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AMJC RENOVATION

Active
Private limited companyfounded 2019active for 7 yearsElsense Steenweg 320, 1050 Elsene, BelgiumKBO/BCE: BE 0728.984.494

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of AMJC RENOVATION is 2.9% (moderate). The 2025 annual accounts show negative equity (-€6,896) and a net result of €7,050. Equity has been shrinking by about 61% per year since 2020. Its solvency ranks better than 6% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 27-06-2019 Normal situation
Activity
General construction of residential buildings NACE 41001and 5 others
Establishment unit
2.292.947.168 1050 Elsene, since 01-08-2019
Financial year end
31 December
Peppol
Reachable since 13-02-2026

Board and ownership

Board
  • MARTINS COSTA AntonioDirector

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.9%
Annual accounts 2025
Gross margin
-€1,902
▲ 28.7%
Profit
€7,050
Equity
-€6,896
▲ 50.6%
Total assets
€17,757
▼ 73.1%
Turnover not published (micro format)
Filed on 16-09-2026, 47 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 47 days late; 3 of the last 3 accounts lateSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2019lowers riskLiquidity: current ratio 0.72, cash €9,274, halvedShow the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 56% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Average
Solvency 0-4
equity -38.8% of total assets
Liquidity 50+1
short-term debt 138.8% · cash 52.2%
Profitability 100+80
return on assets 39.7%
Bankruptcy probability within 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 11-2024: 5.8% 12-2024: 5.8%● unchanged vs 11-2024 01-2025: 5.8%● unchanged vs 12-2024 02-2025: 5.8%● unchanged vs 01-2025 03-2025: 5.7%▼ -0.1 percentage points vs 02-2025 04-2025: 5.8%▲ +0.1 percentage points vs 03-2025 05-2025: 5.8%● unchanged vs 04-2025 06-2025: 5.7%▼ -0.1 percentage points vs 05-2025 07-2025: 5.7%● unchanged vs 06-2025 08-2025: 6.3%▲ +0.6 percentage points vs 07-2025 09-2025: 5.9%▼ -0.4 percentage points vs 08-2025 10-2025: 6.7%▲ +0.8 percentage points vs 09-2025highest value 11-2025: 4.0%▼ -2.7 percentage points vs 10-2025 12-2025: 4.0%● unchanged vs 11-2025 01-2026: 3.9%▼ -0.1 percentage points vs 12-2025 02-2026: 3.9%● unchanged vs 01-2026 03-2026: 3.9%● unchanged vs 02-2026 04-2026: 3.9%● unchanged vs 03-2026 05-2026: 3.8%▼ -0.1 percentage points vs 04-2026 06-2026: 3.7%▼ -0.1 percentage points vs 05-2026 07-2026: 3.7%● unchanged vs 06-2026 08-2026: 4.7%▲ +1.0 percentage point vs 07-2026 09-2026: 5.0%▲ +0.3 percentage points vs 08-2026 10-2026: 2.9%▼ -2.1 percentage points vs 09-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.72 (0.83 in 2024), below 1. Short-term debt is 138.8% and cash 52.2% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 3% of them on solvency, 51% on liquidity, 91% on profitability and 80% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 47 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Liquidity: current ratio 0.72, cash €9,274, halved
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 9380 sector peers (2025).
NBB · sector comparison
Position among 9380 sector peers
Solvency
better than 6%
← weakest strongest →
raises risk · 2025 accounts filed 47 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
47 days late
2024
82 days late
2023
90 days late
2022
71 days late
2021
26 days late
2020
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 47 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€6,896 View
  • Caution: Lower solvency than 93% of companies in construction of buildingssector median 43.0% · 9,380 companies -38.8% View

Comparable companies

These companies have the same main activity as AMJC RENOVATION: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €15,900 and €19,400, founded between 2018 and 2020.

CompanyTotal assetsGross margin
AMJC RENOVATION Elsene€17,757-€1,902
VAN WINKEL Vilvoorde€16,578-€214
Multifins Ninove€17,726-€425
NIDO Brecht€19,437-€5,173
A-ARTIGIANO Overijse€17,032-€737
ASG GROUP Kraainem€17,750-€4,713
Geerolf Filip Tielt€15,856-€7,017
Full comparison

Documents

Annual accounts at the NBB

All 6 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about AMJC RENOVATION

What is the company number of AMJC RENOVATION?
The company number of AMJC RENOVATION is 0728.984.494. The VAT number is the same number with BE in front: BE 0728.984.494.
Where is AMJC RENOVATION based?
The registered office is at Elsense Steenweg 320, 1050 Elsene.Company details
What does AMJC RENOVATION do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of AMJC RENOVATION?
The legal form of AMJC RENOVATION is Private limited company (BV).
When was AMJC RENOVATION founded?
AMJC RENOVATION was founded on 27-06-2019.
Is AMJC RENOVATION still active?
Yes, AMJC RENOVATION is an active enterprise in the KBO register.
What is the turnover of AMJC RENOVATION?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is AMJC RENOVATION profitable?
In financial year 2025, AMJC RENOVATION made a profit of €7,050.
Where can I find the annual accounts of AMJC RENOVATION?
AMJC RENOVATION filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of AMJC RENOVATION due?
AMJC RENOVATION must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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