Ammalain
ActiveSummary
Ammalain has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €12k. Equity is growing by ~132.4% per year across the filed fiscal years. Its solvency ranks better than 12% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-12
Solvency29▼-7
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4%
Return on assets
15.7%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
13 d early
2023
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▲ 14.7%
2024 · €3k
2023: €-5k
2024: €3k
2023 → 2025
Total assets
€79k▲ 205%
2024 · €26k
2023: €18k
2024: €26k
2023 → 2025
Net result
€12k▲ 56.4%
2024 · €8k
2023: €-8k
2024: €8k
2023 → 2025
Working capital
€43k
2024 · €-234
2023: €-9k
2024: €-234
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-5k-€3k€3k▲ 14.7%
Operating result€-7k-€12k€14k▲ 22.8%
Net result€-8k-€8k€12k▲ 56.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 23% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€3k ▼ 27.2%
Current assets
€76k ▲ 253%
Equity and liabilities €79k
Equity
€3k ▲ 14.7%
Debt
€76k ▲ 227%
Debt's share of the balance-sheet total rises from 89.4% to 96.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€16k▲
2024 · €13k
Cash flow
€14k▲
2024 · €9k
Current ratio
2.34▲
2024 · 0.99
Debt to equity
24.13▲
2024 · 8.46
ROE
394.4%▲
2024 · 289.1%
ROA
15.7%▼
2024 · 30.6%
Interest coverage
10.43▼
2024 · 18.20
Debt ≤ 1 year
€32k▲
2024 · €22k
Debt > 1 year
€42k
Income taxes
€1k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€26k€79k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Other tangible fixed assets26€4k€3k▼
Current assets29/58€21k€76k▲
Amounts receivable after more than one year29€7k€47k▲
Other amounts receivable291€7k€47k▲
Amounts receivable within one year40/41€13k€26k▲
Trade receivables40€8k€7k▼
Other amounts receivable41€4k€19k▲
Cash at bank and in hand54/58€350€185▼
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€26k€79k▲
Equity10/15€3k€3k▲
Contributions10/11€3k€3k=
Reserves13-€145
Distributable reserves133-€145
Profit (loss) carried forward14€-258-
Amounts payable17/49€23k€76k▲
Amounts payable after more than one year17-€42k
Financial debts170/4-€42k
Amounts payable within one year42/48€22k€32k▲
Current portion of amounts payable after more than one year42-€8k
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€17k€9k▼
Taxes450/3€17k€9k▼
Other amounts payable47/48-€12k
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€753€2k▲
Gross operating margin9900€15k€18k▲
Operating profit (loss)9901€12k€14k▲
Financial income75/76B€331€909▲
Recurring financial income75€331€909▲
Financial charges65/66B€713€2k▲
Recurring financial charges65€713€2k▲
Profit (loss) for the period before taxes9903€11k€14k▲
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€8k€12k▲
Profit (loss) for the period to be appropriated9905€8k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-258€12k▲
Profit (loss) brought forward from the previous period14P€-8k€-258▲
Transfer to equity691/2-€145
To other reserves6921-€145
Profit to be distributed694/7-€12k
Directors or managers695-€12k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2023net €12k ▲56.4%
Operating result €14k, net result €12k, both a record.
31-03
Financial
Liquidity doublescurrent ratio 2.34
Current ratio from 0.99 to 2.34.
2024
18-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
2023
20-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bachtekerkstraat 19800 DeinzeGround area
164 m²
Building footprint
126 m²
Volume, LiDAR
865 m³
Parcel 44006C0017/00F000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bachtekerkstraat 1, 9800 Deinze
since 20212.321.228.608
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44006C0017/00F000 | Flanders | 164 m² | 1 · 126 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ABC RELATIONS
BE 0673.706.372
Knokke-Heist · Eq €3,144
ELONOOR
BE 0630.804.064
Kruisem · Eq €3,152
NETLINK CTI
BE 0874.583.672
Ganshoren · Eq €3,138
LFLOW
BE 1026.380.655
Rotselaar · Eq €3,153
VALERITY
BE 1014.429.067
Elsene · Eq €3,153
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 11,613 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-09-2021
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.