AMMEX
ActiveSummary
AMMEX has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€286,554) and a net result of €13,774. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 5% of 11508 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability50▲+25
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.24 against 0.24 in 2024; short-term debt: 383.5% and cash: 6.6% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-308.1%
Return on assets
14.8%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 11508 sector peers (2025).
NBB · sector comparisonPosition among 11508 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
7 d late
2023
3 d early
2022
25 d early
2021
12 d late
2020
35 d early
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 28 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€286,554▲ 4.6%
2024 · -€300,328
Total assets
€93,019▼ 8.8%
2024 · €102,010
Net result
€13,774▲ 165%
2024 · €5,204
Working capital
-€269,487▲ 12.3%
2024 · -€307,214
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€31,337▲ 21.7%€16,842▼ 46.3%€34,012▲ 102%-€18,592€49,959
Net result€15,778within the sector's middle half▼ 45.6%€41,164above the sector's middle half▲ 161%€27,364above the sector's middle half▼ 33.5%€5,204within the sector's middle half▼ 81.0%€13,774within the sector's middle half▲ 165%
Equity-€374,060below the sector's middle half▲ 4.0%-€332,896below the sector's middle half▲ 11.0%-€305,532below the sector's middle half▲ 8.2%-€300,328below the sector's middle half▲ 1.7%-€286,554below the sector's middle half▲ 4.6%
Total assets€75,009within the sector's middle half▼ 39.8%€87,197within the sector's middle half▲ 16.2%€76,323within the sector's middle half▼ 12.5%€102,010within the sector's middle half▲ 33.7%€93,019within the sector's middle half▼ 8.8%
Debt€449,068▼ 12.7%€420,093▼ 6.5%€381,855▼ 9.1%€402,337▲ 5.4%€379,573▼ 5.7%
Working capital-€339,955below the sector's middle half▲ 15.2%-€317,542below the sector's middle half▲ 6.6%-€308,770below the sector's middle half▲ 2.8%-€307,214below the sector's middle half▲ 0.5%-€269,487below the sector's middle half▲ 12.3%
Solvency-498.7%below the sector's middle half▼ 185.6pp-381.8%below the sector's middle half▲ 116.9pp-400.3%below the sector's middle half▼ 18.5pp-294.4%below the sector's middle half▲ 105.9pp-308.1%below the sector's middle half▼ 13.6pp
Current ratio0.15below the sector's middle half▼ 0.060.19below the sector's middle half▲ 0.040.18below the sector's middle half▼ 0.010.24below the sector's middle half▲ 0.060.24below the sector's middle half▲ 0.01
Return on assets (ROA)21.0%above the sector's middle half▼ 2.3pp47.2%above the sector's middle half▲ 26.2pp35.9%above the sector's middle half▼ 11.4pp5.1%within the sector's middle half▼ 30.8pp14.8%above the sector's middle half▲ 9.7pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €49,959 after a loss of €18,592 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93,019
Fixed assets
€5,743 ▼ 16.6%
Current assets
€87,276 ▼ 8.2%
Key figures and ratios
EBITDA
€53,103▲
2024 · -€13,503
Cash flow
€16,918▲
2024 · €10,293
Quick ratio
0.22▲
2024 · 0.17
Debt to equity
-1.32▲
2024 · -1.34
Interest coverage
1.48▲
2024 · -1.20
Debt ≤ 1 year
€356,763▼
2024 · €402,337
Income taxes
€4,015▲
2024 · €298
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,795 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.
- Micro
- 20 years or older
- negative equity
- a profit of 5% of the balance sheet or more
2.7%
went bankrupt
5.3%
stopped otherwise
92%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,921 | €4,611 | €4,822 | €5,089 | €3,144 | ▼ 38.2% |
| Other operating charges640/8 | €2,467 | €1,097 | €1,428 | €1,594 | €1,584 | ▼ 0.6% |
| Gross operating margin9900 | €38,725 | €22,550 | €40,262 | -€11,909 | €54,687 | ▲ 559% |
| Operating profit (loss)9901 | €31,337 | €16,842 | €34,012 | -€18,592 | €49,959 | ▲ 369% |
| Financial income75/76B | €1,393 | €37,928 | €6,689 | €35,354 | €3,656 | ▼ 89.7% |
| Recurring financial income75 | €1,393 | €37,928 | €6,689 | €35,354 | €3,656 | ▼ 89.7% |
| Financial charges65/66B | €16,952 | €13,006 | €13,038 | €11,260 | €35,826 | ▲ 218% |
| Recurring financial charges65 | €16,952 | €13,006 | €13,038 | €11,260 | €35,826 | ▲ 218% |
| Profit (loss) for the period before taxes9903 | €15,778 | €41,763 | €27,663 | €5,502 | €17,789 | ▲ 223% |
| Income taxes67/77 | - | €599 | €299 | €298 | €4,015 | ▲ 1,248% |
| Profit (loss) for the period9904 | €15,778 | €41,164 | €27,364 | €5,204 | €13,774 | ▲ 165% |
| Profit (loss) for the period to be appropriated9905 | €15,778 | €41,164 | €27,364 | €5,204 | €13,774 | ▲ 165% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €75,009 | €87,197 | €76,323 | €102,010 | €93,019 | ▼ 8.8% |
| Fixed assets21/28 | €16,708 | €12,097 | €9,644 | €6,886 | €5,743 | ▼ 16.6% |
| Tangible fixed assets22/27 | €15,708 | €11,097 | €8,644 | €5,386 | €4,243 | ▼ 21.2% |
| Plant, machinery and equipment23 | €64 | - | €2,093 | €1,620 | €3,090 | ▲ 90.8% |
| Furniture and vehicles24 | €15,644 | €11,097 | €6,550 | €3,767 | €1,153 | ▼ 69.4% |
| Financial fixed assets28 | €1,000 | €1,000 | €1,000 | €1,500 | €1,500 | = |
| Current assets29/58 | €58,300 | €75,100 | €66,680 | €95,123 | €87,276 | ▼ 8.2% |
| Stocks and contracts in progress3 | €5,271 | €4,793 | €9,026 | €26,567 | €9,494 | ▼ 64.3% |
| Stocks30/36 | €5,271 | €4,793 | €9,026 | €26,567 | €9,494 | ▼ 64.3% |
| Amounts receivable within one year40/41 | €49,289 | €70,154 | €53,256 | €41,857 | €71,077 | ▲ 69.8% |
| Trade receivables40 | €47,185 | €64,469 | €46,588 | €34,468 | €70,030 | ▲ 103% |
| Other amounts receivable41 | €2,104 | €5,685 | €6,668 | €7,389 | €1,047 | ▼ 85.8% |
| Cash at bank and in hand54/58 | €2,873 | €153 | €2,748 | €13,899 | €6,119 | ▼ 56.0% |
| Deferred charges and accrued income490/1 | €868 | - | €1,650 | €12,800 | €586 | ▼ 95.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €75,009 | €87,197 | €76,323 | €102,010 | €93,019 | ▼ 8.8% |
| Equity10/15 | -€374,060 | -€332,896 | -€305,532 | -€300,328 | -€286,554 | ▲ 4.6% |
| Contributions10/11 | €18,750 | €18,750 | €18,750 | €18,750 | €18,750 | = |
| Profit (loss) carried forward14 | -€392,810 | -€351,646 | -€324,282 | -€319,078 | -€305,304 | ▲ 4.3% |
| Amounts payable17/49 | €449,068 | €420,093 | €381,855 | €402,337 | €379,573 | ▼ 5.7% |
| Amounts payable after more than one year17 | €47,196 | €25,451 | €6,406 | - | - | - |
| Financial debts170/4 | €47,196 | €25,451 | €6,406 | - | - | - |
| Amounts payable within one year42/48 | €398,255 | €392,642 | €375,450 | €402,337 | €356,763 | ▼ 11.3% |
| Current portion of amounts payable after more than one year42 | €24,300 | €21,745 | €19,045 | €6,406 | - | - |
| Financial debts43 | €74,000 | €100,000 | €76,500 | €100,000 | - | - |
| Credit institutions430/8 | €74,000 | €100,000 | €76,500 | €100,000 | - | - |
| Trade debts44 | €115,181 | €20,636 | €30,105 | €9,845 | €14,292 | ▲ 45.2% |
| Suppliers440/4 | €115,181 | €20,636 | €30,105 | €9,845 | €14,292 | ▲ 45.2% |
| Taxes, remuneration and social security45 | €15 | €528 | €347 | €598 | €4,314 | ▲ 622% |
| Taxes450/3 | €15 | €528 | €347 | €598 | €4,314 | ▲ 622% |
| Other amounts payable47/48 | €184,759 | €249,733 | €249,453 | €285,489 | €338,157 | ▲ 18.4% |
| Accrued charges and deferred income492/3 | €3,618 | €2,000 | - | - | €22,810 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,778 | €41,164 | €27,364 | €5,204 | €13,774 | ▲ 165% |
| + Depreciation and write-downs630 | €4,921 | €4,611 | €4,822 | €5,089 | €3,144 | ▼ 38.2% |
| Operating cash flow (approximation) | €20,699 | €45,775 | €32,186 | €10,293 | €16,918 | ▲ 64.4% |
| Investment in fixed assets (approximation) | - | €0 | -€2,369 | -€2,332 | -€2,000 | ▲ 14.2% |
| Change in cash | - | -€2,720 | €2,595 | €11,151 | -€7,780 | ▼ 170% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
27-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €41,164 ▲161%
Net result €41,164, the highest in the series.
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €29,019
Net result €29,019 after 2 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
30-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 2 establishment units since 2003
Ground area
3,049 m²
Building footprint
434 m²
Volume, LiDAR
2,148 m³
2 parcels, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
Pontstraat 30, 9800 Deinze
since 20032.127.097.657
Magazijn Ammex
since 20212.322.657.476
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34035B0093/00N000 | Flanders | 1,713 m² | 1 · 265 m² | 10.6 m · 2 fl. |
| 44004C0132/00M000 | Flanders | 1,336 m² | 1 · 169 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWaregem2.322.657.476
Legal Entity Identifier
549300SX4GDN6ZDDTE52
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Of 1,173 companies in sector 46499 we hold annual accounts for 743. 236 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-02-2003
Fiscal year end30-09
Activities, NACEBEL 2025
46499Wholesale of other household goods
46341Wholesale of wines and spirits
46349Wholesale of beverages, general range
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0479549588
Also
9925:BE0479549588
Registered
02-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.