€33k€22k
Amounts payable within one year42/48€149k€182k
Current portion of amounts payable after more than one year42€15k€12k
Trade debts44€38k€30k
Suppliers440/4€38k€30k
Advances received on contracts in progress46€7k€0
Taxes, remuneration and social security45€477€2k
Taxes450/3€477€2k
Remuneration and social security454/9€0-
Other amounts payable47/48€88k€137k
Accrued charges and deferred income492/3-€989
Income statement Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€31k
Other operating charges640/8€865€1k
Non-recurring operating charges66A€248€871
Gross operating margin9900€32k€43k
Operating profit (loss)9901€8k€10k
Financial income75/76B€300€0
Recurring financial income75€300€0
Financial charges65/66B€3k€4k
Recurring financial charges65€3k€4k
Profit (loss) for the period before taxes9903€5k€6k
Income taxes67/77€477€2k
Profit (loss) for the period9904€5k€4k
Profit (loss) for the period to be appropriated9905€5k€4k
Appropriation of the result
Profit (loss) to be appropriated9906€3k€4k
Profit (loss) brought forward from the previous period14P€-1k€0
Transfer to equity691/2€3k€4k
To other reserves6921€3k€4k

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2022net €5k ▲551%
Net result €5k, the highest in the series.
24-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €693
Net result €693 after one loss-making year.
19-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Diestsesteenweg 3603202 Aarschot
Ground area
870 m²
Building footprint
191 m²
Volume, LiDAR
1,443 m³
Parcel 24092C0392/00B002, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Amno
Diestsesteenweg 360, 3202 AarschotManufacture of food products
since 20222.330.044.720
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24092C0392/00B002 Flanders 869 m² 1 · 191 m² 11.7 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Aarschot2.330.044.720
2 permissions
Toelating · Detailhandel · since 11-07-2023
Toelating · Traiteur · since 11-07-2023

Similar companies · same sector, comparable size

Of 3,043 companies in sector 47221 we hold annual accounts for 1,562. 724 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded30-03-2022
Fiscal year end31-12
Activities, NACEBEL
47221Retail sale of meat and meat products, excluding game and poultry
47222Retail trade
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.