Amicus
ActiveSummary
Amicus has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,580 and a net result of €936. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 20% of 17,149 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 15-09-1999 Normal situation
- Activity
- Real estate agency activities NACE 68310and 6 others
- Joint committee
- 323 Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden · annual accounts 30-09-2025
- Establishment unit
- 2.092.471.033 8600 Diksmuide, since 11-10-1999
- Financial year end
- 30 September
- Peppol
- Reachable since 11-12-2025
Board and ownership
- COSSEMENT Marie Paul Anne Arthur JosephDirector
- DE VRIENDT WiskeDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
- Gross margin
- €140,974
- ▲ 39.1%
- Turnover
- ≈ €250,000
- estimated
- Profit
- €936
- Equity
- €2,580
- ▲ 57.0%
- Total assets
- €871,129
- ▼ 5.6%
- Employees on 30-09-2025
- 1
- =
- 2025 accounts filed 75 days after the deadline
Score breakdownraises riskLast filed accounts filed 75 days late; 1 of the last 3 accounts lateEquity €2,580 (0.3% of total assets)lowers riskSize: total assets €871,129Founded in 1999Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 20% of them on solvency, 41% on liquidity, 32% on profitability and 87% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 24 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 75 days after the deadline Filed on 14 July 2026, deadline 30 April 2026 (7 months after the close on 30 September 2025, Companies Code art. 3:10). Source: NBB, 2026-00297311.
Annual accounts 2025 filed on 14-07-2026 at the NBB all 26 filings
Every figure per financial year
The operating result for 2025 is a profit of €32,715, after a loss of €3,469 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 30-09-2021 | 30-09-2022 | 30-09-2023 | 30-09-2024 | 30-09-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 1 | 1 | 1 | 1 | 1 |
| full-time | 1 | 1 | 1 | 1 | 1 |
| in full-time equivalents | 1 | 1 | 1 | 1 | 1 |
| Average over the year, in full-time equivalents | 1.3 | 1.2 | 1.1 | 1.1 | 1.3 |
| On a permanent contract | 1 | 1 | 1 | 1 | 1 |
| Joined | 3 | 4 | 2 | 3 | 2 |
| Left | 3 | 4 | 2 | 3 | 2 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Securities and guarantees
| Item | 30-09-2021 | 30-09-2022 | 30-09-2023 | 30-09-2024 | 30-09-2025 |
|---|---|---|---|---|---|
| Mortgages, amount registered | €505,000 | €505,000 | €505,000 | €582,700 | €582,700 |
| Mortgage mandates | €779,900 | €779,900 | €779,900 | €857,600 | €857,600 |
| Carrying value of the mortgaged assets | €705,379 | €688,611 | €655,943 | €623,275 | €590,606 |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 30-09-2021 | 30-09-2022 | 30-09-2023 | 30-09-2024 | 30-09-2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €1,525 | €17,005 | - | €1,489 | - |
| Intangible fixed assets | - | - | - | - | €67,000 |
| Depreciation and write-downs of the year | €35,597 | €37,199 | €33,545 | €33,103 | €33,272 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2025 · 1 entry · €59 awarded · €59 paid| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €44,784 | €52,823 | €52,972 | €58,318 | €60,245 | ▲ 3.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €35,788 | €35,425 | €35,597 | €37,199 | €33,545 | €33,103 | €33,272 | ▲ 0.5% |
| Other operating charges640/8 | - | - | €6,945 | €6,204 | €13,174 | €13,413 | €14,742 | ▲ 9.9% |
| Gross operating margin9900 | €168,098 | €159,885 | €153,165 | €123,997 | €107,699 | €101,365 | €140,974 | ▲ 39.1% |
| Operating profit (loss)9901 | €76,722 | €63,265 | €65,839 | €27,770 | €8,008 | -€3,469 | €32,715 | - |
| Financial income75/76B | - | - | €6 | €20 | €1 | €0 | €1 | ▲ 30× |
| Recurring financial income75 | - | €498 | €6 | €20 | €1 | €0 | €1 | ▲ 30× |
| Financial charges65/66B | - | - | €28,690 | €26,499 | €27,481 | €39,310 | €31,578 | ▼ 19.7% |
| Recurring financial charges65 | €36,675 | €31,160 | €28,690 | €26,499 | €27,481 | €39,310 | €31,578 | ▼ 19.7% |
| Profit (loss) for the period before taxes9903 | €40,048 | €32,604 | €37,156 | €1,292 | -€19,472 | -€42,779 | €1,138 | - |
| Income taxes67/77 | €1,252 | €12,058 | €1,534 | €1,066 | €187 | €189 | €202 | ▲ 6.7% |
| Profit (loss) for the period9904 | €38,796 | €20,546 | €35,621 | €226 | -€19,659 | -€42,968 | €936 | - |
| Profit (loss) for the period to be appropriated9905 | €38,796 | €20,546 | €35,621 | €226 | -€19,659 | -€42,968 | €936 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €1.1m | €1.0m | €0.9m | €0.9m | €0.9m | €0.9m | €0.9m | ▼ 5.6% |
| Fixed assets21/28 | €0.8m | €0.7m | €0.7m | €0.7m | €0.7m | €0.6m | €0.7m | ▲ 5.4% |
| Intangible fixed assets21 | - | - | - | - | - | - | €0.07m | - |
| Tangible fixed assets22/27 | €0.8m | €0.7m | €0.7m | €0.7m | €0.7m | €0.6m | €0.6m | ▼ 5.3% |
| Land and buildings22 | - | - | €0.7m | €0.7m | €0.7m | €0.6m | €0.6m | ▼ 5.2% |
| Furniture and vehicles24 | - | - | €0.005m | €0.002m | €0.001m | €0.002m | €0.001m | ▼ 32.5% |
| Current assets29/58 | €0.3m | €0.3m | €0.2m | €0.2m | €0.2m | €0.3m | €0.2m | ▼ 28.7% |
| Amounts receivable within one year40/41 | €0.2m | €0.2m | €0.1m | €0.1m | €0.1m | €0.2m | €0.05m | ▼ 68.4% |
| Trade receivables40 | - | - | €0.1m | €0.1m | €0.1m | €0.2m | €0.05m | ▼ 68.4% |
| Other amounts receivable41 | - | - | €0.001m | €0.001m | €14 | €14 | €20 | ▲ 45.0% |
| Cash at bank and in hand54/58 | €0.1m | €0.1m | €0.05m | €0.04m | €0.07m | €0.1m | €0.2m | ▲ 22.6% |
| Deferred charges and accrued income490/1 | - | - | €0.007m | €0.002m | €0.007m | €0.003m | €0.003m | ▲ 12.0% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €1.1m | €1.0m | €0.9m | €0.9m | €0.9m | €0.9m | €0.9m | ▼ 5.6% |
| Equity10/15 | €0.008m | €0.03m | €0.06m | €0.06m | €0.04m | €0.002m | €0.003m | ▲ 57.0% |
| Contributions10/11 | €0.03m | - | €0.03m | €0.03m | €0.03m | €0.03m | €0.03m | = |
| Reserves13 | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Non-distributable reserves130/1 | - | - | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | = |
| Reserves not available under the articles1311 | - | - | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | = |
| Distributable reserves133 | - | - | €0.003m | €0.003m | €0.003m | €0.003m | €0.003m | = |
| Profit (loss) carried forward14 | -€0.03m | -€0.008m | €0.03m | €0.03m | €0.009m | -€0.03m | -€0.03m | ▲ 2.7% |
| Amounts payable17/49 | €1.1m | €1.0m | €0.8m | €0.8m | €0.8m | €0.9m | €0.9m | ▼ 5.7% |
| Amounts payable after more than one year17 | €0.6m | €0.6m | €0.5m | €0.5m | €0.5m | €0.5m | €0.4m | ▼ 22.7% |
| Financial debts170/4 | - | - | €0.4m | €0.3m | €0.3m | €0.4m | €0.3m | ▼ 14.0% |
| Other amounts payable178/9 | - | - | €0.09m | €0.1m | €0.2m | €0.2m | €0.09m | ▼ 42.4% |
| Amounts payable within one year42/48 | €0.5m | €0.4m | €0.3m | €0.3m | €0.3m | €0.4m | €0.5m | ▲ 18.4% |
| Current portion of amounts payable after more than one year42 | - | - | €0.09m | €0.08m | €0.04m | €0.05m | €0.06m | ▲ 15.4% |
| Financial debts43 | - | - | €0.003m | €0.007m | €0.02m | €0.002m | €0.03m | ▲ 14× |
| Credit institutions430/8 | - | - | €0.003m | €0.007m | €0.02m | €0.002m | €0.03m | ▲ 14× |
| Trade debts44 | €0.02m | €0.005m | €0.02m | €0.01m | €0.03m | €0.02m | €0.04m | ▲ 144% |
| Suppliers440/4 | - | - | €0.02m | €0.01m | €0.03m | €0.02m | €0.04m | ▲ 144% |
| Advances received on contracts in progress46 | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | ▼ 20.2% |
| Taxes, remuneration and social security45 | - | - | €0.03m | €0.03m | €0.02m | €0.05m | €0.05m | ▲ 1.0% |
| Taxes450/3 | - | - | €0.02m | €0.02m | €0.02m | €0.03m | €0.03m | ▲ 3.0% |
| Remuneration and social security454/9 | - | - | €0.01m | €0.008m | €0.009m | €0.02m | €0.02m | ▼ 2.0% |
| Other amounts payable47/48 | - | - | €0.09m | €0.09m | €0.1m | €0.1m | €0.2m | ▲ 23.3% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | €0.001m | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €38,796 | €20,546 | €35,621 | €226 | -€19,659 | -€42,968 | €936 | - |
| + Depreciation and write-downs630 | €35,788 | €35,425 | €35,597 | €37,199 | €33,545 | €33,103 | €33,272 | ▲ 0.5% |
| Operating cash flow (approximation) | €74,584 | €55,971 | €71,218 | €37,425 | €13,886 | -€9,865 | €34,209 | - |
| Investment in fixed assets (approximation) | - | -€1,570 | -€1,525 | -€17,005 | €0 | -€1,489 | -€67,000 | ▼ 4,400% |
| Change in cash | - | €678 | -€78,432 | -€8,125 | €25,413 | €61,372 | €28,794 | ▼ 53.1% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,083 companies had the same profile as Amicus has now. Two years later, 96.8% were still going and 0.8% had gone bankrupt.
- Micro
- 20 years or older
- solvency under 10%
- a profit under 5% of the balance sheet
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Amicus itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,083 companies, not a prediction for Amicus. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 26 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 14-07-2026 | 2026-00297311 | |
| 30-09-2024 | micro format | 30-04-2025 | 2025-00089668 | |
| 30-09-2023 | micro format | 06-05-2024 | 2024-00082039 | |
| 30-09-2022 | micro format | 30-05-2023 | 2023-00097761 | |
| 30-09-2021 | micro format | 31-05-2022 | 2022-20042626 | |
| 30-09-2020 | micro format | 30-04-2021 | 2021-12800037 | |
| 30-09-2019 | micro format | 29-05-2020 | 2020-13900229 | |
| 30-09-2018 | micro format | 09-08-2019 | 2019-45700281 | |
| 30-09-2017 | micro format | 14-09-2018 | 2018-63200370 | |
| 30-09-2016 | abbreviated format | 31-01-2017 | 2017-03500018 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 31-01-2024 Capital stated in the deed · 120 shares
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| COSSEMENT Marie Paul Anne Arthur Joseph |
|
| DE VRIENDT Wiske |
|
Network & group
Amicus shares no director with another company.
Connections & network
2 current directorsThe network starts from the directors of Amicus. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
31-01
Gazette deed
2 directors appointed, 2 directors resigning, 2 reappointedChanges of role: DE VRIENDT Wiske (statutory director) and COSSEMENT Marie Paul Anne Arthur Joseph (statutory director) · Reappointments: DE VRIENDT Wiske (statutory director) and COSSEMENT Marie Paul Anne Arthur Joseph (statutory director) · Capital conversion18 points ▸
- General meeting, 15-12-2023
- Other provision, “BV, aanpassing statuten aan WVV en behoud rechtsvorm” (deed in Dutch)
- Other provision, 31-12-2019, “kapitaal en reserve tot en met 2019-12-31” (deed in Dutch)
- Capital conversion, 01-01-2020
- Declaration, “geen wijzigingen eigen vermogensrekeningen sedert 2020-01-01”, 01-01-2020 (deed in Dutch)
- Other provision, “vormen en meerderheden statutenwijziging, opheffing statutair onbeschikbare eigen vermogensrekeningen en niet-opgevraagde inbreng” (deed in Dutch)
- Director resignation, DE VRIENDT Wiske (statutory manager)
- Director resignation, COSSEMENT Marie Paul Anne Arthur Joseph (statutory manager)
- Director discharge, DE VRIENDT Wiske (statutory manager)
- Director discharge, COSSEMENT Marie Paul Anne Arthur Joseph (statutory manager)
- Director reappointment, DE VRIENDT Wiske (statutory director)
- Director reappointment, COSSEMENT Marie Paul Anne Arthur Joseph (statutory director)
- The act holds 6 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
16 activities
- Activiteiten van bemiddelaar met het oog op de aankoop,verkoop,ruil,verhuring of afstand van onroerende goederen,onroerende rechten of handelsfondsen
- Activiteiten van beheerder van goederen die instaat voor:
- Het beheer van onroerende goederen of van onroerende rechten.
- Het syndicschap van onroerende goederen.
- Het bouwen en verbouwen,zowel voor eigen rekening als op commissie van onroerende goederen.
- Het verkavelen of herverkavelen van gronden.
- Makelarij in verzekeringen en geldleningen en plaatsingen.
- De vennootschap heeft tevens tot voorwerp het behouden en in de ruimste zin van het woord beheren en oordeelkundig uitbreiden van het patrimonium gevormd door de inkomsten van roerende en onroerende goederen.
- Het optreden als dienstencentrum inzake administratieve,financiële,commerciële,sociale,personeels- en andere aangelegenheden ten dienste van derden en in het algemeen,tegen vergoeding,het waarnemen van het beheer van andere vennootschappen en dit in de meest ruime zin van het woord.
- Het nemen van deelnemingen onder om het even welke vorm in andere Belgische of buitenlandse vennootschappen en alle andere beleggingsvormen,de verwerving door aankoop,onderschrijving of elke andere wijze alsook de vervreemding door verkoop,ruil of elke andere wijze van roerende waarden van alle aard,het beheer,de controle over en de tegeldemaking van deze participaties.
- De vennootschap mag optreden als bestuurder in andere vennootschappen.
- Zij mag eveneens alle fabrieksmerken,octrooien en andere eruit voortvloeiende of aanvullende rechten verwerven en tegeldemaken en deelnemen aan de opbouw,de ontwikkeling en het beheer van alle vennootschappen.
- Zij kan optreden als tussenpersoon inzake handel,in de ruimste zin van het woord,waaronder verstaan makelaarsactiviteiten,commissiehandel en agentuur zowel in binnen- als buitenlandse handel.
- Zij kan optreden als bestuurder of vereffenaar in andere vennootschappen.
- Zij kan zich borg stellen voor derden,zaakvoerders en vennoten mits beslissing daartoe van de algemene vergadering met unanimiteit van stemmen.
- Zij kan hen eveneens leningen,voorschotten en kredieten toestaan,behoudens de wettelijke beperkingen terzake
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 32003B0071/00C000 | Flanders | 132 m² | 1 · 132 m² | 16.8 m · 4 |
1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.