AMILCAR
ActiveThe computed 12-month bankruptcy probability of AMILCAR is 6.0% (elevated). The annual accounts of AMILCAR for fiscal year 2025 show a net loss of 68% of the equity at the start of that year. The 2025 annual accounts show equity of €4k and a net result of €-7k. Equity is growing by ~54.4% per year across the filed fiscal years. Its solvency ranks better than 29% of 13159 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
37
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-30
Solvency30▼-6
Growth78=
Track record94
Bankruptcy probability, 12 months
6.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.43 against 1.32 in 2024; short-term debt: 63.6% and cash: 12.4% of total assets), and 95.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.5%
Return on assets
-9.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
7 d early
2024
132 d early
2023
112 d early
2022
27 d early
2021
2 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▼ 67.5%
2024 · €11k
2021: €-6k
2022: €-5k
2023: €-3k
2024: €11k
2021 → 2025
Total assets
€79k▼ 20.2%
2024 · €99k
2021: €96k
2022: €110k
2023: €99k
2024: €99k
2021 → 2025
Net result
€-7k
2024 · €15k
2021: €-11k
2022: €2k
2023: €2k
2024: €15k
2021 → 2025
Working capital
€-29k
2024 · €9k
2021: €-11k
2022: €5k
2023: €-125
2024: €9k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-6k-€-5k▲ 23.6%€-3k▲ 41.8%€11k€4k▼ 67.5%
Operating result€-9k-€3k€3k▲ 9.9%€19k▲ 556%€-7k
Net result€-11k-€2k€2k▲ 35.1%€15k▲ 616%€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €19k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€57k▼ 4.8%
Current assets
€21k▼ 44.2%
Equity and liabilities €79k
Equity
€4k▼ 67.5%
Debt
€75k▼ 14.3%
The debt ratio rises from 88.8% to 95.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5k▼
2024 · €30k
Cash flow
€4k▼
2024 · €26k
Solvency
4.5%▼
2024 · 11.2%
Current ratio
0.43▼
2024 · 1.32
Quick ratio
0.24▼
2024 · 1.05
Debt / equity
20.98▲
2024 · 7.94
ROE
-208.1%▼
2024 · 133.1%
ROA
-9.5%▼
2024 · 14.9%
Interest coverage
8.72▼
2024 · 27.80
Debt
€75k▼
2024 · €88k
Debt ≤ 1 year
€50k▲
2024 · €29k
Debt > 1 year
€0▼
2024 · €37k
Income taxes
€-47▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€99k€79k▼
Formation expenses20€205€0▼
Fixed assets21/28€60k€57k▼
Tangible fixed assets22/27€60k€57k▼
Plant, machinery and equipment23€48k€46k▼
Furniture and vehicles24€1k€2k▲
Other tangible fixed assets26€11k€9k▼
Current assets29/58€38k€21k▼
Stocks and contracts in progress3€8k€9k▲
Stocks30/36€8k€9k▲
Amounts receivable within one year40/41€2k€2k▼
Trade receivables40€817€1k▲
Other amounts receivable41€1k€507▼
Cash at bank and in hand54/58€28k€10k▼
Deferred charges and accrued income490/1€119€800▲
Equity and liabilities
Total equity and liabilities10/49€99k€79k▼
Equity10/15€11k€4k▼
Contributions10/11€5k€5k=
Reserves13€6k€6k=
Distributable reserves133€6k€6k=
Profit (loss) carried forward14-€-7k
Amounts payable17/49€88k€75k▼
Amounts payable after more than one year17€37k€0▼
Financial debts170/4€37k€0▼
Amounts payable within one year42/48€29k€50k▲
Current portion of amounts payable after more than one year42€14k€37k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€5k€5k▼
Taxes450/3€3k€3k▼
Remuneration and social security454/9€1k€1k▲
Other amounts payable47/48€8k€5k▼
Accrued charges and deferred income492/3€22k€25k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€514€3k▲
Gross operating margin9900€31k€7k▼
Operating profit (loss)9901€19k€-7k▼
Financial income75/76B€73€133▲
Recurring financial income75€73€133▲
Financial charges65/66B€1k€545▼
Recurring financial charges65€1k€545▼
Profit (loss) for the period before taxes9903€18k€-8k▼
Income taxes67/77€3k€-47▼
Profit (loss) for the period9904€15k€-7k▼
Profit (loss) for the period to be appropriated9905€15k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€-7k▼
Profit (loss) brought forward from the previous period14P€-8k€0▲
Transfer to equity691/2€6k€0▼
To other reserves6921€6k€0▼
Profit to be distributed694/7€800€0▼
Return on contributions (dividend)694€800€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €15k ▲616%
Operating result €19k, net result €15k, both a record.
10-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.19
Current ratio from 0.51 to 1.19.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Peter Benoitstraat 738400 OostendeGround area
295 m²
Building footprint
198 m²
Volume, LiDAR
4,643 m³
2 parcels, Flanders · tallest building 34.6 m, ±11 floors. Linked by address, not a title deed.
2 establishment units
AMILCAR
since 20212.312.712.503
Marie-Joséplein 7, 8400 Oostende
since 20212.315.133.345
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A0001/02G000 | Flanders | 200 m² | 1 · 122 m² | 34.6 m · 11 fl. |
| 35386D0249/00K003 | Flanders | 96 m² | 1 · 76 m² | 16.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 12,960 EUR awarded · 12,960 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,960 EUR | 2,960 EUR |
| 2023 | 1 | 8,000 EUR | 8,000 EUR |
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteOostende2.315.133.345
Similar companies · same sector, comparable size
EN VOGUE
BE 0466.630.079
Boussu · Eq €4k
CAKE & COFFEE
BE 0819.782.038
Turnhout · Eq €4k
AB2C
BE 1008.922.239
Jemeppe-sur-Sambre · Eq €4k
AYDIN
BE 1006.995.008
Antwerpen · Eq €4k
LE 32
BE 0661.621.360
Namur · Eq €4k
Of 21,904 companies in sector 56112 we hold annual accounts for 9,781. 4,378 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2021
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
10520Manufacture of food products
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.