Amici Latem

Active

Private limited companyfounded 200620 yrs activeDorp 12, 9830 Sint-Martens-Latem, BelgiumKBO/BCE: BE 0880.001.915

Summary

The computed 12-month bankruptcy probability of Amici Latem is 1.5% (moderate). The 2025 annual accounts show negative equity (-€2,057) and a net result of €10,929. Equity is shrinking by ~6% per year across the filed fiscal years. Its solvency ranks better than 25% of 14676 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

Amici LatemActiveChecked score 54/100

Risk analysis Report Compare

Activity

Full-service restaurants

NACE 56111Full-service restaurants NACE 56101

1 site

Size

€294,265total assets 2025

Staff: 0.3 FTE
Equity: -€2,057
Profit: €10,929

Turnover not published (abridged schema)

Financial health

54 Fair Checked score 2025

Bankruptcy chance 12 m: 1.5%

Structure

Board: 1 member

Accounts 1 d early1 of 4 deeds read

Why 54Capped at 59: negative equity- Sector Food and beverage service activities (NACE 56)- 1 of the last 3 late+ Founded in 2006+ Size: total assets €294,265Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 32% of its sector peers (NACE 56, micro)

Performance against the sector, not lower risk

Negative equity caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2023

Weak

Solvency 24+24

equity -0.7% of total assets

Liquidity 19+19

short-term debt 73.3% · cash 6.9%

Profitability 73+73

return on assets 3.7%

Bankruptcy probability, 12 months

1.5% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (23,449 companies)

Last 19 months 04-2025: 7.8% 05-2025: 7.8%▲ +0.7% vs 04-2025 06-2025: 7.7%▼ -1.1% vs 05-2025 07-2025: 8.2%▲ +5.6% vs 06-2025 08-2025: 8.3%▲ +1.7% vs 07-2025 09-2025: 8.5%▲ +2.5% vs 08-2025 10-2025: 9.1%▲ +7.2% vs 09-2025 11-2025: 9.3%▲ +2.2% vs 10-2025 12-2025: 9.9%▲ +5.9% vs 11-2025 01-2026: 12.9%▲ +30.8% vs 12-2025highest value 02-2026: 1.5%▼ -88.1% vs 01-2026 03-2026: 1.5%● 0.0% vs 02-2026 04-2026: 1.5%● 0.0% vs 03-2026 05-2026: 1.5%● 0.0% vs 04-2026 06-2026: 1.5%● 0.0% vs 05-2026 07-2026: 1.5%▼ -1.6% vs 06-2026 08-2026: 1.5%● 0.0% vs 07-2026 09-2026: 1.5%▼ -0.5% vs 08-2026lowest value 10-2026: 1.5%▲ +0.9% vs 09-2026

Sector Food and beverage service activities (NACE 56) raises the probability
Founded in 2006 lowers the probability for this profile
Size: total assets €294,265 lowers the probability for this profile
1 of the last 3 late raises the probability

No credit on open account

Liquidity short (current ratio 0.34; short-term debt: 73.3% and cash: 6.9% of total assets), and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 25%, liquidity 16%, profitability 55%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Food and beverage service activities (NACE 56)

In the bankruptcy model this factor raises the probability.

KBO

Founded in 2006

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Size: total assets €294,265

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 14676 sector peers (2025).

NBB · sector comparison

Position among 14676 sector peers

Solvency

better than 25%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

1 d early

2023

58 d late

2022

29 d late

2021

28 d late

2020

11 d early

2019

28 d late

2018

33 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days after the deadline; the sector median for financial year 2023 is 14 days after the deadline, and 55% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-08-26 Resignations: Audaxam (non-statutory director) and Van…Permanent representative: Willems Xavier ·…
30-01-26 Annual accounts filedfiscal year 2025 · micro…
30-06-25 Back to profitnet €10,929

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€2,057 View
Caution: Board changedlatest change 04-08-2026 · 1 in office 1 joined · 2 left View
Total assets 20256 fiscal years filed €294,265 View