AMJR

Active

Private limited companyfounded 201115 yrs activeRue Champ Rodange 91, 1410 Waterloo, BelgiumKBO/BCE: BE 0839.358.123

Summary

AMJR has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,652 and a net result of -€268. Its solvency ranks better than 31% of 526 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisWatch Report Compare

AMJRActiveChecked score 81/100

Risk analysis Report Compare

Activity

Checked score

Score 2025

81 / 100

Excellent

Probability in this band: under 0.55%

Better than 41% of its sector peers (NACE 53, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 38-3

equity 13.1% of total assets

Liquidity 52+16

short-term debt 86.9% · cash 40.1%

Profitability 67-2

return on assets -1.3%

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.8% (888 companies)

Last 13 months 10-2025: 0.6% 11-2025: 0.5%▼ -4.9% vs 10-2025 12-2025: 0.5%▼ -1.8% vs 11-2025 01-2026: 0.7%▲ +27.1% vs 12-2025highest value 02-2026: 0.5%▼ -26.5% vs 01-2026 03-2026: 0.5%● 0.0% vs 02-2026 04-2026: 0.5%● 0.0% vs 03-2026 05-2026: 0.5%● 0.0% vs 04-2026 06-2026: 0.5%● 0.0% vs 05-2026 07-2026: 0.5%▼ -1.2% vs 06-2026lowest value 08-2026: 0.5%● 0.0% vs 07-2026lowest value 09-2026: 0.5%▲ +1.0% vs 08-2026 10-2026: 0.5%▲ +3.8% vs 09-2026

Sector Postal and courier activities (NACE 53) raises the probability
Founded in 2011 lowers the probability for this profile
Equity €2,652 (13.1% of total assets) raises the probability
Liquidity: current ratio 1.03, cash €8,124 lowers the probability

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 53, micro). Better than this share of them on solvency 29%, liquidity 65%, profitability 41%, growth against the median 29%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Postal and courier activities (NACE 53)

In the bankruptcy model this factor raises the probability.

KBO

Founded in 2011

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Equity €2,652 (13.1% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Liquidity: current ratio 1.03, cash €8,124

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

1 d early

2024

10 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 13 days after the deadline, and 56% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close02-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage