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AMJ TRAVEL

Active
Private limited companyfounded 2021active for 5 yearsRue de Herve 174, 4030 Liège, BelgiumKBO/BCE: BE 0774.991.891

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

AMJ TRAVEL has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €318,861 and a net result of €141,203. Equity has been growing by about 85% per year since 2022. Its solvency ranks better than 32% of 555 sector peers (NACE 79, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
AMJ TRAVELActiveChecked score 91/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 04-10-2021 Normal situation
Legal form
Private limited company
Registered office
Rue de Herve 174, 4030 Liège
Activity
Travel agency activities NACE 79110
Establishment units
2.322.460.409 4030 Liège, since 04-10-2021
2.347.864.511 4280 Hannut, since 01-01-2023
Financial year end
31 December
Peppol
Reachable since 29-12-2025
Company details

Board and ownership

Board
  • BINCKOM ASHLEYDirector
  • DEBRA JULIENDirector
Holdings
Shares in 1 company KO WUI Voyages HGO
Board & ownership

Financial position

91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€326,485
▼ 15.2%
Turnover
≈ €650,000
estimated
Profit
€141,203
▼ 23.8%
Equity
€318,861
▲ 79.5%
Total assets
€1.6m
▲ 62.6%
Staff
3 FTE
▼ 6.3%
2025 accounts filed 25 days before the deadline
Filed on 06-07-2026at the National Bank
Financials
Score breakdownraises riskFounded in 2021lowers riskSize: total assets €1.6mFigures for financial year 2025 (filed on 06-07-2026)Liquidity: current ratio 1.27, cash €433,421Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 55% of micro companies in travel agencies (NACE 79)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 45+2
equity 20.3% of total assets
Liquidity 43+14
short-term debt 76.3% · cash 27.6%
Profitability 80-13
return on assets 9.0%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,004 companies, NACE 79, micro)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.9%▲ +0.1 percentage points vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025highest value 06-2025: 0.7%▼ -0.2 percentage points vs 05-2025 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%▼ -0.6 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.3%▲ +0.1 percentage points vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.27 (1.14 in 2024), below the usual 1.5. Short-term debt is 76.3% and cash 27.6% of total assets. 79.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 79, micro). It does better than 33% of them on solvency, 25% on liquidity, 74% on profitability and 90% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.6m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 06-07-2026)
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.27, cash €433,421
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
25 days early
2024
23 days early
2023
41 days early
2022
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 26 days before the deadline. In the sector (NACE 79), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2025from €177,658 to €318,861 ▲ 79.5% View
  • Positive: Higher net result than 95% of companies in travel agenciessector median €5,592 · 555 companies €141,203 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about AMJ TRAVEL

What is the company number of AMJ TRAVEL?
The company number of AMJ TRAVEL is 0774.991.891. The VAT number is the same number with BE in front: BE 0774.991.891.
Where is AMJ TRAVEL based?
The registered office is at Rue de Herve 174, 4030 Liège.Company details
What does AMJ TRAVEL do?
According to the KBO register, the main activity is travel agency activities (NACE 79110).
What is the legal form of AMJ TRAVEL?
The legal form of AMJ TRAVEL is Private limited company (BV).
When was AMJ TRAVEL founded?
AMJ TRAVEL was founded on 04-10-2021.
Is AMJ TRAVEL still active?
Yes, AMJ TRAVEL is an active enterprise in the KBO register.
How many employees does AMJ TRAVEL have?
AMJ TRAVEL had an average of 3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of AMJ TRAVEL?
The turnover in financial year 2025 is ≈ €650,000. This figure is estimated from the gross margin of €326,485 and 881 comparable companies of the same size. It probably lies between €460,000 and €950,000. It is a rough estimate.
Is AMJ TRAVEL profitable?
In financial year 2025, AMJ TRAVEL made a profit of €141,203.
Where can I find the annual accounts of AMJ TRAVEL?
AMJ TRAVEL filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of AMJ TRAVEL due?
AMJ TRAVEL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Companies linked to AMJ TRAVEL

Comparable companies

These companies have the same main activity as AMJ TRAVEL: travel agency activities (NACE 79110). They are comparable in size and age: total assets between €891,000 and €2.3m, founded between 2018 and 2023.

CompanyTotal assetsGross margin
AMJ TRAVEL Liège€1.6m€0.3m
MONDIAL TOURISME BENELUX Beveren-Kruibeke-Zwijndrecht€2.1m€0.2m
SO TRAVEL Waterloo€1.2m€0.2m
NOTELAARSHOF Staden€2.3m€0.6m
Satguru Travel & Tourism Belgium Elsene€1.9m€0.4m
Contour Travel Antwerpen€0.9m€0.2m
CAP Holiday Rentals Gent€0.9m€0.4m
Full comparison

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