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AMICA

Active
Private limited companyfounded 198541 years activeDronckaertstraat 380, 8930 Menen, BelgiumKBO/BCE: BE 0427.402.685
Summary

AMICA has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €18,165 and a net result of €4,862. Equity is shrinking by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 82% of 344 sector peers (NACE 47, fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Retail sale of household textiles and bedding
NACE 47512
1 site
Size
€22,751total assets 2026
Equity
€18,165
Profit
€4,862
Turnover not published (abridged schema)
Financial health
97 Excellent Checked score 2026
Bankruptcy probability, 12 months
0.1%
Structure
Accounts 105 days early0 of 2 deeds read
Why 97- Size: total assets €22,751- Sector Retail trade (NACE 47)+ Liquidity: current ratio 4.71, cash €11,947+ Equity €18,165 (79.8% of total assets)Show the evidence

Checked score

Score 2026
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 78% of its sector peers (NACE 47, micro)
Financial strength · tick = 2025
Strong
Solvency 100+12
equity 79.8% of total assets
Liquidity 94+11
short-term debt 20.2% · cash 52.5%
Profitability 95-5
return on assets 21.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.3%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.1%▼ -0.2 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 4.71 against 2.68 in 2025; short-term debt: 20.2% and cash: 52.5% of total assets), and 20.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 93% on liquidity, 89% on profitability and 38% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 4.71, cash €11,947
NBB · annual accounts
raises risk · Size: total assets €22,751
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
KBO
lowers risk · Equity €18,165 (79.8% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 17-06-2026, 105 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
105 days early
2025
12 days early
2024
7 days late
2023
3 days late
2022
17 days late
2021
1 day early
2020
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today. Usually files around 3 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today28-02-2027 close30-09-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · micro…
  2. Weakest financial yearnet €4,862 ▼50.8%
  3. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Positive: Among the best 18% on solvencysector median 38.1% · 344 companies 79.8% View
  • Positive: 8 profitable years in a rowprofit 2026: €4,862 8 years View
  • Active since 1985founded 12-06-1985 41 years View

By topic

Financials

Fiscal year
2026
Total assets
€22,751
Profit
€4,862
Solvency
79.8%
Total assets▼ 21.0%
Net result
20192026
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 30-09-2027
  1. 07-10-2024Annual accounts filed
  2. 03-10-2023Annual accounts filed
  3. 28-02-2023Highest result since 2019
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of household textiles and beddingNACE 47512
Founded
12-06-1985
Year ends
28-02
Peppol
Reachable for e-invoices
Go to Company details

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