Equity
€158,834 ▲ 22.3%
AminTechs has made a profit in every financial year since 2023.
AminTechs
Overview
Lifetime
3 annual accounts with figures on one time axispeak €93,795 (2024)
€46,269▼ 50.7%
peak €69,959 (2024)
€28,962▼ 58.6%
peak €158,834 (2025)
€158,834▲ 22.3%
€15,197▼ 15.3%
Board1 name since 2023
1 directorBELARBI Mohammed Amin
Documentsfilings and deeds
11-06-202650 days before the deadline
2025micro format
Gross margin from €93,795 to €46,269Result from €69,959 to €28,962Equity from €129,872 to €158,834Debts from €17,938 to €15,197Cash from €106,788 to €147,576
Key points
from the 2025 annual accountsTurnover
≈ €150,000 estimated
The micro format states no turnover.
Position in the sector
91.3%
Higher solvency than 89% of companies in computer programming and consultancy. Sector median 60.0% · 21,208 companies.
Checked score
97
Excellent
Financially stronger than 75% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025highest value
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 10.75, cash €147,576
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €158,834 (91.3% of total assets)
Size: total assets €174,031
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 96% on liquidity, 53% on profitability and 67% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as AminTechs has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of AminTechs itself is lower: < 0.1% within 12 months. It rests on far more data about AminTechs than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for AminTechs. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 10.75 (7.73 in 2024), above the usual 1.5. Short-term debt is 8.7% and cash 84.8% of total assets. 8.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
50 days early
2024
43 days early
2023
20 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 38 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0804385564
Incorporation
Founding capital of €500, 100 shares · Founder: BELARBI Mohammed Amin (comparant) · Appointment: BELARBI Mohammed Amin (director) · published on 01-08-2023 · Gazette deed
First establishment
Boulevard Charles Quint 4, Mons
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AminTechs Mons | €174,031 | €46,269 | 91.3% | - |
| TOUNRO DEV Mouscron | €179,184 | €48,986 | 49.1% | - |
| OLEA CONSULT Tournai | €144,882 | €52,355 | 51.8% | - |
| TechLeet Engineering Liège | €168,075 | €50,098 | 72.6% | - |
| VMT Invest Haacht | €175,075 | €45,800 | -7.7% | - |
| DISKA Bassenge | €160,233 | €41,275 | 55.2% | - |
| TWAM Herzele | €154,117 | €52,772 | 81.0% | - |
These companies have the same main activity as AminTechs: computer programming (NACE 62100). They are comparable in size and age: total assets between €145,000 and €179,000, founded in 2023.
Official details
Source: KBO- Status
- Active since 28-07-2023Normal situation
- Activity
- Computer programmingNACE 62100and 3 others
- Establishment unit
- 2.347.966.0637000 Mons, since 28-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 08-08-2023
Annual accounts 2025
- €46,269▼ 50.7%
- €28,962▼ 58.6%
- €158,834▲ 22.3%
- €174,031▲ 17.7%
- Filing
- Filed on 11-06-2026, 50 days before the end of the filing period
Insights on AminTechs
AminTechs files the micro format. That format states no turnover. The gross margin fell from €77,670 in 2023 to €46,269 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 11-06-2026, 50 days before the deadline€46,269
▼ 50.7%
€38,853
▼ 57.0%
€28,962
▼ 58.6%
€148,135
▲ 22.6%
91.3%
▲ 3.4 percentage points
10.75
▲ 3.01
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €150,000. Estimated: probably between €120,000 and €200,000.
Balance sheet
balance sheet total €174,031 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
91.3%
Higher than 90% of 21,208 companies in 2025.
10.75
Higher than 90% of 20,571 companies in 2025.
16.6%
Higher than 47% of 20,746 companies in 2025.
AminTechs
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
174,031 | 147,810 | 72,988 | |
21/28 |
10,699 | 9,076 | 7,721 | |
22/27 |
10,699 | 9,076 | 7,721 | |
24 |
10,699 | 9,076 | 7,721 | |
29/58 |
163,332 | 138,734 | 65,267 | |
40/41 |
12,662 | 26,314 | 13,326 | |
40 |
11,400 | 25,899 | 12,705 | |
41 |
1,262 | 414 | 621 | |
54/58 |
147,576 | 106,788 | 42,692 | |
490/1 |
3,094 | 5,632 | 9,249 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
174,031 | 147,810 | 72,988 | |
10/15 |
158,834 | 129,872 | 60,773 | |
10/11 |
500 | 500 | 500 | |
14 |
158,334 | 129,372 | 60,273 | |
17/49 |
15,197 | 17,938 | 12,215 | |
42/48 |
15,197 | 17,938 | 12,215 | |
44 |
1,233 | 1,528 | 4,065 | |
440/4 |
1,233 | 1,528 | 4,065 | |
45 |
10,490 | 12,952 | 7,000 | |
450/3 |
9,118 | 12,952 | 7,000 | |
454/9 |
1,372 | - | - | |
47/48 |
3,474 | 3,458 | 1,150 | |
| Income statement | ||||
9900 |
46,269 | 93,795 | 77,670 | |
630 |
6,449 | 3,389 | 729 | |
640/8 |
966 | - | - | |
9901 |
38,853 | 90,406 | 76,941 | |
75/76B |
- | 12 | - | |
75 |
- | 12 | - | |
65/66B |
1,823 | 2,055 | 385 | |
65 |
1,823 | 2,055 | 385 | |
9903 |
37,030 | 88,363 | 76,556 | |
67/77 |
8,068 | 18,404 | 15,450 | |
9904 |
28,962 | 69,959 | 61,106 | |
9905 |
28,962 | 69,959 | 61,106 | |
| Appropriation of the result | ||||
9906 |
158,334 | 130,231 | 61,106 | |
14P |
129,372 | 60,273 | - | |
694/7 |
- | 859 | 833 | |
694 |
- | 859 | 833 | |
| Document | ||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 11-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 45,302 | 93,795 | 77,670 | ||
| 35,411 | 73,348 | 61,835 | ||
| 8,072 | 4,745 | 8,449 | ||
| 40,789 | 64,096 | - | ||
| 148,135 | 120,796 | 53,052 | ||
| 91.3% | 87.9% | 83.3% | ||
| 10.75 | 7.73 | 5.34 | ||
| 0.10 | 0.14 | 0.20 | ||
| 18.2% | 53.9% | 100.5% | ||
| 16.6% | 47.3% | 83.7% | ||
| 24.85 | 45.64 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €8,072 | €4,745 | €8,449 |
| €6,449 | €3,389 | €729 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on AminTechs
The operating result for 2025 is 57% lower than in 2024 and the lowest since 2023.
Debt's share of the balance-sheet total falls from 12.1% to 8.7%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 28-07-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 11-06-2026
Mandates through the years
1 name, the dashed line is todayBELARBI Mohammed Amin
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- BELARBI Mohammed Amin
- Director (not named in the articles), from 28-07-2023 to date
Control
Capital
- Contribution
- €500
- Shares
- 100
- Contribution per share
- €5
- Equity per share
- €1,588 in 2025
- Source
- deed of 01-08-2023
Articles of association
deed of 01-08-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Thursday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Founder
At incorporation
deed of 01-08-2023 ↗
- BELARBI Mohammed Amin sole founder · 100% at incorporation
Network & group
No group
AminTechs has no parent and no holdings in its annual accounts. BELARBI Mohammed Amin is the only director. AminTechs shares no director with another company.
At the same address
Boulevard Charles Quint 4, 7000 Mons · 3 other companies| CORNUT C
registered office since 26-02-1985 · founded in 1984 · negative equity (2025) |
total assets €43,250 (2025) 0426.896.802 |
| KUE CONSULTING
registered office since 30-10-2024 |
founded in 2024 1015.749.851 |
| Mustafa, Hakan (sole trader)
establishment since 28-02-2022 |
founded in 2022 0785.712.074 |
Timeline
Timeline
10 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFmicro format · 50 days before the deadline
2025
Weakest financial year net €28,962 ▼58.6% The net result drops to €28,962, the lowest from 2023 to 2025.
Equity above €150,000 equity €158,834 ▲22.3% With a profit in every financial year since 2023, equity grows to €158,834.
Annual accounts 2024 filed PDFmicro format · 43 days before the deadline
2024
Highest result from 2023 to 2025 net €69,959 ▲14.5% The operating result of €90,406 and the net result of €69,959 are both a record.
Equity above €100,000 equity €129,872 ▲114% With a profit in every financial year since 2023, equity grows to €129,872.
Annual accounts 2023 filed PDFmicro format · 20 days before the deadline
2023
Registered in the Peppol Directory Reachable for e-invoices through 0208:0804385564
IncorporationFounding capital of €500, 100 shares · Founder: BELARBI Mohammed Amin (comparant) · Appointment: BELARBI Mohammed Amin (director) · published on 01-08-20235 points ▸
- Founder, BELARBI Mohammed Amin (comparant)
- Founding capital, €500, 100 shares
- Registered office clause, Boulevard Charles Quint, 4/1-1, 7000 Mons
- Director appointment, BELARBI Mohammed Amin (director (not named in the articles))
- Permanent representative, BELARBI Mohammed Amin
- The deed holds 4 more points.
First establishment Boulevard Charles Quint 4, Mons
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
AminTechs was incorporated on 28 July 2023 as a private limited company by one natural person, with a starting capital of €500.12 Since 2023, BELARBI Mohammed Amin has served as director.3 Total assets rose from €72,988 in 2023 to €174,031 in 2025.4
Company details
Identity
- Enterprise number
- 0804.385.564
- VAT number
- BE 0804.385.564
- Peppol ID
- 0208:0804385564
- Other Peppol ID
- 9925:BE0804385564
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 28-07-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Thursday of June at 18:00deed of 01-08-2023 (in French)
- Peppol
- Reachable since 08-08-2023Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- AminTechs in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 01-08-2023 (in French)
Activities
NACEBEL 202562100
Computer programming main activity
Codes under NACEBEL 2008
62010
Computer programming, consultancy and related activities main activity
62020
IT consultancy
62030
Computer programming, consultancy and related activities
62090
Computer programming, consultancy and related activities
90011
Arts creation and performing arts activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La commercialisation,la fabrication,la recherche,le développement,la conception,l’amélioration de tous produits ou services pouvant se…”deed of 01-08-2023 (in French)
3 activities
- La commercialisation,la fabrication,la recherche,le développement,la conception,l’amélioration de tous produits ou services pouvant se rattacher aux secteurs de l’informatique,à l’édition de logiciel,des télécommunications,à la création de sites web et d’une façon générale,à toutes techniques et technologies nouvelles ; le traitement en continu ou non de données à l’aide,soit du programme du client,soit d’un programme propre,le service de saisie de données,le traitement complet de données,l’enseignement,la formation,le conseil et plus généralement l’accompagnement au sens le plus large possible auprès de particuliers,des entreprises,des collectivités et autres organismes publics et privés dans tous les domaines touchant à ces secteurs
- Toutes activités relatives à la notion de créateur de contenu sur différentes plateformes (réseaux sociaux,YouTube,…) et notamment,sans que cette liste soit limitative ou exhaustive,de la création et de la diffusion de contenus sur les réseaux sociaux,la production de contenu qui visent la promotion de biens ou de services dont il n'est pas nécessairement le producteur ou le prestataire,la diffusion par moyen de communication numérique,l’élaboration de stratégie de communication et de marketing digital sur les réseaux sociaux,la gestion des publications,la production de contenu rédactionnel optimisé en utilisant le référencement,la réalisation et le montage de courtes vidéos,la création d’illustrations ou bien encore l’animation d’un live streaming,…
- La gestion,la valorisation d’un patrimoine immobilier,notamment par l’achat de la pleine propriété ou de droits réels,la vente,la location,la mise en location,la construction,le tout au sens le plus large
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Boulevard Charles Quint 4 registered office 7000 Mons | 28-07-2023 | 2.347.966.063 |
Buildings and parcels at the address
- Ground area
- 921 m²
- Buildings
- 912 m²
- Volume, LiDAR
- 11,726 m³
- Tallest building
- 16.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 53403F0559/00D000 | 921 m² | 1 · 912 m² | 16.2 m · 5 |