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AMN

Active
Private limited companyfounded 20224 yrs activeOpheersstraat(Oph.) 111, 3870 Heers, BelgiumKBO/BCE: BE 0783.257.182
Summary

The computed 12-month bankruptcy probability of AMN is 2.5% (moderate). The 2024 annual accounts show equity of €11,358 and a net result of €4,893. Its solvency ranks better than 26% of 2090 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability67▲+6
Solvency31▲+1
Growth78
Track record94
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.15 against 0.12 in 2023; short-term debt: 51.5% and cash: 6.4% of total assets), and 93.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Manufacture of food products (NACE 10)
about 60% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
6.4%
Return on assets
2.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
28 d late
2023
23 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 26 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AMN was incorporated on 10 March 2022 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€11,358▲ 75.7%
2023 · €6,465
Total assets
€176,721▲ 37.6%
2023 · €128,470
Net result
€4,893▲ 9.6%
2023 · €4,465
Working capital
-€77,586▼ 39.3%
2023 · -€55,704
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€10,009-€10,715▲ 7.1%
Net result€4,465-€4,893▲ 9.6%
Equity€6,465-€11,358▲ 75.7%
Total assets€128,470-€176,721▲ 37.6%
Debt€122,005-€165,363▲ 35.5%
Working capital-€55,704--€77,586▼ 39.3%
Staff (FTE)0.7
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000Operating result 2023: €10,009€10,009Net result 2023: €4,465€4,465Operating result 2024: €10,715€10,715Net result 2024: €4,893€4,89320232024€0€5,000€10,000Operating result 2023: €10,009€10,000Net result 2023: €4,465€4,470Operating result 2024: €10,715€10,700Net result 2024: €4,893€4,89020232024
The operating result rises in 2024; 2024 is 7% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €176,721
Fixed assets €163,336 ▲ 35.4%
Current assets €13,385 ▲ 71.6%
Equity and liabilities €176,721
Equity €11,358 ▲ 75.7%
Debt €165,363 ▲ 35.5%
Debt's share of the balance-sheet total falls from 95.0% to 93.6%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€28,587▲
2023 · €23,110
Cash flow
€22,765▲
2023 · €17,565
Current ratio
0.15▲
2023 · 0.12
Debt to equity
14.56▼
2023 · 18.87
ROE
43.1%▼
2023 · 69.1%
ROA
2.8%▼
2023 · 3.5%
Interest coverage
5.36▲
2023 · 4.53
Debt ≤ 1 year
€90,971▲
2023 · €63,504
Debt > 1 year
€74,393▲
2023 · €58,501
Income taxes
€489▲
2023 · €447
Staff costs
€6,070
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,136 companies that looked in July 2024 the way this one looks now, 4.9% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet
4.9% went bankrupt
2.1% stopped otherwise
92% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,136 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet Code20232024
Assets
Total assets20/58€128,470€176,721▲
Fixed assets21/28€120,670€163,336▲
Tangible fixed assets22/27€120,670€163,336▲
Plant, machinery and equipment23€120,670€163,336▲
Current assets29/58€7,800€13,385▲
Cash at bank and in hand54/58€6,186€11,251▲
Deferred charges and accrued income490/1€1,614€2,134▲
Equity and liabilities
Total equity and liabilities10/49€128,470€176,721▲
Equity10/15€6,465€11,358▲
Contributions10/11€2,000€2,000=
Reserves13€4,465€9,358▲
Distributable reserves133€4,465€9,358▲
Amounts payable17/49€122,005€165,363▲
Amounts payable after more than one year17€58,501€74,393▲
Financial debts170/4€58,501€74,393▲
Amounts payable within one year42/48€63,504€90,971▲
Current portion of amounts payable after more than one year42€22,065€38,433▲
Trade debts44€3,826€5,755▲
Suppliers440/4€3,826€5,755▲
Taxes, remuneration and social security45€543€2,173▲
Taxes450/3€543€1,563▲
Remuneration and social security454/9-€609
Other amounts payable47/48€37,070€44,610▲
Income statement Code20232024
Remuneration, social security and pensions62-€6,070
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,100€17,872▲
Other operating charges640/8€112€301▲
Gross operating margin9900€23,222€34,958▲
Operating profit (loss)9901€10,009€10,715▲
Financial charges65/66B€5,098€5,333▲
Recurring financial charges65€5,098€5,333▲
Profit (loss) for the period before taxes9903€4,912€5,382▲
Income taxes67/77€447€489▲
Profit (loss) for the period9904€4,465€4,893▲
Profit (loss) for the period to be appropriated9905€4,465€4,893▲
Appropriation of the result
Profit (loss) to be appropriated9906€4,465€4,893▲
Transfer to equity691/2€4,465€4,893▲
To other reserves6921€4,465€4,893▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Remuneration, social security and pensions62-€6,070-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,100€17,872▲ 36.4%
Other operating charges640/8€112€301▲ 169%
Gross operating margin9900€23,222€34,958▲ 50.5%
Operating profit (loss)9901€10,009€10,715▲ 7.1%
Financial charges65/66B€5,098€5,333▲ 4.6%
Recurring financial charges65€5,098€5,333▲ 4.6%
Profit (loss) for the period before taxes9903€4,912€5,382▲ 9.6%
Income taxes67/77€447€489▲ 9.6%
Profit (loss) for the period9904€4,465€4,893▲ 9.6%
Profit (loss) for the period to be appropriated9905€4,465€4,893▲ 9.6%
Line20232024Change
Assets
Total assets20/58€128,470€176,721▲ 37.6%
Fixed assets21/28€120,670€163,336▲ 35.4%
Tangible fixed assets22/27€120,670€163,336▲ 35.4%
Plant, machinery and equipment23€120,670€163,336▲ 35.4%
Current assets29/58€7,800€13,385▲ 71.6%
Cash at bank and in hand54/58€6,186€11,251▲ 81.9%
Deferred charges and accrued income490/1€1,614€2,134▲ 32.2%
Equity and liabilities
Total equity and liabilities10/49€128,470€176,721▲ 37.6%
Equity10/15€6,465€11,358▲ 75.7%
Contributions10/11€2,000€2,000=
Reserves13€4,465€9,358▲ 110%
Distributable reserves133€4,465€9,358▲ 110%
Amounts payable17/49€122,005€165,363▲ 35.5%
Amounts payable after more than one year17€58,501€74,393▲ 27.2%
Financial debts170/4€58,501€74,393▲ 27.2%
Amounts payable within one year42/48€63,504€90,971▲ 43.3%
Current portion of amounts payable after more than one year42€22,065€38,433▲ 74.2%
Trade debts44€3,826€5,755▲ 50.4%
Suppliers440/4€3,826€5,755▲ 50.4%
Taxes, remuneration and social security45€543€2,173▲ 300%
Taxes450/3€543€1,563▲ 188%
Remuneration and social security454/9-€609-
Other amounts payable47/48€37,070€44,610▲ 20.3%
Line20232024Change
Profit (loss) for the period9904€4,465€4,893▲ 9.6%
+ Depreciation and write-downs630€13,100€17,872▲ 36.4%
Operating cash flow (approximation)€17,565€22,765▲ 29.6%
Investment in fixed assets (approximation)--€60,538-
Change in cash-€5,065-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
23-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heers · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
4,909 m²
Building footprint
1,667 m²
Volume, LiDAR
15,986 m³
Parcel 73061B0115/00B000, Flanders · tallest building 15.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AMN
Opheersstraat(Oph.) 111, 3870 HeersAgents in non-specialised wholesale trade
since 20222.328.789.262
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73061B0115/00B000
ProtectedMonument · Townscape or village viewHoeve de Naveau: agrarische omgevingSource ↗
Flanders 4,909 m² 1 · 1,667 m² 15.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Heers2.328.789.262
2 permissions
Toelating · Automatenwinkel · since 01-04-2022
Toelating · Traiteur · since 01-04-2022

Similar companies · same sector, comparable size

Of 445 companies in sector 10850 we hold annual accounts for 173. 90 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
10850Manufacture of food products
56112Limited-service restaurants, excluding mobile food services
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
E-invoicing
Reachable via Peppol
Peppol ID 0208:0783257182
Also 9925:BE0783257182
Registered 15-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.