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Amlutimi

Active Risk: not assessed
Private limited companyfounded 20224 yrs activeNachtegalenstraat 57, 3520 Zonhoven, BelgiumKBO/BCE: BE 0783.609.451
Summary

Amlutimi is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €214,608 and a net result of €186,922. Equity is growing by ~36.3% per year across the filed fiscal years. Its solvency ranks better than 45% of 8102 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
130 d early
2024
1 d early
2023
7 d early
2022
3 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Amlutimi was incorporated on 21 March 2022 as a Private limited company by one natural person, with a starting capital of EUR 5,000.12 The registered office was moved to Zonhoven in 2022.3 Since 2022, CLAES Ann Elisabeth has served as director of the company.2 Total assets rose from EUR 182,075 in 2022 to EUR 476,585 in 2025.4

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 23-03-2022
  3. 3Belgian State Gazette, 21-09-2022
  4. 4National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€214,608▼ 35.5%
2024 · €332,976
Net result
€186,922▲ 57.9%
2024 · €118,367
Total assets
€476,585▲ 7.1%
2024 · €444,912
Solvency
45.0%▼ 29.8pp
2024 · 74.8%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€131,458-€168,567▲ 28.2%€150,446▼ 10.8%€251,819▲ 67.4%
Net result€92,703above the sector's middle half-€116,905above the sector's middle half▲ 26.1%€118,367above the sector's middle half▲ 1.3%€186,922above the sector's middle half▲ 57.9%
Equity€97,703within the sector's middle half-€214,608within the sector's middle half▲ 120%€332,976within the sector's middle half▲ 55.2%€214,608within the sector's middle half▼ 35.5%
Total assets€182,075within the sector's middle half-€331,915within the sector's middle half▲ 82.3%€444,912within the sector's middle half▲ 34.0%€476,585within the sector's middle half▲ 7.1%
Debt€84,372-€117,307▲ 39.0%€111,936▼ 4.6%€261,977▲ 134%
Working capital€82,408within the sector's middle half-€170,586above the sector's middle half▲ 107%€297,210above the sector's middle half▲ 74.2%€188,865above the sector's middle half▼ 36.5%
Solvency53.7%within the sector's middle half-64.7%within the sector's middle half▲ 11.0pp74.8%within the sector's middle half▲ 10.2pp45.0%within the sector's middle half▼ 29.8pp
Current ratio1.98within the sector's middle half-2.47within the sector's middle half▲ 0.503.66within the sector's middle half▲ 1.181.72within the sector's middle half▼ 1.93
Return on assets (ROA)50.9%above the sector's middle half-35.2%above the sector's middle half▼ 15.7pp26.6%above the sector's middle half▼ 8.6pp39.2%above the sector's middle half▲ 12.6pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2022: €131,458€131,458Net result 2022: €92,703€92,703Operating result 2023: €168,567€168,567Net result 2023: €116,905€116,905Operating result 2024: €150,446€150,446Net result 2024: €118,367€118,367Operating result 2025: €251,819€251,819Net result 2025: €186,922€186,9222022202320242025€0€100,000€200,000€300,000Operating result 2023: €168,567€169,000Net result 2023: €116,905€117,000Operating result 2024: €150,446€150,000Net result 2024: €118,367€118,000Operating result 2025: €251,819€252,000Net result 2025: €186,922€187,000202320242025
The operating result recovers in 2025; 2025 is 67% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €476,585
Fixed assets €25,753 ▼ 28.0%
Current assets €450,832 ▲ 10.2%
Equity and liabilities €476,585
Equity €214,608 ▼ 35.5%
Debt €261,977 ▲ 134%
Debt's share of the balance-sheet total rises from 25.2% to 55.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
87.1%▲
2024 · 35.5%
Debt ≤ 1 year
€261,967▲
2024 · €111,926
Income taxes
€60,072▲
2024 · €35,929
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€444,912€476,585▲
Fixed assets21/28€35,775€25,753▼
Tangible fixed assets22/27€35,287€25,265▼
Furniture and vehicles24€26,402€19,404▼
Other tangible fixed assets26€8,885€5,861▼
Financial fixed assets28€488€488=
Current assets29/58€409,136€450,832▲
Amounts receivable within one year40/41€40,535€42,219▲
Trade receivables40€40,535€42,219▲
Cash at bank and in hand54/58€365,225€404,346▲
Deferred charges and accrued income490/1€3,376€4,267▲
Equity and liabilities
Total equity and liabilities10/49€444,912€476,585▲
Equity10/15€332,976€214,608▼
Contributions10/11€5,000€5,000=
Reserves13€209,608€209,608=
Distributable reserves133€209,608€209,608=
Profit (loss) carried forward14€118,367-
Amounts payable17/49€111,936€261,977▲
Amounts payable within one year42/48€111,926€261,967▲
Trade debts44€57,581€41,140▼
Suppliers440/4€57,581€41,140▼
Taxes, remuneration and social security45€54,346€33,293▼
Taxes450/3€54,346€33,293▼
Other amounts payable47/48-€187,534
Accrued charges and deferred income492/3€10€10=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,022€10,022=
Other operating charges640/8€1,393€637▼
Gross operating margin9900€161,861€262,479▲
Operating profit (loss)9901€150,446€251,819▲
Financial income75/76B€5,239€0▼
Recurring financial income75€5,239€0▼
Financial charges65/66B€1,389€4,826▲
Recurring financial charges65€1,389€4,826▲
Profit (loss) for the period before taxes9903€154,296€246,994▲
Income taxes67/77€35,929€60,072▲
Profit (loss) for the period9904€118,367€186,922▲
Profit (loss) for the period to be appropriated9905€118,367€186,922▲
Appropriation of the result
Profit (loss) to be appropriated9906€118,367€305,289▲
Profit (loss) brought forward from the previous period14P-€118,367
Profit to be distributed694/7-€305,289
Return on contributions (dividend)694-€305,289

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Remuneration, social security and pensions62-€28---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€186€4,615€10,022€10,022=
Other operating charges640/8€137€1,156€1,393€637▼ 54.2%
Gross operating margin9900€131,781€174,366€161,861€262,479▲ 62.2%
Operating profit (loss)9901€131,458€168,567€150,446€251,819▲ 67.4%
Financial income75/76B-€9€5,239€0▼ 100%
Recurring financial income75-€9€5,239€0▼ 100%
Financial charges65/66B€1,477€2,022€1,389€4,826▲ 247%
Recurring financial charges65€1,477€2,022€1,389€4,826▲ 247%
Profit (loss) for the period before taxes9903€129,981€166,554€154,296€246,994▲ 60.1%
Income taxes67/77€37,278€49,649€35,929€60,072▲ 67.2%
Profit (loss) for the period9904€92,703€116,905€118,367€186,922▲ 57.9%
Profit (loss) for the period to be appropriated9905€92,703€116,905€118,367€186,922▲ 57.9%
Line2022202320242025Change
Assets
Total assets20/58€182,075€331,915€444,912€476,585▲ 7.1%
Fixed assets21/28€15,295€45,673€35,775€25,753▼ 28.0%
Tangible fixed assets22/27€14,932€45,310€35,287€25,265▼ 28.4%
Furniture and vehicles24-€33,401€26,402€19,404▼ 26.5%
Other tangible fixed assets26€14,932€11,909€8,885€5,861▼ 34.0%
Financial fixed assets28€363€363€488€488=
Current assets29/58€166,780€286,243€409,136€450,832▲ 10.2%
Amounts receivable within one year40/41€29,547€40,354€40,535€42,219▲ 4.2%
Trade receivables40€29,547€40,354€40,535€42,219▲ 4.2%
Cash at bank and in hand54/58€137,233€241,775€365,225€404,346▲ 10.7%
Deferred charges and accrued income490/1-€4,114€3,376€4,267▲ 26.4%
Equity and liabilities
Total equity and liabilities10/49€182,075€331,915€444,912€476,585▲ 7.1%
Equity10/15€97,703€214,608€332,976€214,608▼ 35.5%
Contributions10/11€5,000€5,000€5,000€5,000=
Reserves13€92,703€209,608€209,608€209,608=
Distributable reserves133€92,703€209,608€209,608€209,608=
Profit (loss) carried forward14--€118,367--
Amounts payable17/49€84,372€117,307€111,936€261,977▲ 134%
Amounts payable within one year42/48€84,372€115,657€111,926€261,967▲ 134%
Trade debts44€6,662€46,070€57,581€41,140▼ 28.6%
Suppliers440/4€6,662€46,070€57,581€41,140▼ 28.6%
Taxes, remuneration and social security45€75,049€68,099€54,346€33,293▼ 38.7%
Taxes450/3€55,549€68,099€54,346€33,293▼ 38.7%
Remuneration and social security454/9€19,500----
Other amounts payable47/48€2,662€1,488-€187,534-
Accrued charges and deferred income492/3-€1,650€10€10=
Line2022202320242025Change
Profit (loss) for the period9904€92,703€116,905€118,367€186,922▲ 57.9%
+ Depreciation and write-downs630€186€4,615€10,022€10,022=
Operating cash flow (approximation)€92,889€121,520€128,389€196,944▲ 53.4%
Investment in fixed assets (approximation)--€34,992-€125€0▲ 100%
Change in cash-€104,542€123,450€39,121▼ 68.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2022net €186,922 ▲57.9%
Operating result €251,819, net result €186,922, both a record.
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
23-01
State Gazette act Purpose · Statutes amendment
Purpose change · Power of attorney4 facts ▸
  • General meeting, 20 december 2023
  • Purpose change, Het huidige voorwerp wordt uitgebreid met activiteiten in de sportsector (fitnesscentra, gymnastiekzalen, aerobic, bodybuilding, sportbegeleiding, yoga, sportev…
  • Statutes amendment
  • Power of attorney, bestuursorgaan
2023
31-12
Financial Equity above €200,000Eq €214,608 ▲120%
2 profitable years in a row build equity to €214,608.
03-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
21-09
State Gazette act Registered office
Registered-office move2 facts ▸
  • Board meeting, 25/08/2022
  • Registered-office move, Nachtegalenstraat 57, 3520 Zonhoven
23-03
State Gazette act Incorporation
Appointment: CLAES Ann Elisabeth (director) · Founder · Founding capital7 facts ▸
  • Incorporation, 15 maart 2022
  • Founder, CLAES Ann Elisabeth
  • Founding capital, €5.000
  • Bank account, 14 maart 2022
  • Director appointment, CLAES Ann Elisabeth (director)
  • Mandate compensation, CLAES Ann Elisabeth
  • Power of attorney, BFC BV
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
3 of 3 acts read

Directors · office · real estate

Directors
1 director, no change since 2022
CLAES Ann Elisabeth
Director · since 15-03-2022
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1.1 ha
Building footprint
396 m²
Volume, LiDAR
1,990 m³
Parcel 71444B0601/00A008, Flanders · tallest building 18.8 m, ±1 floor. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Amlutimi
Nachtegalenstraat 57, 3520 ZonhovenFinancial service activities, except insurance and pension funding
since 20222.329.503.696
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71444B0601/00A008 Flanders 1.1 ha 1 · 396 m² 18.8 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2022, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
CLAES Ann Elisabeth
  • Director, from 15-03-2022 to date
See the board, name and seat on a given date →

Articles of association

Purpose
1. Administratie, consultancy en managementactiviteiten... 2. Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen... 3. Het verwerven van…
Full purpose

1. Administratie, consultancy en managementactiviteiten... 2. Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen... 3. Het verwerven van participaties... 4. Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend patrimonium... 5. Het toestaan van leningen en kredietopeningen... 6. De uitbating, ontwikkeling, deponeren van patenten... 7. De exploitatie van fitnesscentra en gymnastiekzalen... Zij heeft in het algemeen de volle rechtsbekwaamheid...

Structure & network

Connections & network

1 current director
Depth

The group is listed under Ownership & control below; here you explore it as a network.

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Ownership & control

5 board mandates
Board mandates of this companythis company sits on their board5
107 locations
56 locations
23 locations
1 location

Capital and shareholders

Shareholders according to the acts
At incorporation act of 23-03-2022 ↗

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 23-03-2022 Incorporation · 5,000 EUR · 100 shares

Similar companies · same sector, comparable size

Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 13,559 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0783609451
Registered 01-08-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.