AMMY
ActiveSummary
The computed 12-month bankruptcy probability of AMMY is 11.2% (high). The annual accounts of AMMY for fiscal year 2024 show a net loss of 51% of total assets. The 2024 annual accounts show equity of €6,237 and a net result of -€4,157. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 85% of 26040 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
Checked score
Score 2024
44
/ 100
Weak
A high bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency100=
Growth52=
Track record84
Bankruptcy probability, 12 months
11.2%
High
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 2.1 against 4.18 in 2023; short-term debt: 23.7% and cash: 45.7% of total assets), and 23.7% of the assets are financed with debt.
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Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
76.3%
Return on assets
-50.8%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€4,157
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
19 d late
2023
28 d late
2022
27 d late
2021
26 d late
2020
28 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 26 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Address struck×2
History
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Financials · fiscal year 2024, micro schema
Turnover
€17,528
EBIT margin
10.7%
Net result
-€4,157▼ 1.5%
2023 · -€4,094
Working capital
€2,126▼ 45.1%
2023 · €3,873
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€17,528
Operating result€1,869▲ 74.2%-€796€159-€4,038-€4,143▼ 2.6%
Net result€1,854▲ 78.8%-€860€90-€4,094-€4,157▼ 1.5%
EBIT margin10.7%
Equity€15,260▲ 13.8%€14,399▼ 5.6%€14,489▲ 0.6%€10,395▼ 28.3%€6,237▼ 40.0%
Total assets€19,633▲ 45.4%€20,663▲ 5.2%€15,370▼ 25.6%€11,611▼ 24.5%€8,179▼ 29.6%
Debt€4,373▲ 4,273%€6,264▲ 43.2%€880▼ 85.9%€1,217▲ 38.2%€1,941▲ 59.5%
Working capital-€2,718€2,457€5,557▲ 126%€3,873▼ 30.3%€2,126▼ 45.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4,143 in 2024 against €4,038 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €8,179
Fixed assets
€4,111 ▼ 37.0%
Current assets
€4,068 ▼ 20.1%
Equity and liabilities €8,179
Equity
€6,237 ▼ 40.0%
Debt
€1,941 ▲ 59.5%
Debt's share of the balance-sheet total rises from 10.5% to 23.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€1,733▼
2023 · -€1,628
Cash flow
-€1,747▼
2023 · -€1,684
Current ratio
2.10▼
2023 · 4.18
Debt to equity
0.31▲
2023 · 0.12
ROE
-66.7%▼
2023 · -39.4%
ROA
-50.8%▼
2023 · -35.3%
Interest coverage
-121.51▼
2023 · -29.00
Debt ≤ 1 year
€1,941▲
2023 · €1,217
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,595 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 87% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.8%
went bankrupt
9.3%
stopped otherwise
87%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 11.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,595 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €17,528 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,025 | €2,410 | €3,010 | €2,410 | €2,410 | = |
| Other operating charges640/8 | - | €1,474 | €740 | €426 | €141 | ▼ 67.0% |
| Non-recurring operating charges66A | - | €1,973 | - | - | - | - |
| Gross operating margin9900 | €4,981 | €5,061 | €3,909 | -€1,202 | -€1,592 | ▼ 32.5% |
| Operating profit (loss)9901 | €1,869 | -€796 | €159 | -€4,038 | -€4,143 | ▼ 2.6% |
| Financial charges65/66B | - | €64 | €69 | €56 | €14 | ▼ 74.6% |
| Recurring financial charges65 | €15 | €64 | €69 | €56 | €14 | ▼ 74.6% |
| Profit (loss) for the period before taxes9903 | €1,854 | -€860 | €90 | -€4,094 | -€4,157 | ▼ 1.5% |
| Profit (loss) for the period9904 | €1,854 | -€860 | €90 | -€4,094 | -€4,157 | ▼ 1.5% |
| Profit (loss) for the period to be appropriated9905 | €1,854 | -€860 | €90 | -€4,094 | -€4,157 | ▼ 1.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €19,633 | €20,663 | €15,370 | €11,611 | €8,179 | ▼ 29.6% |
| Fixed assets21/28 | €17,978 | €11,942 | €8,932 | €6,521 | €4,111 | ▼ 37.0% |
| Tangible fixed assets22/27 | €17,978 | €11,942 | €8,932 | €6,521 | €4,111 | ▼ 37.0% |
| Furniture and vehicles24 | - | €11,942 | €8,932 | €6,521 | €4,111 | ▼ 37.0% |
| Current assets29/58 | €1,655 | €8,721 | €6,438 | €5,090 | €4,068 | ▼ 20.1% |
| Amounts receivable within one year40/41 | €151 | €491 | €416 | €373 | €333 | ▼ 10.6% |
| Trade receivables40 | - | €126 | - | - | - | - |
| Other amounts receivable41 | - | €365 | €416 | €373 | €333 | ▼ 10.6% |
| Cash at bank and in hand54/58 | €1,504 | €8,230 | €6,021 | €4,717 | €3,734 | ▼ 20.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €19,633 | €20,663 | €15,370 | €11,611 | €8,179 | ▼ 29.6% |
| Equity10/15 | €15,260 | €14,399 | €14,489 | €10,395 | €6,237 | ▼ 40.0% |
| Contributions10/11 | - | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Profit (loss) carried forward14 | €260 | -€601 | -€511 | -€4,605 | -€8,763 | ▼ 90.3% |
| Amounts payable17/49 | €4,373 | €6,264 | €880 | €1,217 | €1,941 | ▲ 59.5% |
| Amounts payable within one year42/48 | €4,373 | €6,264 | €880 | €1,217 | €1,941 | ▲ 59.5% |
| Trade debts44 | €173 | €1,724 | €541 | €877 | €1,602 | ▲ 82.6% |
| Suppliers440/4 | - | €1,724 | €541 | €877 | €1,602 | ▲ 82.6% |
| Taxes, remuneration and social security45 | - | €340 | €340 | €340 | €340 | = |
| Taxes450/3 | - | €340 | €340 | €340 | €340 | = |
| Other amounts payable47/48 | - | €4,200 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,854 | -€860 | €90 | -€4,094 | -€4,157 | ▼ 1.5% |
| + Depreciation and write-downs630 | €3,025 | €2,410 | €3,010 | €2,410 | €2,410 | = |
| Operating cash flow (approximation) | €4,879 | €1,550 | €3,100 | -€1,684 | -€1,747 | ▼ 3.7% |
| Investment in fixed assets (approximation) | - | €3,625 | €0 | €0 | €0 | - |
| Change in cash | - | €6,726 | -€2,209 | -€1,304 | -€983 | ▲ 24.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
23-02
KBO administration
Address struck
2025
05-09
KBO administration
Address struck
Kerkstraat 108 9050 Die Sitzadresse Kerkstraat 108 9050 Gent · event 10-07-2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Weakest financial yearnet -€4,157
Net result drops to -€4,157, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
31-12
Financial
Back to profitnet €90
Net result €90 after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 7.31
Current ratio from 1.39 to 7.31; short-term debt falls from €6,264 to €880.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Liquidity quadruplescurrent ratio 1.39
Current ratio from 0.38 to 1.39.
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
31-12
Financial
Highest result since 2018net €1,854 ▲78.8%
Operating result €1,869, net result €1,854, both a record.
Show earlier events
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Back to profitnet €1,037
Net result €1,037 after one loss-making year.
31-12
Financial
Liquidity times 19current ratio 45.55
Current ratio from 2.38 to 45.55; short-term debt falls from €1,269 to €100.
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 12 acts read
About the unread acts
We know of 12 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 2 establishment units since 2016
Ground area
2,884 m²
Building footprint
2,749 m²
Volume, LiDAR
64,388 m³
3 parcels, Brussels, Flanders · tallest building 35.6 m, ±9 floors. Linked by address, not a title deed.
484
companies at this address
See who is registered here
2 establishment units
AMMY
since 20162.258.597.488
AMMY
since 20262.387.810.990
3 parcels
Flanders
2
(66.7%)
Brussels
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0007/00R000 | Brussels | 1,683 m² | 1 · 2,433 m² | 35.6 m · 9 fl. |
| 44804D1356/00E000 | Flanders | 901 m² | 1 · 18 m² | 8.9 m · 3 fl. |
| 23016D0063/00W002 | Flanders | 300 m² | 1 · 299 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,664 companies in sector 47811 we hold annual accounts for 5,221. 1,712 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded08-11-2016
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
49330On-demand passenger transport by chauffeured vehicle
47400Retail sale of information and communication equipment
53200Other postal and courier activities
95100Repair and maintenance of computers and communication equipment
Contact
E-mail
gentsetaxi@gmail.comGent
E-invoicing
Reachable via Peppol
Peppol ID
0208:0665815324
Also
9925:BE0665815324
Registered
02-04-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.