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AMIN AF

Active
Private limited companyfounded 20251 yr activeSt.Jansstraat 62/0013, 2490 Balen, BelgiumKBO/BCE: BE 1019.023.996
Summary

The computed 12-month bankruptcy probability of AMIN AF is 4.1% (elevated). The 2025 annual accounts show equity of €3,577 and a net result of -€1,423. Its solvency ranks better than 21% of 2053 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
On-demand passenger transport by chauffeured vehicle
NACE 49330
1 site
Size
€24,057total assets 2025
Equity
€3,577
Loss
-€1,423
Turnover not published (abridged schema)
Financial health
47 Fair Checked score 2025
Bankruptcy chance 12 m
4.1%
Structure
Accounts filed 59 d late0 of 1 deed read
Why 47- Sector Land transport and transport via pipelines (NACE 49)- Founded in 2025- Latest accounts 59 days late; 1 of the last 3 late+ Liquidity: current ratio 0.34, cash €4,731Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 28% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency 40
equity 14.9% of total assets
Liquidity 28
short-term debt 85.1% · cash 19.7%
Profitability 61
return on assets -5.9%
Bankruptcy probability, 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.0% (8,980 companies)
Last 13 months 02-2026: 3.6%lowest value 03-2026: 3.6%● 0.0% vs 02-2026lowest value 04-2026: 3.8%▲ +4.1% vs 03-2026 05-2026: 4.1%▲ +7.9% vs 04-2026 06-2026: 4.2%▲ +3.8% vs 05-2026 07-2026: 4.6%▲ +8.7% vs 06-2026 08-2026: 4.6%● 0.0% vs 07-2026 09-2026: 5.0%▲ +9.1% vs 08-2026highest value 10-2026: 4.1%▼ -17.3% vs 09-2026
  • Sector Land transport and transport via pipelines (NACE 49) raises the probability
  • Founded in 2025 raises the probability for this profile
  • Latest accounts 59 days late; 1 of the last 3 late raises the probability
  • Liquidity: current ratio 0.34, cash €4,731 lowers the probability
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.34; short-term debt: 85.1% and cash: 19.7% of total assets), and 85.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 26%, liquidity 24%, profitability 33%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Land transport and transport via pipelines (NACE 49)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Founded in 2025
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Latest accounts 59 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Liquidity: current ratio 0.34, cash €4,731
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 2053 sector peers (2025).
NBB · sector comparison
Position among 2053 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
59 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…

Key points

  • Caution: Among the weakest 12% on equitysector median €273,408 · 2,053 companies €3,577 View
  • Total assets 2025first fiscal year filed €24,057 View
  • Active since 2025founded 22-01-2025 1 years View

By topic

Financials

Fiscal year
2025
Total assets
€24,057
Loss
-€1,423
Solvency
14.9%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
On-demand passenger transport by chauffeured vehicleNACE 49330
Founded
22-01-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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