AMJane
ActiveSummary
AMJane has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,841 and a net result of €4,252. Equity shrank by about 6.3% per year on average since 2021. In 2025 it rose by 18.6%. Its solvency ranks better than 61% of 8,593 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 26-03-2021 Normal situation
- Activity
- Public relations and communication consultancy NACE 73300and 8 others
- Establishment unit
- 2.315.082.568 1300 Wavre, since 26-03-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 30-04-2021
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €7,337
- Turnover
- ≈ €45,000
- estimated
- Profit
- €4,252
- Equity
- €21,841
- ▲ 18.6%
- Total assets
- €33,484
- ▲ 20.1%
Score breakdownraises riskSize: total assets €33,4841 of the last 3 accounts latelowers riskLiquidity: current ratio 2.74, cash €28,255Sector: Advertising, market research and public relations activities (NACE 73)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 63% of them on solvency, 78% on liquidity, 61% on profitability and 69% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 5 accounts on average 12 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 17-06-2026 at the NBB all 5 filings
Every figure per financial year
The operating result for 2025 is a profit of €4,941, after a loss of €16,672 in 2024. It is the highest result since 2022.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2024 |
|---|---|
| Employees at the balance-sheet date | 0 |
| full-time | 0 |
| part-time | 0 |
Source: social balance sheet in the 2024 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €2,356 | - | €5,081 | €931 | €1,233 |
| Depreciation and write-downs of the year | €1,337 | €1,012 | €1,199 | €1,755 | €1,537 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,337 | €1,012 | €1,199 | €1,755 | €1,537 | ▼ 12.4% |
| Other operating charges640/8 | €101 | €80 | €80 | €467 | €860 | ▲ 84.0% |
| Gross operating margin9900 | €34,573 | €25,345 | -€9,890 | -€14,450 | €7,337 | - |
| Operating profit (loss)9901 | €33,135 | €24,253 | -€11,169 | -€16,672 | €4,941 | - |
| Financial income75/76B | - | €4 | €152 | €90 | - | - |
| Recurring financial income75 | - | €4 | €152 | €90 | - | - |
| Financial charges65/66B | €77 | €349 | €521 | €275 | €688 | ▲ 151% |
| Recurring financial charges65 | €77 | €349 | €521 | €275 | €688 | ▲ 151% |
| Profit (loss) for the period before taxes9903 | €33,058 | €23,908 | -€11,538 | -€16,857 | €4,252 | - |
| Income taxes67/77 | €6,684 | €5,466 | - | - | - | - |
| Profit (loss) for the period9904 | €26,374 | €18,442 | -€11,538 | -€16,857 | €4,252 | - |
| Profit (loss) for the period to be appropriated9905 | €26,374 | €18,442 | -€11,538 | -€16,857 | €4,252 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €44,951 | €59,857 | €45,975 | €27,878 | €33,484 | ▲ 20.1% |
| Formation expenses20 | €227 | - | - | - | - | - |
| Fixed assets21/28 | €1,777 | €992 | €4,874 | €4,051 | €3,004 | ▼ 25.8% |
| Tangible fixed assets22/27 | €1,777 | €992 | €4,874 | €4,051 | €3,004 | ▼ 25.8% |
| Furniture and vehicles24 | €1,777 | €992 | €4,874 | €4,051 | €3,004 | ▼ 25.8% |
| Current assets29/58 | €42,947 | €58,865 | €41,101 | €23,827 | €30,480 | ▲ 27.9% |
| Amounts receivable within one year40/41 | €9,363 | - | €565 | €1,814 | €1,941 | ▲ 7.0% |
| Trade receivables40 | €9,363 | - | €565 | €1,036 | €1,941 | ▲ 87.4% |
| Other amounts receivable41 | - | - | - | €779 | - | - |
| Cash at bank and in hand54/58 | €33,584 | €58,865 | €39,824 | €21,162 | €28,255 | ▲ 33.5% |
| Deferred charges and accrued income490/1 | - | - | €712 | €850 | €283 | ▼ 66.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €44,951 | €59,857 | €45,975 | €27,878 | €33,484 | ▲ 20.1% |
| Equity10/15 | €28,374 | €46,816 | €35,278 | €18,422 | €21,841 | ▲ 18.6% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €26,374 | €44,816 | €33,278 | €16,422 | €19,841 | ▲ 20.8% |
| Amounts payable17/49 | €16,577 | €13,041 | €10,697 | €9,456 | €11,643 | ▲ 23.1% |
| Amounts payable within one year42/48 | €16,577 | €13,041 | €10,697 | €9,456 | €11,124 | ▲ 17.6% |
| Trade debts44 | €2,908 | €684 | €4,743 | €958 | €2,478 | ▲ 159% |
| Suppliers440/4 | €2,908 | €684 | €4,743 | €958 | €2,478 | ▲ 159% |
| Taxes, remuneration and social security45 | €10,976 | €10,258 | €4,681 | €500 | €1,141 | ▲ 128% |
| Taxes450/3 | €10,976 | €10,258 | €4,681 | €500 | €1,141 | ▲ 128% |
| Other amounts payable47/48 | €2,693 | €2,099 | €1,273 | €7,998 | €7,505 | ▼ 6.2% |
| Accrued charges and deferred income492/3 | - | - | - | - | €519 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €26,374 | €18,442 | -€11,538 | -€16,857 | €4,252 | - |
| + Depreciation and write-downs630 | €1,337 | €1,012 | €1,199 | €1,755 | €1,537 | ▼ 12.4% |
| Operating cash flow (approximation) | €27,711 | €19,454 | -€10,339 | -€15,102 | €5,789 | - |
| Investment in fixed assets (approximation) | - | -€227 | -€5,081 | -€932 | -€490 | ▲ 47.4% |
| Change in cash | - | €25,281 | -€19,041 | -€18,662 | €7,093 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 26,972 companies had the same profile as AMJane has now. Two years later, 94.9% were still going and 1.6% had gone bankrupt.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of AMJane itself is lower: 0.2% within 12 months. It rests on far more data about AMJane than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for AMJane. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (5)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 17-06-2026 | 2026-00171282 | |
| 31-12-2024 | micro format | 31-08-2025 | 2025-00476114 | |
| 31-12-2023 | micro format | 26-08-2024 | 2024-00367646 | |
| 31-12-2022 | micro format | 28-08-2023 | 2023-00358205 | |
| 31-12-2021 | micro format | 18-08-2022 | 2022-20295964 |
Board & ownership
Directors
Owners and capital
Owners
Network & group
AMJane shares no director with another company.
Companies at the same address
3 other companies- PROLISTD Registered office · since 27-12-2022Founded in 2022 · total assets €47,520 (2024) · accounts filed late 0795.446.223
- MB Products & Services Registered office · since 01-02-2022Founded in 2019 · total assets €370,500 (2023) 0738.400.721
- Comité de quartier des bois de la Pierre, de Mont et de l'Avocat à Wavre, asbl Registered office · since 04-01-2016Founded in 2016 0645.546.084
Connections & network
1 current directorThe network starts from the directors of AMJane. Every other company they run is a node.
Timeline
Deeds, filings and financial milestones
25-03
Gazette deed
Purpose change · Amendment of the articles“La prestation de services de conseil,de consultance et d’évaluation se rapportant directement ou indirectement…” (deed in French)2 points ▸
- General meeting, 20-03-2025
- Purpose change, “La prestation de services de conseil,de consultance et d’évaluation se rapportant directement ou indirectement au secteur de la communication « corporate » ou…” (deed in French)
- The deed holds 1 more point.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25055D0521/00L000 | Wallonia | 1,847 m² | 1 · 201 m² | 6.7 m · 2 |